Need Suggestions Regarding Insurance Plans

@Scorpion @getready @decideaim @xxxyyyzzz @Ramta_Jogi @beastboy

If you have term and health it's enough. I have LIC online term policy 2 crore, hdfc ergo 15 lakh health policy.

Best for term insurance is max life, health hdfc ergo is good enough, or star if you are based south.

@drjpatwa

Don't rush into taking any insurance without understanding what it is. 

There is no difference between life and term insurance that you have mentioned...... Only different type of life insurance based on your needs.

First research, study n then look around.

Al instances of insurance as well as finance planning are based on emotional needs to a large extent. 

@PowerStar

@drjpatwa

10-20 lakh per individual whether it is individual or floater health policy is at least meaningful in 2023. For life, just add current debts, family requirements like medical, education, rent etc and calculate yourself.