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(New app) Free Credit Card to Bank + 5%/7% Cashback for SBI Cashback card/OLA SBI Card

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abhishek012

(New app) Free Credit card to Bank + 5%/7% Cashback for SBI Cashback card/OLA SBI Card:

Note - You will see very bad reviews on Google play store but yesterday got new update and now load money and send money working perfectly.

Play Store App link - https://play.google.com/store/apps/details?id=c...

IOS Stores- I dnt know app is available or not.

Download and signup with your aadhar and pan details (I think full kyc account open because i used total Rs10,100)

After signup complete, you need to set UPI PIN for your Wallet UPI

Go to your profile (uppar left cornor) for set/reset UPI PIN

Now go to "Spark" option.

"Click here to deposit money" option, first time i recomended ustart with Rs100 but i start with Rs500.

Now load money via any Credit card/Prepaid card or OLA Wallet, Freecharge, Mobikwik, Airtel Wallet, Jiomoney, Payzapp.

Note - Personally i tested with direct Credit card load money (you will get 5%/7% Cashback for SBI Cashback card/OLA SBI Card if you load via OLA Wallet gateway) -

Screenshot20221208-140814

After load money, go to "spark" option

choose "To UPI ID" option

Enter your own bank account UPI ID and send money Free of cost.

Warning - first time i load money at 3:01 AM but that time UPI transaction was not working.

Today, day time i got whatsapp notification add money is now working.

Then i start transaction and UPI money send successfully.

Total i used Rs10,100 and all transaction instantly successfully transter to bank without any charges or any problem.

Here see transaction history -

Screenshot20221208-142204

Screenshot20221208-142157

Note - i think this company dnt have enough funds, always got msg that money will credited within 2 working days but money instantly credited to wallet. I guess when everyone start using. Your money will credit within 2 working days but till now working perfectly.

Use it ASAP before its goes viral. I am sure youtuber Arindam will soon make a video and start with the video public demand, public demand. 😜😜(if you dnt know him, ignore my msg).

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We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
Top Comments
The PostMighty The PostMighty
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Careful doing full kyc on third class app for few rs..

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jain01010199 wrote:

Why

Because this is not ethical. Credit cards are no meant to rotate money. Such stupid things make banks take notice and devalue/stop benefits. Which impacts genuine spenders. 
Community Angel Community Angel
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abhishek012 wrote:
This app is powered by Fino payment bank.

@esakkiraja - Spark Money.

@AJ89 So, you dnt want free credit card to bank transfer ? Amazon or mobikwik k alawa bhi duniya me aur bhi chize hai.
No.

Cc to bank and rupay ke alawa bhi or dunia h
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Deal Newbie Deal Newbie
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not available Screenshot2022-12-12-19-56-58-128520d156d69c13172100de40fe9351a1

Deal Newbie Deal Newbie
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sahu19132 wrote:

not available Screenshot2022-12-12-19-56-58-128520d156d69c13172100de40fe9351a1

Right. Tried just now. Getting same error message.

Deal Newbie Deal Newbie
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Just like the pace we all installed the app, we should start uninstalling it now.

Deal Cadet Deal Cadet
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My 5000/- stuck

Deal Cadet Deal Cadet
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Working fine now. Just now transferred around 8k from Ola money wallet and PayZapp
Deal Newbie Deal Newbie
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load money option not active why after 48 hours

Deal Newbie Deal Newbie
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DEALSTER wrote:

Rotate, revolve, dance, trip and fall all you want. I am not suggesting anyone to do or not do  anything with their card. I am simply requesting the admin to keep this crap out of DD. We as a community are better than that. There are a lot of other places on the internet for such activities. 




rotation of cc is very helpful  in emergency cases so i support rotating amount from one to another

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saurabhdiwadi9958891 wrote:

rotation of cc is very helpful  in emergency cases so i support rotating amount from one to another

Care to explain the emergency caees? 

Deal Subedar Deal Subedar
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DEALSTER wrote:
Because this is not ethical. Credit cards are no meant to rotate money. Such stupid things make banks take notice and devalue/stop benefits. Which impacts genuine spenders. 
BANKING and ETHICS DONT GO HAND IN HAND. SAVE YOUR BS REASONS FOR SOME OTHER PLACE.
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somebodythatusedtobeondd wrote:
BANKING and ETHICS DONT GO HAND IN HAND. SAVE YOUR BS REASONS FOR SOME OTHER PLACE.

I would like to say the same to you. Save it for some other place, don't spam DD.

Beacon Beacon
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Is it working properly now? Those who have installed kindly advise

Deal Cadet Deal Cadet
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PenguinSkipper wrote:
Working fine now. Just now transferred around 8k from Ola money wallet and PayZapp

Not working for me I have registered and service is temporarily unavailable. Please try again later.. Error message I'm getting every time I click on load money. Can you please let me know steps to load money please

Deal Cadet Deal Cadet
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shivakumar004 wrote:

Not working for me I have registered and service is temporarily unavailable. Please try again later.. Error message I'm getting every time I click on load money. Can you please let me know steps to load money please

Not working now

Deal Cadet Deal Cadet
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amdas222646 wrote:

Is it working properly now? Those who have installed kindly advise

It's not working for me

Deal Subedar Deal Subedar
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I would prefer to stay away from such new apps for saving a few bucks. Though VU for the deal. 

Deal Newbie Deal Newbie
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Not working

Deal Newbie Deal Newbie
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DEALSTER wrote:

Care to explain the emergency caees? 

if you invest money in share market by cc and not achieve  his objective second cc is work as   booster dose .

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saurabhdiwadi9958891 wrote:

if you invest money in share market by cc and not achieve  his objective second cc is work as   booster dose .

I am sorry, but i couldn't understand even a little bit of what you said. Investing in shares itself is not allowed from credit cards as far as I know. Please elaborate if you don't mind which emergency you were talking about. 
Deal Newbie Deal Newbie
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DEALSTER wrote:
I am sorry, but i couldn't understand even a little bit of what you said. Investing in shares itself is not allowed from credit cards as far as I know. Please elaborate if you don't mind which emergency you were talking about. 
emergency are different for different people according to his standard of living if any Person is alcoholic So alcohol is emergency.etc. its enough
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saurabhdiwadi9958891 wrote:
emergency are different for different people according to his standard of living if any Person is alcoholic So alcohol is emergency.etc. its enough
You are confused between addiction and emergency. Both are completely different. I reckon you never had an argument to begin with. 
Deal Newbie Deal Newbie
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DEALSTER wrote:
You are confused between addiction and emergency. Both are completely different. I reckon you never had an argument to begin with. 
addiction become emergency  for alcoholic beverages because without this he cannot survive.
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saurabhdiwadi9958891 wrote:
addiction become emergency  for alcoholic beverages because without this he cannot survive.
Still, the question remains, how does rotating money with credit card help you with your alcohol addiction/emergency?
Deal Newbie Deal Newbie
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DEALSTER wrote:
Still, the question remains, how does rotating money with credit card help you with your alcohol addiction/emergency?
my emergency is not alcohol but definitely funding because through credit card i get extra time because iam in pvt sector salary is getting late. so it is emergency for me and helping in growing money
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saurabhdiwadi9958891 wrote:
my emergency is not alcohol but definitely funding because through credit card i get extra time because iam in pvt sector salary is getting late. so it is emergency for me and helping in growing money
so instead of rotating just use the card normally. Does rotating make the bill generation late, allowing you more time to pay?
Deal Cadet Deal Cadet
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Unsubscribed to this topic because of off-topic comments everyday 😀

Beacon Beacon
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DEALSTER wrote:
Still, the question remains, how does rotating money with credit card help you with your alcohol addiction/emergency?

You got issues brother.

Anyway keep trying. Do let us know when you have enlightened even one person to use the their card as per your ethical standards.

Talk-Of-The-Town Talk-Of-The-Town
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Ye sab se door rahe to badiya

Deal Newbie Deal Newbie
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@abhishek012  ab mai apko batane wali hu next trick jisme milegi pura Cashback..baki white page pe likh k bataungi..Lol..salaaa ladki h ya ladka

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princeaj wrote:

Anyone can share link to apply SBI cashback card?

Is it LTF?

@abhishek012 ?

Hi, please find details here at below threads
https://www.sbicard.com/en/personal/credit-card...
https://www.desidime.com/deals/sbi-card-launche...
https://www.desidime.com/discussions/sbi-cashba...
You can try applying at https://www.sbicard.com/sprint/ca...ck
It is not LTF, but FYF. Renewal fee is 999 + taxes and reversal of renewal fee on annual spend of 2L
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