New Phonpe Qr at vendors disabled Rupay CC payments

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Deal Subedar
HasdaChehra

Those vendors using Paytm QR for payments now switched to Phonepe QR due to RBI action.

But Phonepe intentionally disabled all Rupay Cc Upi payments.

I had faced 2 incidents of payment failure at different vendors with New QRs of phonepe due to this.

Anyone else faced same?

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Deal Cadet Deal Cadet
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Yes, I have observed the same but it's not new. Earlier also some vendors used to have two QRs i.e. one for PayTM and another for PhonePe. The one on PhonePe never worked with Rupay CC, but PayTM QR always works with Rupay CC. Even today I have made some payments on PayTM QR code using Rupay CC.

Do the vendors need to enable Rupay CC payments or does PhonePe out of the box disable them?

Deal Subedar Deal Subedar
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I think phonpe disable them out of box(by default)

And paytm is silently getting under the table/counters.

Finance Ninja Finance Ninja
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RBI ban only paytm payments bank, you can continue use your Paytm merchant QR code.

Paytm now tieup with 3rd party banks to continue Paytm Payment Gateway business - https://www.desidime.com/discussions/paytm-now-...
Deal Subedar Deal Subedar
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Generous Generous
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Same issue with BharatPay, and GPay. They intentionally keep the UPI CC disabled.

PayTM was way better in this, they are keeping up to Rs. 2000 enabled and above that is disabled. (which you can easily enable through their app.)

Deal Subedar Deal Subedar
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Cc upi payments gonna see steep decline soon due this blunder

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Finance Mentor Finance Mentor
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Dunno but today only paid 3 times using RCCUPI on phonepe QR...

Deal Subedar Deal Subedar
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I mentioned about new phonepe QRs.

I hope you read it correctly and you have experienced different QRs at same merchants.

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Deal Subedar Deal Subedar
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Phonepe is not allowing paying above 2K by UPI credit card per day. You have to wait next day

Deal Subedar Deal Subedar
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No payment of above 2k was done 

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