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One Card Query

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Deal Subedar
Tony007

I Get Pre Approved One Card. I Checked In Their App They Give Me 20k Approved Limit So Should I Go And Get This Or Not? If Yes Plz Tell Me Its Charges. Pros And Cons Too. It Have Offers On Amazon & Flipkart. Now My Cibil Is Down By 20 Points So Should I Get This Cc Or Not If I Get This Cc My Cibil Will Down By Somepoints? Plz Help Me With This Details.

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Gujarat Titans Gujarat Titans
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xxxyyyzzz wrote:

Reserve period was less than 2 days when I got it a few weeks ago.
How long did your take?

‘we are currently moderating issuance of new card. we will notify once we are back in action’
checkedtoday

Super Stud Super Stud
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stoptomove wrote:

‘we are currently moderating issuance of new card. we will notify once we are back in action’
checkedtoday

Yes, it’s generic.
Wait till tomorrow. You’ll be able to generate virtual card.
My friend was able to generate after 6 hours.

I suggest keep checking every 8 hours.
If you miss, they will remove after few hours and you will have to wait for one more day.

Gujarat Titans Gujarat Titans
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xxxyyyzzz wrote:

Yes, it’s generic.
Wait till tomorrow. You’ll be able to generate virtual card.
My friend was able to generate after 6 hours.

I suggest keep checking every 8 hours.
If you miss, they will remove after few hours and you will have to wait for one more day.

oh thanks will see.

Sunrisers Hyderabad Sunrisers Hyderabad
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I don’t see good enough offers for this card. I think I already have enough CC. So skipping it

Deal Subedar Deal Subedar
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stoptomove wrote:

‘we are currently moderating issuance of new card. we will notify once we are back in action’
checkedtoday

Bro When U Applied? I Appiled Today Nd Get Virtual Card Immediately

Gujarat Titans Gujarat Titans
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Tony007 wrote:

Bro When U Applied? I Appiled Today Nd Get Virtual Card Immediately

checked today only

Super Stud Super Stud
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neehesh wrote:

I don’t see good enough offers for this card. I think I already have enough CC. So skipping it

Bro, Onecard giving flat 40% upto 150 on swiggy instamart.
150 off on 350rs order (daily consumables) is no Joke.
It was working multiple times/ day on same account till yesterday.

If they are aggressive, we may keep seeing good discount in near future.
It’s LTF and unfair as you compare it with premium cards

Super Stud Super Stud
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kkrulesdnation wrote:

Mine came after 6-8 months

Are they generous in Limite Increase?
Can you share increased percentage,

It’s irrelevant I think.
Yours is backed by IDFC, mine is Federal, OP’s gonna be BOB.
I think banks also have a say in how much they want to give.

Deal Cadet Deal Cadet
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Didn’t get even though my CRIF score is 800

Gujarat Titans Gujarat Titans
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Tony007 wrote:

Did U Get Pre Approved Mail Or Directly Apply? Mail Them

not got any mail was just checking!

Deal Subedar Deal Subedar
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xxxyyyzzz wrote:

Are they generous in Limite Increase?
Can you share increased percentage,

It’s irrelevant I think.
Yours is backed by IDFC, mine is Federal, OP’s gonna be BOB.
I think banks also have a say in how much they want to give.

Mine Is Also From Federal

Deal Subedar Deal Subedar
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jain01010199 wrote:

Didn’t get even though my CRIF score is 800

Bro After Some Months They Offer U Definitely

Deal Captain Deal Captain
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I am having one card (IDFC Backed) since 15 months. Initial limit given was 1.2 lacs and I got limit increase to 2 lacs within 3 months of usage. Almost 1% cashback. If you are unable to do transaction in 3 different categories to get 5x bonus points just Add Re 1 to Swiggy Money and Ola.

Deal Lieutenant Deal Lieutenant
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Does amazon support one card cc bill payment??

Deal Lieutenant Deal Lieutenant
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Tony007 wrote:

Brothers Help Me With This Que Or Tag A Dimer Who Have This Card.
@Mayavi @Siddhartha07 @getready @guest_999 @decideaim @RunZone @MrKool_JJ @homedimer

Go for it. Great card. The occasional 10% cashback nearly every month makes it a great card biggrin
For the 3k charges if you loose the metal card, you can just block the metal card and take a plastic card. Charges – 150 only.

Deal Cadet Deal Cadet
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xxxyyyzzz wrote:

Are they generous in Limite Increase?
Can you share increased percentage,

It’s irrelevant I think.
Yours is backed by IDFC, mine is Federal, OP’s gonna be BOB.
I think banks also have a say in how much they want to give.

I had a limit of 30k
Increased to 50k

My other cards have much higher limit

Deal Captain Deal Captain
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It keeps showing FD one to me wink

Deal Subedar Deal Subedar
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Closed this card 6 months back and now it started showing offers.
They can’t reinstate already closed card.
Waah re meri kismat.

Hotshot Hotshot
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bikidas2060 wrote:

This is not a credit card bro. You get a credit line. Both are different things. I am sure some offers are running for the card, but I would like to go for traditional LTF credit cards.

One card is not a credit line it’s a pure credit card

Hotshot Hotshot
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While the rp is not one you can rave about, but the offers on this card are awesome… You get offers from the bank backing the card(mine is federal and I am getting most of the federal bank offers)
There are great offers like 40% discount on instamart, yatra offers etc..
Ocassional 10% offers which gives it a super value card.
Even if it was plastic if it’s ltf I won’t mind having it
There is also bookmyshow 1+1 ticket offer currently going on which can be used once a month.
Not sure but since it’s on visa signature platform, some of those offers also might come in handy.

Deal Subedar Deal Subedar
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Tony007 wrote:

Got 20k Limit

They will revise the limit depending upon your usage. You can get 2-3 time limit increase within a year.

Deal Subedar Deal Subedar
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Gaurav_G wrote:

It keeps showing FD one to me wink

Bro Don’t Take That After Some Months U Get This Card Without Fd. Same In My Case

Deal Cadet Deal Cadet
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Can One card be used as C2C later for applying other cards? rolleyes

Gujarat Titans Gujarat Titans
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need help with a transaction of 10K on onecard, can any dimer help with their card?

Deal Lieutenant Deal Lieutenant
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xxxyyyzzz wrote:

Are they generous in Limite Increase?
Can you share increased percentage,

It’s irrelevant I think.
Yours is backed by IDFC, mine is Federal, OP’s gonna be BOB.
I think banks also have a say in how much they want to give.

Have they started issuing bob card?

Super Stud Super Stud
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rohan8397 wrote:

Have they started issuing bob card?

I think not, 2 din pehle tak Federal de rahe they.

Deal Lieutenant Deal Lieutenant
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xxxyyyzzz wrote:

I think not, 2 din pehle tak Federal de rahe they.

Mere ko phone aya federal ka de rahe hai karke… To soch raha tha apply karu ya nai. Federal vala hi chahiye mereko

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