Currently offering zero balance on opening Saving account till 30 sept..
And it will take only 15 mins to open account.
Rupay card will activate instantly and ready to use.

NSDL jiffy Bank account
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I want to use AMAZON RUPAY PLATINUM CARD 20% off offer.
Is there any charges or fees for NSDL Bank account?
What is the minimum account balance? Zero?
Please explain its pros and cons.
mithhonly1 wrote:Currently offering zero balance on opening Saving account till 30 sept..
And it will take only 15 mins to open account.
Rupay card will activate instantly and ready to use.
Will they give Visa virtual? Written in their website.
How to know if it zero balance…. website showing 10k for classic account.
rohit_agarwal wrote:Will they give Visa virtual? Written in their website.
How to know if it zero balance…. website showing 10k for classic account.
There is some promotion running on app..just tick on that to avail 0 balance account.
Yes you have two eigther take visa or rupay
Is there any charges for card
mithhonly1 wrote:Currently offering zero balance on opening Saving account till 30 sept..
And it will take only 15 mins to open account.
Rupay card will activate instantly and ready to use.
Can we load money in this with debit card ? Free bank transfer available ?
mithhonly1 wrote:You can only fund with upi or IMPS NEFT
Any other payments bank/digital bank/wallet available with debit card loading and free bank transfer ? I know of these :- Kotak 811, Paytm payments bank, ICICI Pockets.. except these three ?
Jiffy account opened through aadhar XML file…. Full kyc done.
Only zero balance advantage account options.
Virtual debit card option-
Rupay platinum and visa (you can choose).
Got instant account number, money added through upi.
Money added to Amazon pay using debit card, 100 off 😊
But 5+ GST sms charge will applicable.no option to deactivate it.
the best thing is to open SBI a/c and opt for rupay classic debit card
profit 0.25% on every txn.
rupay benefit
SBI atm
rohit_agarwal wrote:Jiffy account opened through aadhar XML file…. Full kyc done.
Only zero balance advantage account options.
Virtual debit card option-
Rupay platinum and visa (you can choose).Got instant account number, money added through upi.
Money added to Amazon pay using debit card, 100 off 😊
But 5+ GST sms charge will applicable.no option to deactivate it.
For every sms , 5 +gst in NSDL bank
ashishreddy3421869 wrote:For every sms , 5 +gst in NSDL bank
No its monthly charge…..
demerius2020 wrote:the best thing is to open SBI a/c and opt for rupay classic debit card
profit 0.25% on every txn.
rupay benefit
SBI atm
But rupay classic won’t work for 20,% upto 100 in Amazon.. rupay platinum card only eligible..
demerius2020 wrote:the best thing is to open SBI a/c and opt for rupay classic debit card
profit 0.25% on every txn.
rupay benefit
SBI atm
How 0.25% profit on every trn bro ?
abhishek012 wrote:SBI also issue RuPay Platinum debit card, you can apply through SBI Branch.
They don’t provide the platinum card to all.. Have to be in diamond segment.. More than 50k qab required
third.i.financial.advisors wrote:How 0.25% profit on every trn bro ?
rewards points
third.i.financial.advisors wrote:How 0.25% profit on every trn bro ?
For every 200₹ spend you will get 2 reward points. If you spent 10k through dc means 100points.
For 100 points, You can get 25₹ Amazon gv through yono app or rewardz.sbi portal.
rohit_agarwal wrote:For every 200₹ spend you will get 2 reward points. If you spent 10k through dc means 100points.
For 100 points, You can get 25₹ Amazon gv through yono app or rewardz.sbi portal.
Thank you.. Is it applicable for all yrns .. Like fuel .. wallet loading..upi trns
third.i.financial.advisors wrote:Thank you.. Is it applicable for all yrns .. Like fuel .. wallet loading..upi trns
Yes for everything…..
rohit_agarwal wrote:Yes for everything…..
Don’t do for fuel,they charge you fuel surcharge fee..
rohit_agarwal wrote:No its monthly charge…..
Kya Bro, hdfc classic customer & still worrying about this chump change.
third.i.financial.advisors wrote:Thank you.. Is it applicable for all yrns .. Like fuel .. wallet loading..upi trns
Yes but keep in mind fuel surcharge as mentioned above & also max points in a transaction cannot be more than 100 so no extra points over 100 when doing a single transaction over 10000.
vasanth_ece wrote:Don’t do for fuel,they charge you fuel surcharge fee..
Yes, but also give you reward points
rohit_agarwal wrote:Now I’m HDFC preferred customer from July….. 🤩 Aab free ka aadat lag gaya h
Arey bhai, apna nahi toh hdfc preferred tag ki reputation kaa socho. You should think of such small sum as donation.
Tried opening Acct in Jiffy. The app refused my 20 year old PAN saying it does not exist
panchabhut wrote:Tried opening Acct in Jiffy. The app refused my 20 year old PAN saying it does not exist

rohit_agarwal wrote:No its monthly charge…..
I guess it should be free
Can you please check that as well for me ?
MrKool_JJ wrote:I guess it should be free
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Can you please check that as well for me ?
Value Added SMS Alert Charges /month
Rs. 5 + GST
Account Closure Charges*
Rs. 500 + GST
*Applicable only if the account is closed > 14 days or < 12 months of account opening.
Source https://nsdlbank.com/classic_saving_account.php...
Check under general charges tab.
