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OneCard RuPay Credit Card Lifetime Free finally launched

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Finance Ninja
abhishek012

OneCard RuPay Credit Card Lifetime Free finally launched:

OneCard now rolling out LTF Virtual RuPay Credit Card link to your Primary credit card (user specific, soon roll out to all users).

SS shared by @RowdyAK47

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Top Comments
Helpful Helpful
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Nope, same situation here. Hoping that Federal Bank quits just like IDFC did.
Crusader Crusader
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@DimeDime Hope this happens really soon.. unable to get a core federal bank card because of sh*tty restrictions.. joy

Bob onecard users have got around 3 limit enhancements within a year..
Deal Newbie Deal Newbie
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Hoping they will provide option for conversion of issuer banks . It's the most needed claim of onecard users

77 Comments  |  
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Deal Cadet Deal Cadet
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Is it going to be dependent on the issuing bank to launch rupay version?

Finance Mentor Finance Mentor
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yes, as it's shared limit and credit account...
Community Angel Community Angel
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Virtual rupay card with shared limit.

Banking partner: India Bank

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Finance Ninja Finance Ninja
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Yup AFAIK, currently total 5 banks are partner with Onecard to issue RuPay Credit Card.
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Flame Flame
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Not showing for me. Any way to get it right now? Without waiting.

Deal Captain Deal Captain
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Still not showing in account.

Maybe in some days option will come.

Good news plus1.

Crusader Crusader
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Also .. anyways to change banking partner in onecard?

This federal bank has been useless to me with no limit enhancement for 2+ years..

Helpful Helpful
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Nope, same situation here. Hoping that Federal Bank quits just like IDFC did.
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Wishlist Champion Wishlist Champion
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I have Visa. How do I switch to the Rupay variant? @abhishek012

Deal Cadet Deal Cadet
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can you confirm its separate statement or same statement  ? because if separate statement they may report new card account  in credit bureaus 

Deal Cadet Deal Cadet
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We may have to wait for a month or two. I don't think anyone has the answer to this 

Deal Newbie Deal Newbie
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I applied today but say your are reserved .what it's means

Deal Cadet Deal Cadet
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OneCard doesn't onboard any new customers. So, you have to wait. Your slot is reserved, though.

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Deal Subedar Deal Subedar
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so the banking partner remains the same or everyone will get an Indian bank rupay credit card despite having another bank visa card.

Deal Cadet Deal Cadet
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No it doesn't work like what you said. Only the original banking partner can issue RuPay variant, if it is willing to do so.

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Commentator Commentator
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Sbm users sleepy

Pro DealBaba Pro DealBaba
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What extra benifit rupay brings on top on visa (apart from rewardless upi)?

Comrade Comrade
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Its "Comfort" ये आराम का मामला है

जैसे:

U Garments me Rupa वैसे payment me Rupay

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Deal Subedar Deal Subedar
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Screenshot2024-05-26-00-04-52-422ce8f63d0a1328ab8d9b9557e0727169

For users who wants to get one card for first time 😭

Deal Subedar Deal Subedar
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In past didnt' got one card because of FD variant only, but now it vanished after issue data misuse via user data for marketing i guess xD

So have to wait and see when i can apply it again

Generous Generous
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NO offer for BOB the builder?

Deal Cadet Deal Cadet
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+1

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Budding Star Budding Star
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How to increase the limit?

I made fd for 5000 

My limit is 5500

Is there any way increase the limit 

Any dimer can help me to increase the limit?

@abhishek012

Deal Newbie Deal Newbie
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No brother. No option. For last 8 months (approx) they have stopped to create more FDs and at the same time they are not increasing any credit limit by their own. If you call them, no proper support you will receive. This is only happening with the SBM customers. If you had it with BOB or Indian Bank or any other then you can expect better conversation and support.

Deal Hunter Deal Hunter
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No one's giving credit to Indian bank here

Savings Mentor Savings Mentor
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That's good but it's a shame they couldn't even get the onecard.com domain and instead had to settle for getonecard.app smile

Generous Generous
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Mili rupa kisi ko?

Deal Cadet Deal Cadet
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Any referral?

Deal Cadet Deal Cadet
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Check dm

Deal Newbie Deal Newbie
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The worst thing about one card is that I got FD linked SBM one card. Now I can't create new FD to increase the limit nor they are increasing the limit in any other way. I am stuck with this trash bank. I hope they allow to switch the operating bank.

Cool Cool
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Like others can we change billing cycle date in this card?

Deal Newbie Deal Newbie
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We've onle two options to set the bill generation date 14th and 20th, (not sure for others)

Deal Cadet Deal Cadet
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Any referrals?

Hunk Hunk
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Check DM Bro.

Deal Newbie Deal Newbie
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Hoping they will provide option for conversion of issuer banks . It's the most needed claim of onecard users

Deal Subedar Deal Subedar
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I doubt they will offer that then people will pick only one provider they see as best:) all the other providers will be dead:P xD so thats not gonna happen sadly (its my speculation based on how 3rd party business usually works)
Firestorm Firestorm
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Bro is onecard good ? Any disadvantages?? Should i make/apply one ?

Deal Cadet Deal Cadet
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No disadvantage it is LTF and sometime you get good offer on one card.

DM me for referral code

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Deal Cadet Deal Cadet
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 Nothing for Sbm users.😣

Deal Subedar Deal Subedar
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Nothing for non "one card" users sad

Spearhead Spearhead
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Where in settings to see this offer?

Deal Cadet Deal Cadet
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Cards issuing now? Any referreal?

Wingman Wingman
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Any referalles please ?

Hunk Hunk
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Check DM Bro.

Finance Ninja Finance Ninja
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Onecard RuPay Credit Card BIN -

652992 - Indian bank

652994 - SIB

652999 - CSB

652950 - Dnt know but i guess SBM bank

652955 - Federal bank

Beacon Beacon
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BOB? Not yet?

replyuser
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