Pension plan

51°
Deal Cadet
Ramushamu23

Is there any pension plan I can invest for good returns?

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SWP may be better if you have lumpsum.

Deal Cadet Deal Cadet
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If your salaried increase your voluntary contribution to EPF since you get higher ROI (8.15%). Better than NPS which forces you to put 40% of corpus in annuity.
Benevolent Benevolent
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EPF is NOT a pension plan. It returns back the corpus as a lumpsum. For NPS, even with moderate risk of 25% equity, the avr ROI over last 5 years has been more than 10%

Wingman Wingman
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Don't invest in pension plans. It will lock your principal.

Instead study well on other financial products and plan a simple investement strategy with various Mutual funds + Term insurance + Health insurance

Helpful Helpful
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Check NPS once

Deal Newbie Deal Newbie
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How about other plans?

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