neft time

wait for 24 hrs maximum either it will show in your friends account or else amount will be auto reversed. Do not worry at all your amount is safe, unless you have input wrong account details.

If it is not credited today, will be refunded tomorrow.!

BTW, you should have used IMPS – that will be instant credited.

Most probably it will be processed by Early morning tomorrow. It usually happens with PSU banks.

Nowadays Neft , RTGS or IMPS all work around 24*7. Check after 90 minutes. No need to worry. IDFC server has technical glitch right now

sorry i just checked, account details are correct but I only mentioned his first name instead of last name. BRnach said due to this mistake amount can take 7 days to credit back after a request is raised
sir is imps not for amount less than 1 lakh??

kukdookoo wrote:

sorry i just checked, account details are correct but I only mentioned his first name instead of last name. BRnach said due to this mistake amount can take 7 days to credit back after a request is raised
sir is imps not for amount less than 1 lakh??

Upto 2L can be sent via IMPS…

choose IMPS where you have chosen NEFT, you will get the details..

161508-v2.0 wrote:

Upto 2L can be sent via IMPS…

---

choose IMPS where you have chosen NEFT, you will get the details..

ok sir thank in future i will keep in mind.
in statebank net banking where can we check that a neft or transfer is settled or not including other details?it skipped from my mind due to tension where that option is

kukdookoo wrote:

sorry i just checked, account details are correct but I only mentioned his first name instead of last name. BRnach said due to this mistake amount can take 7 days to credit back after a request is raised
It will return after few hours if not credited to friend, nothing like 7 days
sir is imps not for amount less than 1 lakh??
Up to 2lacs

.

rockingneo wrote:

Nowadays Neft , RTGS or IMPS all work around 24*7. Check after 90 minutes. No need to worry. IDFC server has technical glitch right now

mtlab yeh last name mention nahi karne karna nahi huya? neft was done at 2pm

Same thing had happened with me ,transferring from axis to Idfc, I had called Idfc bank call centre and gave them neft ref no, they checked it and told it would be credited before 12 and around 11.55 pm it got credited. I suggest you do the same and call IDFC if they can see the transaction been made

ashmail123957 wrote:

Same thing had happened with me ,transferring from axis to Idfc, I had called Idfc bank call centre and gave them neft ref no, they checked it and told it would be credited before 12 and around 11.55 pm it got credited. I suggest you do the same and call IDFC if they can see the transaction been made

sir on which number can i call? will they credit on my call or my if my friend call them?

caks2006407 wrote:

.

mtlab yeh last name mention nahi karne karna nahi huya? neft was done at 2pm

kukdookoo wrote:

sir on which number can i call? will they credit on my call or my if my friend call them?

the person whose account is in IDFC can call on 1800 419 4332

kukdookoo wrote:

ok sir thank in future i will keep in mind.
in statebank net banking where can we check that a neft or transfer is settled or not including other details?it skipped from my mind due to tension where that option is

Requests & Enquiries > Status Enquiry

Give date range & submit.

161508-v2.0 wrote:

Requests & Enquiries > Status Enquiry

Give date range & submit.

thnk u sir. yaha par screenshot kaise daalu desidime website pe

ashmail123957 wrote:

the person whose account is in IDFC can call on 1800 419 4332

thank u sir.hope inki customer care team achi ho sbi jaise naho

kukdookoo wrote:

thnk u sir. yaha par screenshot kaise daalu desidime website pe

https://www.desidime.com/feedbacks/tutorial-how...

kukdookoo wrote:

thank u sir.hope inki customer care team achi ho sbi jaise naho

Acchi h …

kukdookoo wrote:

thank u sir.hope inki customer care team achi ho sbi jaise naho

I find Idfc CC the best in banking so far, almost nil waiting time and knowledgeable

kukdookoo wrote:

sorry i just checked, account details are correct but I only mentioned his first name instead of last name. BRnach said due to this mistake amount can take 7 days to credit back after a request is raised
sir is imps not for amount less than 1 lakh??

Name doesn’t matter. only account no. and IFSC should be correct

smart wrote:

Name doesn’t matter. only account no. and IFSC should be correct

+1.

I haven’t come across any bank in India which cross checks the first and last names. Infact most employees working in banks doesn’t know the difference.

DBS sends an emaiil whenever there is a incoming fund transfer asking to make sure the first and last names are spelled correct.

Suggest you to approach IDFC as well as there is a mention here that they need to be alerted. Sounds weird though

To be sure, initiate a IMPS for 5 or 10 INR to confirm the funds are going to the right account.

names should also be checked while fund transfer

desiman wrote:

names should also be checked while fund transfer

As per RBI guidelines
Screenshot SBI Yono

andromeda wrote:

+1.

I haven’t come across any bank in India which cross checks the first and last names. Infact most employees working in banks doesn’t know the difference.

DBS sends an emaiil whenever there is a incoming fund transfer asking to make sure the first and last names are spelled correct.

Suggest you to approach IDFC as well as there is a mention here that they need to be alerted. Sounds weird though

To be sure, initiate a IMPS for 5 or 10 INR to confirm the funds are going to the right account.

IDFC, Equitas and DCB check and do not accept inward NEFT/RTGS for big amounts if name is not as mentioned in their records
Even I faced same issue once. IMPS works fine
@smart
@kukdookoo Got your money? Any email rcvd rgd your transaction status?

caks2006407 wrote:

IDFC, Equitas and DCB check and do not accept inward NEFT/RTGS for big amounts if name is not as mentioned in their records
Even I faced same issue once. IMPS works fine
@smart
@kukdookoo Got your money? Any email rcvd rgd your transaction status?

Don’t they for smaller amounts say in the order of thousands?

caks2006407 wrote:

IDFC, Equitas and DCB check and do not accept inward NEFT/RTGS for big amounts if name is not as mentioned in their records
Even I faced same issue once. IMPS works fine
@smart

Not sure about DCB or eqitas but idfc accept with no specific name just xyz works. Never had problem .

andromeda wrote:

Don’t they for smaller amounts say in the order of thousands?

may be >1lac my txn was also similar amount

caks2006407 wrote:

may be >1lac my txn was also similar amount

This is weird, not sure what are they trying to say to user who do a test transfer and finally initiate bigger amounts. Although the responsibility of ensuring the names correct lies with end users.

smart wrote:

Not sure about DCB or eqitas but idfc accept with no specific name just xyz works. Never had problem .

Try this with rtgs & good chance it will fail. It is just my guess but I think that each bank treat imps/neft/rtgs differently with rtgs being the most scrutinized followed by neft & then imps. This may be due to the fact that neft & rtgs are processed at rbi processing centre while imps is processed at npci network. In case of neft/rtgs(especially rtgs) banks don’t want to take any chance as anything they do will be clearly visible to rbi so they don’t instantly credit any big amount coming to their bank from rbi processing centre & do a basic check like matching acc holder name with the name mentioned in rtgs/neft(large amount).
@andromeda