Hot Deal

oneCard issuing new card

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Cool
everev

I can see a banner in my oneCard app, that we can get a new card  with new features including being able to add it to google Pay.
Also 5000points worth 500₹ after the card is activated.

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143 Comments  |  
48 Dimers
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Cool Cool
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Anyone else see this? And are you planning to take it?

Super Stud Super Stud
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Visible to me bit confused should opt for this or not, btw it’s say New features await you, unlock new features on your Onecard and win 5K bonus RP any suggestion anybody?

Deal Cadet Deal Cadet
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Can you send a screenshot ?

Deal Subedar Deal Subedar
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original issuer bank?

Helpful Helpful
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Those who ever have a OneCard from IDFC they are getting this offer to change the card to Federal bank.

Initially they are showing this as an offer, but going forward they may force users to convert as OneCard partnership with IDFC is going to end

Deal Cadet Deal Cadet
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I have IDFC onecard
Waiting for this offer to come

Talk-Of-The-Town Talk-Of-The-Town
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They will close ur existing card and issue new one with new partner bank, it may impact CIBIL.

Check before proceeding….

Super Stud Super Stud
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R u serious, cibil impact flushed

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Deal Cadet Deal Cadet
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Not getting option
Will delay as much as I can

Mobile Guru Mobile Guru
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Update the app & check
OneCard by IDFC will stop working after 45 days (from the date, the upgrade option appeared) & they might discontinue this 5K RP reward

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Mobile Guru Mobile Guru
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Applied for upgrade last night (Ekyc via Aadhaar). Initially, it was asking for video kyc & scheduling but its just a namesake formality (No slots were available for any day) and this morning, Card got approved and will be delivered in next 10 days

Mobile Guru Mobile Guru
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Update: Got 5k RP credited as soon as the Federal VCC appeared on the App (Outstanding balance from IDFC CC got transferred to this one)

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Generous Generous
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is it free or FD based?

Mobile Guru Mobile Guru
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Its OneCard by IDFC not the Lite variant (Card issued for initial batches)

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Deal Cadet Deal Cadet
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I do not have Onecard. I have a Cibil score around 800. when I am trying to applying for a new Onecard at the end I’m getting sorry we’re not able to offer you a Onecard message. What is the issue here. I never got declined for any credit card rolleyes

Deal Subedar Deal Subedar
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Could be due to unserviceable PIN code or other issue. Mine was declined initially despite a good cibil score. After 1-2 months they approved ( don’t remember whether I reapplied or they sent offer). 

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Deal Cadet Deal Cadet
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I am getting option of Replacement card to be issued by South Indian Bank sob

Commentator Commentator
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I’m also getting South Indian bank

Deal Subedar Deal Subedar
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koi one card ke fayde bata do mere ko

Super Stud Super Stud
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Check dm

Deal Newbie Deal Newbie
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Anyone have onecard…want to use 290 rs ..i will paid 390 for this…

Community Angel Community Angel
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Still not received this offer in app

Deal Cadet Deal Cadet
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+1

Deal Newbie Deal Newbie
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Off the topic
Do anyone of dimers know how to activate one physical credit card except using QR code scanning
As it is not working with me.

Super Stud Super Stud
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Same here unable to activate physical card by scanning QR code received in kit

Helpful Helpful
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Lol KYC failed for fed bank card upgrade 

Deal Subedar Deal Subedar
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Amy reasons? Probably city is not served by federal bank? Luckily it worked for my Guntur address

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Cool Cool
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The new statement date works fine for me as now all of my credit card bills are due in the first week of the month. Quite Convenient

Critic Critic
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I got SIB bank upgrade. Will it change if I delay???

Spearhead Spearhead
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How do you know which bank they are offering, I can’t find it any where when I click on proceed

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Deal Lieutenant Deal Lieutenant
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….I have this idfc variant one card…

…if i switch to other bank…will i get metal card again free of cost?…

Mobile Guru Mobile Guru
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Yes

Spearhead Spearhead
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some responses I got from OneCard via twitter. Sharing so it might be useful for others:

Hi there, we’re always here to help, Find all the answers to all your concerns below

1.) which bank tie up is the new card?

Ans - The new issuer bank depends on the eligibility of your credit profile and do not worry as you will still get all the same benefits as before.

2.) Is it mandatory to move to the new card, if yes by when?

Ans - This process is mandatory for our users to be able to reap the benefits of the OneCard. Once we’re ready to get this done for you, you will be notified.

3.) If I do not accept the invite will my old card become deactivated and I no longer be a OneCard user?

Ans - In case you do not wish to accept this change, your OneCard will be deactivated and you will no longer continue to be a OneCard Metalhead.

And lastly,

4.) Are there any change in charges for the new card?

Ans - There are absolutely no charges or any changes in the benefits and the features of the card as you will still be a OneCard holder.

Let us know if there is anything else! – Ahi

I have OneCard for about 2 years now. I am getting a message about some upgrade. Is it mandatory? If I switch will there be any cibil enquiry again? Which bank is issuing the new card? I guess old one was from IDFC.

Ans - Hi Sasikiran, there is little to worry about as there would be no significant impact on your credit score with your respective bureaus. Your world of new features awaits you so stay tuned with us. Also, an opportunity to get hands-on a newly crafted #MetalFriend awaits you.

Would like to mention here that upon confirmation of the offer, your new card setup will be initiated as #JourneyBeingOne has now been revamped with new features and benefits! Kudos! -Nim

Deal Lieutenant Deal Lieutenant
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wtf…they reduced my limit….offering just 55k…

Critic Critic
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Which bank now?

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Deal Captain Deal Captain
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Finally got the option today. But the banking partner is BOB

Don’t know why they didn’t offer Federal card sad

Generous Generous
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Whoevr did fd .. they get metal card ever without fd?

Helpful Helpful
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Do not upgrade card before 8th April if you have done insurance transection before and got stamps. Both Stamps will get vanished if u upgrade

I lost my both stamps worth 1000rs😭


Super Stud Super Stud
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My stamp is intact

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Deal Cadet Deal Cadet
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Is onecard available at all pins?

Deal Cadet Deal Cadet
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got bob sad 
any use?

Deal Captain Deal Captain
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Bob needs physical verification sad

I’m unable to schedule verification time. App is throwing error.

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Deal Newbie Deal Newbie
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Anyone getting upgrade for South Indian bank?

Deal Captain Deal Captain
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Need help on the address verification issue

I do not have any address proof of current address and also there is no rent agreement as it is not rented. While scheduling physical verification they are asking the following confirmation -

https://cdn0.desidime.com/attachments/photos/754998/original/Screenshot_20220327-192416_2.png?1648389356

When I select No, they are asking for rent agreement which I don’t have. 

https://cdn0.desidime.com/attachments/photos/754999/original/Screenshot_20220327-192225_2.png?1648389512

What should I select yes or no?

Freebie Finder Freebie Finder
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Recently applied for OneCard 2 days before and got bob as issuer. Can we used it in BOB offers during any FK or Amzn sale?

Deal Subedar Deal Subedar
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FD based or normal?

I am only getting option for FD based one card…

I hold 3 cards from axis,1 from icici,bob,hdfc,rbl etc…

But one card wants me to open FD 

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