Need suggestion for zero balance account

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Deal Newbie
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Hi

Can anyone suggest zero balance account to open

27 Comments  |  
21 Dimers
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Deal Cadet
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DBS,Axis ASAP, Kotak 811,Paytm Payments Bank

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Deal Subedar
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Axis ASAP, if you don’t already have Axis card.

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Deal Newbie
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B3A5T wrote:

Axis ASAP, if you don’t already have Axis card.

New Axis ASAP working?

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Deal Cadet
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811 is good, have been using it since one year

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Deal Subedar
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If you are ready to do high initial funding then you can open no balance account in most of the private bank, visit branch and speak with the rep

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Critic
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DBS Digibank. Provided you have an adhaar with address of a city where they have a branch.

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Critic
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DBS digibank for interest rate(5.5% upto 1 lakh,7% for amount above 1 lakh to 2 lakh—this does not count the amount below 1 lakh on which you still get 5.5%). Kotak 811 for getting a debit card that works on international sites/paypal global. Axis ASAP only if you plan on availing offers on axis cards. Paytm card is just avg,get it just for the sake of getting it.

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Deal Cadet
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paytm …sabse sasta …sabse achha

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Deal Subedar
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B3A5T wrote:

Axis ASAP, if you don’t already have Axis card.

Any extra fees or hidden charges from axis bank?

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Deal Subedar
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rohan8397 wrote:

Any extra fees or hidden charges from axis bank?

₹15 per quarter for messaging charges.
Debit card extra (annually)

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Deal Subedar
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B3A5T wrote:

₹15 per quarter for messaging charges.
Debit card extra (annually)

Any way to avoid this charge?
No such charge incurred on kotak and dbs till date.

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Deal Lieutenant
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Does HDFC allow opening of a zero balance account and if yes, what are the debit card charges for this account?

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Blogger
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ASAP account doesn’t provide Virtual Debit card anymore.

physical card will be issued with yearly charges of 300+

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Pro Budding Star
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Jio Payments Bank smile

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Deal Cadet
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dbs if u plan to keep some balance and take advantage of higher savings interest rate otherwise for use as a basic account kotak 811 wink

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Critic
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guest_999 wrote:

DBS digibank for interest rate(5.5% upto 1 lakh,7% for amount above 1 lakh to 2 lakh—this does not count the amount below 1 lakh on which you still get 5.5%). Kotak 811 for getting a debit card that works on international sites/paypal global. Axis ASAP only if you plan on availing offers on axis cards. Paytm card is just avg,get it just for the sake of getting it.

digibank physical debit card also works on international sites

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Critic
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rohan8397 wrote:

Any way to avoid this charge?
No such charge incurred on kotak and dbs till date.

no

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Deal Subedar
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Axis Asap is d best for 0 balance

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Deal Cadet
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How to open kotak811 below the age of 18 and any alternative to this

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Deal Subedar
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1cooldesidd wrote:

Does HDFC allow opening of a zero balance account and if yes, what are the debit card charges for this account?

https://www.hdfcbank.com/personal/save/accounts...
This is not a bsbda account which can be opened with aadhar card (only in 1 bank in India).
This is z zero balance account from hdfc.
so a free hdfc debit card you will get (you can use this to avail online hdfc offers with debit cards)
can’t be open online.
But only 1 catch :
4 free per Month including ATM/RTGS/NEFT/Clearing/Branch Cash Withdrawal/ Transfer/Internet Debits/ Standing Instructions/EMI, etc. In case of more than 4 withdrawals in a month, the bank would convert the existing BSBD account to Regular Savings Account and all rules and charges as per Regular Savings Account would be applicable.

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Deal Lieutenant
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vickyVicky wrote:

https://www.hdfcbank.com/personal/save/accounts...
This is not a bsbda account which can be opened with aadhar card (only in 1 bank in India).
This is z zero balance account from hdfc.
so a free hdfc debit card you will get (you can use this to avail online hdfc offers with debit cards)
can’t be open online.
But only 1 catch :
4 free per Month including ATM/RTGS/NEFT/Clearing/Branch Cash Withdrawal/ Transfer/Internet Debits/ Standing Instructions/EMI, etc. In case of more than 4 withdrawals in a month, the bank would convert the existing BSBD account to Regular Savings Account and all rules and charges as per Regular Savings Account would be applicable.

Can this be linked to a payzapp account?

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Deal Cadet
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zenithyadav wrote:

DBS,Axis ASAP, Kotak 811,Paytm Payments Bank

how to deposit money in these banks??

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Deal Cadet
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You can make UPI, NEFT or IMPS payments.
Kotak 811 and Paytm Payment bank allows adding funds using debit card also (limited amount).

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