Pension plan
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https://www.desidime.com/discussions/pension-plan-83b10d7e-f20b-4bc4-b512-a7d16b5dee14?page=1#post_9723963
If your salaried increase your voluntary contribution to EPF since you get higher ROI (8.15%). Better than NPS which forces you to put 40% of corpus in annuity.
https://www.desidime.com/discussions/pension-plan-83b10d7e-f20b-4bc4-b512-a7d16b5dee14?page=1#post_9730854
EPF is NOT a pension plan. It returns back the corpus as a lumpsum. For NPS, even with moderate risk of 25% equity, the avr ROI over last 5 years has been more than 10%
https://www.desidime.com/discussions/pension-plan-83b10d7e-f20b-4bc4-b512-a7d16b5dee14?page=1#post_9723592
Don't invest in pension plans. It will lock your principal.
Instead study well on other financial products and plan a simple investement strategy with various Mutual funds + Term insurance + Health insurance
https://www.desidime.com/discussions/pension-plan-83b10d7e-f20b-4bc4-b512-a7d16b5dee14?page=1#post_9723263
Check NPS once
https://www.desidime.com/discussions/pension-plan-83b10d7e-f20b-4bc4-b512-a7d16b5dee14?page=1#post_9723419
How about other plans?
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SWP may be better if you have lumpsum.