Never Had a RBL credit Card but it's showing up in CIBIL score

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Deal Cadet
ursTruly_Boni

Hello Dimers,

                   I never had a RBL card, but it's showing up in my CIBIL score and the payment is delayed by 14 months + 111% card utilization.

can someone help me how to sort this out?

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27 Comments  |  
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Benevolent Benevolent
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card number shown? talk to RBL

Deal Cadet Deal Cadet
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Nope it is something like xxx3248.
Post Tycoon Post Tycoon
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Most likely a case of identity fraud, log complaints with authorities and rbl bank. More power to you.

Deal Cadet Deal Cadet
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for logging complaint credit Mantri is asking 1900/- are we suppose to pay and log complaint ?
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Deal Newbie Deal Newbie
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Dont Believe the Credit Mantri Report, It is not correct , check in some other website. Use CRED app for Complaiing , They will Draft you the mail regarding complanint and use credit report in CRED Ap[p

Deal Cadet Deal Cadet
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Does Slice earlier managed by RBL bank? If that is true, Slice has stopped it's Credit card now. but in my report it is showing no payment for last 14 months.

Post Tycoon Post Tycoon
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Slice wasn't related to RBL in any way(as far as i know) their card was powered by SBM Bank and the credit facility was powered by Quadrillion Finance Pvt. Ltd. and they have disabled the card but the the credit line is still active unless you opted for closure with Slice. Try to analyze the report from other sources as well like Cibil from onescore, amazon pay, freecharge, gpay etc Experian from onescore, paytm, etc Equifax from Kotak and paytm last Crif from Cred and see if the same account is showing in all Four Credit Bureaus. If yes then proceed with formal complaints.
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Deal Cadet Deal Cadet
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In my cibil report, I could see a new address ( based out of karnataka ), new mail IDs new phone numbers, and New Credit cards and two wheeler loans. all went to default now and damaged my entire cibil score. 

Deal Subedar Deal Subedar
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How is possible RBL has is issued a credit in your name when you have not done KYC or shared otp. Better to ask RBL bank about this issue first.

Deal Cadet Deal Cadet
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They had used my name and my PAN number, everything else is different ( mobile number, address, email ID )
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Deal Newbie Deal Newbie
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where are you checking your cibil report ? if you using creditmantri then don't believe their reports. they are frauds.

Deal Cadet Deal Cadet
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Checked in Credit Mantri, Amazon pay, Paytm, Bajaj Fin, Slice pay.
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