New LIC policy with commission
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Hi Guys,
If anyone wants LIC policy , I will help you in getting the LIC policy with my Agent code & also will provide you 50% of my commission amount which i earn from it (You can trust me as you are not going to loose anything,will provide all proofs once you are okay)
What’s my benefit?
Simple :- I earn commission from your policy and I share 50% of what is earned, so profit for me is 50% of my commission 
P.S :- In case if you take directly too you wont get any rebate or benefit, taking through me helps you to lower the premium amount payable!
Please dont spam the thread as this post is intended to the genuine one’s who want to take LIC policy
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yes self promotion and commission is on every premium ever paid for lifetime.
so you can’t share that,
LIC IS DOOMED
STAY AWAY
take term plan
Not sure, But it would be helpful to who are planning to new LIC policy,
As this is year end and many of the employees planning to take policy will be benefited
LIC is fooling people and people are also ready to be fooled.
Only go for Term Insurance. Compare LIC term plan with HDFC life and Max Life before opting for LIC.
LIC is LIC though, That’s the reason why it has 80% of total insurances
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@@kir199123 can you help with clarifying on surrender/vesting of policy?
My cousin has a future plus unit policy which is vesting by 31st March. The policy terminology is cryptic, but what I understand is, we have 3 options
- allow LIC convert the entire maturity amount into a pension plan and give some 4-5% yearly as income (which will be taxable)
- get upto 1/3rd as redemption n LIC will put remaining 2/3rd into pension plan with same income approach as able
- buy pension from some other insurance company and they will directly transfer the money.
Questions:
1. If they convert the maturity plan into a pension plan, they will take 18% on GST again? Right? If the maturity amount is ₹120000, then actual amount that goes into pension is only ~#100,000 (coz rest goes to GST)
2. Can we surrender the units before 31st and take the money? How much is it taxable??
LIC agents are the biggest scamsters in India. They mislead people, give false promises, all for making a few bucks.
And as already indicated in the budget speech, Modiji is going to sell off LIC to private parties soon.
And they way LIC employees behave with customers can irritate even the most calm person.
Recently went to a major LIC office in the city with one of my relations for some service. The action required submitting a form. But the form was not available. Then the person at the counter advised applying on plain paper. We asked for a plain paper. He point blank refused stating the they do not have any plain/while paper in their office. Had to get out of the office, walk about 500 mtrs to a bank nearby, request for a plain paper from them, which they readily provided, and then go back again to the LIC office.
LIC agents but policies bikti rehni chahiye aur log chuu bante rehne chahiye 
I guess this thread will go under self promotion