OneCard with Bob financial query..

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Rajasthan Royals
ashu2kr960

Anyone got one card with bob financial please reply. I need to confirm few things..

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Does it even matter who is the partner for OneCard issued?

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MrMonkey wrote:

Does it even matter who is the partner for OneCard issued?

I have an option to do physical kyc.. and address documents mentioned are DL, passport & voter card. I just need to ask can I submit Aadhar card??

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ashu2kr960 wrote:

I have an option to do physical kyc.. and address documents mentioned are DL, passport & voter card. I just need to ask can I submit Aadhar card??

yes .mine is bob one card . during pkyc i was asked to submit voter/dl. i told aadhaaar and they took it by masking aadhaar number

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How To Give Physical KYC

Facing Demographic Error 


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seeker9898 wrote:

yes .mine is bob one card . during pkyc i was asked to submit voter/dl. i told aadhaaar and they took it by masking aadhaar number

Okk thanks..

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PowerStar wrote:

How To Give Physical KYC

Facing Demographic Error 


Location unserviceable maybe..

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ashu2kr960 wrote:

Location unserviceable maybe..

They Didn’t Ask Me To Enter Address? 

DIRECTLY Showing This Error

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Is physical kyc mandatory for Bob onecard ?

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dealenjoe wrote:

Is physical kyc mandatory for Bob onecard ?

Physical kyc is mandatory for any credit card unless it is pre-approved from a bank in which you already hold an account.

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dealenjoe wrote:

Is physical kyc mandatory for Bob onecard ?

No they didn’t do any physical kyc for Bob onecard.

But recently I applied for Bob premier and they did physical verification

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guest_999 wrote:

Physical kyc is mandatory for any credit card unless it is pre-approved from a bank in which you already hold an account.

no true… because my fedreal onecard had no physical verification and same was teh case for many of my friends.. 

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JaiKrish1031 wrote:

No they didn’t do any physical kyc for Bob onecard.

But recently I applied for Bob premier and they did physical verification

Thanks.. So there is video KYC or do they give it without it ?

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dealenjoe wrote:

no true… because my fedreal onecard had no physical verification and same was teh case for many of my friends.. 

Sooner or later it will be done, I got idfc onecard in 2020 without any kyc because I already had an acc in idfc bank but after onecard partnered with other banks there was a physical kyc by onecard last year.

P.S. if you or any of your friend had ever completed kyc for any financial service(like paylater type) in which Federal bank was a partner then too physical kyc is not required.

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dealenjoe wrote:

Thanks.. So there is video KYC or do they give it without it ?

For Bob one card they didn’t do any verification at all. Just applied and few days later got email notification to unlock card.

But for direct Bob cards they did physical address verification as well as video kyc.

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JaiKrish1031 wrote:

No they didn’t do any physical kyc for Bob onecard.

But recently I applied for Bob premier and they did physical verification

No Physical KYC for Federal OneCard too. Same case with IDFC OneCard (Excluding few who applied for the card before April 2020)

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guest_999 wrote:

Sooner or later it will be done, I got idfc onecard in 2020 without any kyc because I already had an acc in idfc bank but after onecard partnered with other banks there was a physical kyc by onecard last year.

P.S. if you or any of your friend had ever completed kyc for any financial service(like paylater type) in which Federal bank was a partner then too physical kyc is not required.

i got IDFC 1card, then federal 1card and even sbi cc without physical kyc or prior relationship with any of these banks.

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mango-man wrote:

i got IDFC 1card, then federal 1card and even sbi cc without physical kyc or prior relationship with any of these banks.

You mean to say your idfc onecard was shifted to federal onecard because you can’t get both of them. For sbi cc you didn’t do aadhaar biometric? That’s as good as physical kyc.

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guest_999 wrote:

You mean to say your idfc onecard was shifted to federal onecard because you can’t get both of them. For sbi cc you didn’t do aadhaar biometric? That’s as good as physical kyc.

Yes, 1card changed the issuing bank on their own.

For SBI, no. Entire process was digital. Sent documents via whatsapp and did vkyc.


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mango-man wrote:

Yes, 1card changed the issuing bank on their own.

For SBI, no. Entire process was digital. Sent documents via whatsapp and did vkyc.


For onecard maybe that’s why. As for sbi, I don’t know if they changed the kyc procedure recently but just 1 month back many members here were getting call for kyc via aadhaar biometric authentication who got their sbi card initially offline by submitting physical copies of documents.

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guest_999 wrote:

For onecard maybe that’s why. As for sbi, I don’t know if they changed the kyc procedure recently but just 1 month back many members here were getting call for kyc via aadhaar biometric authentication who got their sbi card initially offline by submitting physical copies of documents.

i got sbi card more than a year ago.

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Its upto organization whatever kyc they do physical or online, but recently onecard is preferring physical kyc these days..

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mango-man wrote:

i got sbi card more than a year ago.

Did you completed the aadhaar biometric at that time or only did vkyc?

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guest_999 wrote:

Did you completed the aadhaar biometric at that time or only did vkyc?

only vkyc, didn’t meet anyone in person.

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mango-man wrote:

only vkyc, didn’t meet anyone in person.

Looks like sbi card is asking for physical kyc for those who didn’t get the option to do vkyc/applied via agent/offline which is how majority applies for sbi card. I am also guessing you applied as salaried not self-employed because as far as I know physical kyc is must for self-employed.

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guest_999 wrote:

Looks like sbi card is asking for physical kyc for those who didn’t get the option to do vkyc/applied via agent/offline which is how majority applies for sbi card. I am also guessing you applied as salaried not self-employed because as far as I know physical kyc is must for self-employed.

Applied c2c as salaried, but they didn’t do any employment verification, maybe because of pandemic. Good for me, I was actually unemployed at that time!

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I tried applying. It said instant virtual card on ad. But then says to schedule physical kyc. No ekyc or video kyc option. And no aadhar option, only passport, dl and voter id.

Scheduled for kyc today, but none came. 

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Knight11 wrote:

I tried applying. It said instant virtual card on ad. But then says to schedule physical kyc. No ekyc or video kyc option. And no aadhar option, only passport, dl and voter id.

Scheduled for kyc today, but none came. 

Same.. they are issuing with bob financial

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ashu2kr960 wrote:

Same.. they are issuing with bob financial

Now got message from Ecom saying I declined pickup. I was at home whole day and I didn’t get any call either. Need to reschedule now.

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