OneCard credit Card New T&C (New Charges introduced)

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am_Batman
If you use any trick to transfer 10k or more within a month from One Card to a bank account or make transactions by adding funds to any wallet, you will incur a 1% charge.

Transactions up to 10k are free, but for transactions exceeding 10k, a total charge of 1% of the amount will apply.

For example: If you transact 9999, it's free, but as soon as you transact 10000 or more, a flat 1% charge (100rs) will be applied.
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This one card app has same problem like paytm

Mandatory permission to read contacts and SMS's

Why it is mandatory to read user personal data?

Generous Generous
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Feels so good to hear when you're not getting onecard due to their 'address' policy 

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