Online transaction report on income tax web site

As far as i know

1) But my question is that these online transactions we do from savings account can't be tracked by income tax department so we don't have any problem ?

online transactions we do from savings account can be tracked when needed by bank and IT dept don't worry about it because its savings money, but cash deposit i.e HARD CASH can be withdrawn from another savings account or FROM BUSINESS RELATED TRANSACTIONS 

Hence why cash deposits are monitored -> MY GUESS

2) Or online transactions are not subject to income tax, only cash deposits and basic credit card payments are problematic ?

basic credit card payments are problematic because 10lakhs one can pay as expenses means they SHOULD have income more than 10 lakhs BUT WHEN CHECKED THERE IS NO ITR FILING, so they track this - TO CAPTURE THE IT EVADERS (because of this it is not recommended to buy stuffs for friends and family using YOUR credit card, BUT IF YOU MUST BUY FOR THEM tell them that you will need their PAN number incase something actually happens for 8 years I think IT DEPT CAN track, get their PAN numbers for safer side for IT reporting when they question you for too much transactions in Credit card)

3) Another problem is that when we are doing more transactions from savings account, are they not being tracked by the income tax site?

Amount of transaction only matters for BANK because every transaction they need to maintain in their database FOR YEARS which will cost them money, so they try to restrict this, for IT dept NUMBER OF TRANACTIONS DONT MATTER, 

FOR IT DEPT -> the total sum of money in the transaction matters not the NUMBER OF TRANSACTIONS

4) Another question is that we are doing more online transactions from the savings account but since it is a savings account, that' why it is not being tracked on the income tax side?

Mhm probably yes, IT dept can get the transaction records from bank easily (by implementing more software not a big deal) but they dont need it I think (REMEMBER IT DEPT IS NOT KEEN ON NUMBER OF TRANSACTION , THEY ARE ONLY KEEN ON QUANTUM OF MONEY YOU USE TOTALLY)

5) But if I open a current account and do more online transactions from current account then will these transactions be seen in AIS option ?

You don’t need to open a sole proprietorship bank account (I.E CURRENT ACCOUNT) in order to do business as a sole proprietor. It is legal for business owners to use their personal bank accounts to receive payments and make purchases.

CURRENT ACCOUNT IS ONLY OPENED FOR BUSINESS CONVENIENCE

if you use savings account for huge number of transactions, BANKS WONT FEEL HAPPY ABOUT IT BECAUSE THEY WONT EARN MONEY USING YOU IF YOU DO LOT OF "FREE TRANSACTION AVAILABLE WITH SAVINGS ACCOUNT" SO THEY WANT YOU TO CONVERT TO CURRENT ACCOUNT (since current account dont have interest rate linked with it so NO 3% or 2.75% interest)

Current account transactions are treated differently and so AIS i doubt it will be there, maybe have to look in some other sections of IT report dont know 

6) Or if I do a lot of transactions in current account then it will also not show in AIS option like savings account ?

CURRENT ACCOUNT is made for lot of transactions you wont have any trouble with it  BUT YOU HAVE TO SUBMIT PROPER RECORDS FOR CURRENT ACCOUNT AS BUSINESS to GOVT regularly to keep up with statutory requirements of a business. HENCE CURRENT ACCOUNT IS NOT FOR INDIVIDUAL PERSONAL TRANSACTOINS , ITS FOR BUSINESS STATUTORY REQUIREMENTS

Any AUDITORS PLEASE CORRECT ME IF I AM WRONG, PRETTY PLEASE