https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8194712
Did u call Nps helpdesk?
NPS with K-Fintech for Employer Contribution.
Hi Dimers
I was thinking to enable my employer contribution towards NPS but my employer is only accepting NPS with KFintech CRA. But I am having existing NPS account with NSDL CRA.
So can you guys tell me your experience with KFintech NPS ?
Also what is the process of transferring NPS CRA from NSDL to KFintech ?
Tagging some fin experts :
@guest_999 @decideaim @bohemian @abhishek012
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https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8194782
You need to fill up the NPS porting form from your employer and submit it. This will automatically move your NPS account to KFintech as it is the one chosen by your employer.
No major differences on KFintech CRA. All of them have same regulations.
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8194789
Maver1ck wrote:You need to fill up the NPS porting form from your employer and submit it. This will automatically move your NPS account to KFintech as it is the one chosen by your employer.
No major differences on KFintech CRA. All of them have same regulations.
Are you using KFintech nps ?
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8194816
Karvy ko pehle barbaad kar diya sebi aur Godi ji ne
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8195010
NSDL is best….
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8195648
dhinchakrohit wrote:NSDL is best….
It seems to be best but. I don’t have any option as company has tied up with Kfintech only.
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8195973
Motivate your company to move it’s CRA, that way you need not move away from your CRA 
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8196088
employeer nps is waste of money
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8196123
rajatindia wrote:employeer nps is waste of money
Why waste ? Any specific reason
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8196205
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8196318
decideaim wrote:Motivate your company to move it’s CRA, that way you need not move away from your CRA
Corporate NPS is not possible via NSDL directly, only through PoP
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8196336
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Ramta_Jogi wrote:Corporate NPS is not possible via NSDL directly, only through PoP
Does that mean there is no concept of PoP in NSDL ?
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8196347
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Ramta_Jogi wrote:Corporate NPS is not possible via NSDL directly, only through PoP
Okay, that could be the reason, OP has this issue.
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8196876
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8196884
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rajatindia wrote:because it gives no returns…..
Duh? Waaatttt?
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8197636
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akki.akki wrote:Why waste ? Any specific reason
NPS is better than PPF, equity mkt return will leave PPF return far behind in next 30-40 years & even after taking into consideration some additional tax burden(may not even be there in future) & mandatory annuity plan it still is better than ppf as per many financial experts.
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8197703
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guest_999 wrote:NPS is better than PPF, equity mkt return will leave PPF return far behind in next 30-40 years & even after taking into consideration some additional tax burden(may not even be there in future) & mandatory annuity plan it still is better than ppf as per many financial experts.
Yes I agree. Have you transferred to KFintech from NSDL ?
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8197798
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guest_999 wrote:NPS is better than PPF, equity mkt return will leave PPF return far behind in next 30-40 years & even after taking into consideration some additional tax burden(may not even be there in future) & mandatory annuity plan it still is better than ppf as per many financial experts.
mandatory annuity plan it still is better than ppf as per many financial experts.
22g can u share some detailed article about this comparison
returns will be definitely higher in nps but how much return is afffected by eee status that i want to know
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8198141
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kukdookoo wrote:mandatory annuity plan it still is better than ppf as per many financial experts.
22g can u share some detailed article about this comparison
returns will be definitely higher in nps but how much return is afffected by eee status that i want to know
https://economictimes.indiatimes.com/wealth/inv...
https://www.livemint.com/money/personal-finance...
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8198222
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guest_999 wrote:https://economictimes.indiatimes.com/wealth/inv...
https://www.livemint.com/money/personal-finance...
22g pehla link ask for 599 membership
in second link it has just basic info about nps and ppf
my question is ppf return will be low but nps will be taxable and 40% needs to be used to buy annuity plan.so if one keeps in mind eee status of ppf what will be the end result in returns?
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8198452
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kukdookoo wrote:22g pehla link ask for 599 membership
in second link it has just basic info about nps and ppf
my question is ppf return will be low but nps will be taxable and 40% needs to be used to buy annuity plan.so if one keeps in mind eee status of ppf what will be the end result in returns?
Open the desidime forum in a browser like firefox with noscript installed & blocking javascripts on dd site. Then copy the link & paste in new tab & remove everything before the actual economictimes link. DD forum adds its own referral in front of any link which makes many links redirect to a paid plan/subscription for referral benefits. In case of indiatimes it seems to be redirecting to their ToI+ membership. You can get all the info & then calculate approx yourself as anyway it will not be accurate because rate of return on both nps & ppf will be different based on your nps investment portfolio & ppf rates will also change in coming years depending on govt/economic situation.
@admin Please look into this as it makes reading news articles from timesofindia impossible when clicking here.
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8198647
Going ahead, we might see new accounts under EPF/PPF and VPF being done away with and only NPS being there & finally getting the EEE status.
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8200293
Kfintech has lower charges than NSDL
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8214165
Do we have to open separate account for voluntary NPS contribution or ask employer to directly cut from salary and put it in default NPS account which employer has opened while joining.
Which is better approach ?
https://www.desidime.com/discussions/nps-with-k-fintech?page=1#post_8214352
amanpreetsaini004 wrote:Do we have to open separate account for voluntary NPS contribution or ask employer to directly cut from salary and put it in default NPS account which employer has opened while joining.
Which is better approach ?
Only you can contribute to voluntary NPS. And in the same account only
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