Vote down Reasons
Where's the scamming part at? If this is what you call a scam, I will call penny cashback as lottery and my expenses as fraud.
Email them at [email protected][dot]tech, you'll get your money back.
Even normal bank secured card has lien marked against FD made. One has to surrender card to break FD... where's the scam?
TnC* If you close FD based OneCard, you won't be issued again ever.
If U Want Fd Back To Account Then Ur Credit Card Will Becomes Un-Secured Card... This Is Not Possible... U Have To Close The Card To Get Fd...
Every Bank Follows This Scheme Only...
I have also closed my card.. i forgot to note the amount ..my mistake.. I don't know how much is my fd.. i sent them email..no reply..they said amount will be credited in 5-7 working days .
It's been 3 days so far..
Any experience how many days it will take ?
How to know the interest and principal amount.. i need the same for taxation purpose...
UnderNation wrote:If U Want Fd Back To Account Then Ur Credit Card Will Becomes Un-Secured Card... This Is Not Possible... U Have To Close The Card To Get Fd...
Every Bank Follows This Scheme Only...
Is there any way to lower the fd amount like 5K or 10K because 50K is huge.
Loot.Machao wrote:I Don't Know, U Can Ask BankIs there any way to lower the fd amount like 5K or 10K because 50K is huge.
Loot.Machao wrote:Is there any way to lower the fd amount like 5K or 10K because 50K is huge.
One card gives 110% of the fd made as limit
Min 2k
sanju8486 wrote:I have also closed my card.. i forgot to note the amount ..my mistake.. I don't know how much is my fd.. i sent them email..no reply..they said amount will be credited in 5-7 working days .
It's been 3 days so far..
Any experience how many days it will take ?
How to know the interest and principal amount.. i need the same for taxation purpose...
Will take maximum 1 week, Check your emails regarding onecard. You will find the fd amount email.
Loot.Machao wrote:yeah I know that but I am already having 50k FD from last year i am asking is there anyway to lower that amount and keep the card alive.
Nope, the only possible option is to Break your FD and close Onecard. Currently any Secured FD card don't have this feature to reduce limit of card and free some amount from FD.
But I believe when it's possible to increase the card limit by crediting additional FD in OneCard they should offer it vice versa aswell.
Also note, Once you close your FD backed Credit Card with Onecard you won't be able to apply for it again. Secured and Unsecured both !!
RohitJain1 wrote:Nope, the only possible option is to Bread your FD and close Onecard. Currently any Secured FD card don't have this feature to reduce limit of card and free some amount from FD.
But I believe when it's possible to increase the card limit by crediting additional FD in OneCard they should offer it vice versa aswell.
Also note, Once you close your FD backed Credit Card with Onecard you won't be able to apply for it again. Secured and Unsecured both !!
thank you bro for your comment.Could you should suggest any cc for me. I am having experian score of 850. Currently getting moneyback card from HDFC but I don't want it as per the review.
Loot.Machao wrote:Avoid mobeyback and wait for another 2-3 months you will get Millennia or you can talk with your RM if your moneyback is pre-approved, he can process it for millennia aswell.thank you bro for your comment.Could you should suggest any cc for me. I am having experian score of 850. Currently getting moneyback card from HDFC but I don't want it as per the review.
RohitJain1 wrote:Nope, the only possible option is to Break your FD and close Onecard. Currently any Secured FD card don't have this feature to reduce limit of card and free some amount from FD.
But I believe when it's possible to increase the card limit by crediting additional FD in OneCard they should offer it vice versa aswell.
Also note, Once you close your FD backed Credit Card with Onecard you won't be able to apply for it again. Secured and Unsecured both !!
Bro did u talk to their cc and got this info as I also intend to reduce my FD amt
RohitJain1 wrote:
Yes, I have confirmed with Onecard team. Once you close the FD & card you won't be able to get any OneCard in future.
bro how we can connect with the onecard team except email. I am not getting chat option
Loot.Machao wrote:Only email is available or you can raise a support ticket.bro how we can connect with the onecard team except email. I am not getting chat option
