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NSDL jiffy Bank account

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Deal Subedar
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I want to use AMAZON RUPAY PLATINUM CARD 20% off offer. smile

Is there any charges or fees for NSDL Bank account?
What is the minimum account balance? Zero?
Please explain its pros and cons.

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Deal Cadet Deal Cadet
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Cool07 wrote:

Is the nsdl account still zero balance?

Even I have the same question. Website shows as 10000 min balance.

Deal Subedar Deal Subedar
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Nsdl bank account is zero balance if opened before 31st dec, 2020

Deal Cadet Deal Cadet
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If I open now is NSDL account is free or any fees applicable?

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abhishek012 wrote:

No idea bro, mostly all banks now required vkyc

Bro, is there any RBI rule that I can use to get my non-aadhaar linked NSDL accounts full-KYCed?

I had asked the NSDL CC, they told me that currently there is no option to change the mobile number linked with an NSDL account and to get these NSDL accounts KYC’d, I would need to change the mobile number linked with the aadhaar. cry

Generous Generous
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DimeDime wrote:

Bro, is there any RBI rule that I can use to get my non-aadhaar linked NSDL accounts full-KYCed?

I had asked the NSDL CC, they told me that currently there is no option to change the mobile number linked with an NSDL account and to get these NSDL accounts KYC’d, I would need to change the mobile number linked with the aadhaar. cry

forget NSDL , they are charging 30+ rs every month .. to sue amazon offer .

Finance Ninja Finance Ninja
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DimeDime wrote:

Bro, is there any RBI rule that I can use to get my non-aadhaar linked NSDL accounts full-KYCed?

I had asked the NSDL CC, they told me that currently there is no option to change the mobile number linked with an NSDL account and to get these NSDL accounts KYC’d, I would need to change the mobile number linked with the aadhaar. cry

Some banks or wallet allow okyc but no idea which one. smile

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saymyname78 wrote:

forget NSDL , they are charging 30+ rs every month .. to sue amazon offer .

I have already “recovered” 499+GST for those accounts but I don’t want to pay again either.
Only if I could find out some RBI rule about this denial of service(kyc) that I could quote to them, then everything will be just fine.
If nothing works, then F NSDL.

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abhishek012 wrote:

Some banks or wallet allow okyc but no idea which one. smile

Bro do you know which banks allow opening of savings accounts digitally with no branch visit for non-aadhaar linked mobile numbers?
Redundant question smile

Finance Ninja Finance Ninja
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DimeDime wrote:

I have already “recovered” 499+GST for those accounts but I don’t want to pay again either.
Only if I could find out some RBI rule about this denial of service(kyc) that I could quote to them, then everything will be just fine.
If nothing works, then F NSDL.

If you already paid 499+GST then no monthly fee for Amazon offer use.

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abhishek012 wrote:

If you already paid 499+GST then no monthly fee for Amazon offer use.

bro kindly share your experience regarding banks that allows opening of multiple savings accounts digitally
hdfc won’t allow it, neither would icici.
With CIF/PAN/aadhaar nexus, I think opening new savings account without branch visit seems impossible everywhere.

Finance Ninja Finance Ninja
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DimeDime wrote:

bro kindly share your experience regarding banks that allows opening of multiple savings accounts digitally
hdfc won’t allow it, neither would icici.
With CIF/PAN/aadhaar nexus, I think opening new savings account without branch visit seems impossible everywhere.

Fincare, AU bank, Equitas, Bank of Baroda, Jana bank open online acc & issue RuPay Platinum debit card.

Fincare – https://www.desidime.com/discussions/free-virtu...

AU bank – https://www.desidime.com/deals/au-bank-100-onli...

Equitas – https://www.desidime.com/discussions/equitas-ba...

Bank of Baroda – https://www.desidime.com/deals/open-bank-of-bar...

Jana bank – https://www.desidime.com/discussions/jana-bank-...

Deal Cadet Deal Cadet
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how to close nsdl jiffy account online?

Deal Lieutenant Deal Lieutenant
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sudbht wrote:

how to close nsdl jiffy account online?

No need if you opened Zero bal in Sep 2020
It’ll have charges only if you use swiggy or amz kind of offers

Deal Cadet Deal Cadet
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BubbleBoyChickenLittle wrote:

No need if you opened Zero bal in Sep 2020
It’ll have charges only if you use swiggy or amz kind of offers

It doesn’t have any annual charges or debit card charges?

Generous Generous
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sudbht wrote:

It doesn’t have any annual charges or debit card charges?

No amc charges for accounts and zero charges for virtual card

Deal Cadet Deal Cadet
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insta wrote:

No amc charges for accounts and zero charges for virtual card

Okay cool thanks.

Deal Subedar Deal Subedar
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How to close this account and how much is the charges for Account Closure?

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