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oneCard issuing new card

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everev

I can see a banner in my oneCard app, that we can get a new card  with new features including being able to add it to google Pay.
Also 5000points worth 500₹ after the card is activated.

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Anyone else see this? And are you planning to take it?

Chennai Super Kings Chennai Super Kings
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Those who ever have a OneCard from IDFC they are getting this offer to change the card to Federal bank.

Initially they are showing this as an offer, but going forward they may force users to convert as OneCard partnership with IDFC is going to end

Deal Cadet Deal Cadet
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manikantaks4u wrote:

Those who ever have a OneCard from IDFC they are getting this offer to change the card to Federal bank.

Initially they are showing this as an offer, but going forward they may force users to convert as OneCard partnership with IDFC is going to end

I have IDFC onecard
Waiting for this offer to come

Crowdpuller Crowdpuller
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They will close ur existing card and issue new one with new partner bank, it may impact CIBIL.

Check before proceeding….

Hunk Hunk
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everev wrote:

Anyone else see this? And are you planning to take it?

Visible to me bit confused should opt for this or not, btw it’s say New features await you, unlock new features on your Onecard and win 5K bonus RP any suggestion anybody?

Hunk Hunk
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dhinchakrohit wrote:

They will close ur existing card and issue new one with new partner bank, it may impact CIBIL.

Check before proceeding….

R u serious, cibil impact flushed

Mobile Guru Mobile Guru
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Baaap wrote:

R u serious, cibil impact flushed

1 hard enquiry (Max 2)
By the time cibil gets updated (3 months?) the recovery of these 3-6 points will be done too

Hunk Hunk
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getready wrote:

1 hard enquiry (Max 2)
By the time cibil gets updated (3 months?) the recovery of these 3-6 points will be done too

But have they mentioned anywhere about hard enquiry?

Mobile Guru Mobile Guru
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Baaap wrote:

But have they mentioned anywhere about hard enquiry?

Haven’t clicked the “Proceed” button yet but the issuer bank is getting changed from IDFC to something else so its safe to assume that there’s gonna be a hard enquiry

& Unlike IDFC, these One Federal cards act as a standalone federal cc too for offers, so new entrants, new enquiry

Edit: KYC needs to be re-done with the new banking partner @Baaap

https://cdn0.desidime.com/attachments/photos/751694/medium/fd.jpg?1647341637

Hunk Hunk
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getready wrote:

Haven’t clicked the “Proceed” button yet but the issuer bank is getting changed from IDFC to something else so its safe to assume that there’s gonna be a hard enquiry
& Unlike IDFC, these One Federal cards act as a standalone federal cc too for offers, so new entrants, new enquiry

You mean we’ll get CB or discount wherever Federal bank offer applicable?

Mobile Guru Mobile Guru
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Baaap wrote:

You mean we’ll get CB or discount wherever Federal bank offer applicable?

Yes!
Not sure about CB as I don’t have the card but discount for sure (Sometime back, Federal OneCard gave double discount on Amazon – 10% OneCard + 10% Federal)

Deal Cadet Deal Cadet
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Not getting option
Will delay as much as I can

Mobile Guru Mobile Guru
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Applied for upgrade last night (Ekyc via Aadhaar). Initially, it was asking for video kyc & scheduling but its just a namesake formality (No slots were available for any day) and this morning, Card got approved and will be delivered in next 10 days

Mobile Guru Mobile Guru
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demerius2020 wrote:

is it free or FD based?

Its OneCard by IDFC not the Lite variant (Card issued for initial batches)

Mobile Guru Mobile Guru
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kkrulesdnation wrote:

Not getting option
Will delay as much as I can

Update the app & check
OneCard by IDFC will stop working after 45 days (from the date, the upgrade option appeared) & they might discontinue this 5K RP reward

Deal Cadet Deal Cadet
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getready wrote:

Update the app & check
OneCard by IDFC will stop working after 45 days (from the date, the upgrade option appeared) & they might discontinue this 5K RP reward

Did
Not showing still
Cleared cache and logged in again.

Deal Lieutenant Deal Lieutenant
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getready wrote:

Update the app & check
OneCard by IDFC will stop working after 45 days (from the date, the upgrade option appeared) & they might discontinue this 5K RP reward

Hey, let know which is the Bank issuer they are replacing with it; Is it BoB, Federal or SiB ? M hoping for Federal :p

Mobile Guru Mobile Guru
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kkrulesdnation wrote:

Did
Not showing still
Cleared cache and logged in again.

May be, they are doing this batch-wise
I’m guessing OneCard will be making all these IDFC cards void by April End

Mobile Guru Mobile Guru
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BlueFlash wrote:

Hey, let know which is the Bank issuer they are replacing with it; Is it BoB, Federal or SiB ? M hoping for Federal :p

Its Federal

Deal Cadet Deal Cadet
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getready wrote:

May be, they are doing this batch-wise
I’m guessing OneCard will be making all these IDFC cards void by April End

Will switch
Don’t mind new bank

Deal Cadet Deal Cadet
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getready wrote:

Its Federal

I applied this card and got it based on your thread 2020, actually I got one card offer another mobile number also, can I close this existing card and apply new card ?

Mobile Guru Mobile Guru
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Agniputra wrote:

I applied this card and got it based on your thread 2020, actually I got one card offer another mobile number also, can I close this existing card and apply new card ?

Too many uncertainties!
Just wait for sometime, you will get the upgrade offer via existing card/mobile number

Deal Cadet Deal Cadet
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I do not have Onecard. I have a Cibil score around 800. when I am trying to applying for a new Onecard at the end I’m getting sorry we’re not able to offer you a Onecard message. What is the issue here. I never got declined for any credit card rolleyes

Deal Subedar Deal Subedar
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archat68 wrote:

I do not have Onecard. I have a Cibil score around 800. when I am trying to applying for a new Onecard at the end I’m getting sorry we’re not able to offer you a Onecard message. What is the issue here. I never got declined for any credit card rolleyes

Could be due to unserviceable PIN code or other issue. Mine was declined initially despite a good cibil score. After 1-2 months they approved ( don’t remember whether I reapplied or they sent offer). 

Mobile Guru Mobile Guru
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getready wrote:

Applied for upgrade last night (Ekyc via Aadhaar). Initially, it was asking for video kyc & scheduling but its just a namesake formality (No slots were available for any day) and this morning, Card got approved and will be delivered in next 10 days

Update: Got 5k RP credited as soon as the Federal VCC appeared on the App (Outstanding balance from IDFC CC got transferred to this one)

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