People with ICICI Wealth account

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Deal Cadet
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what all credit card offers you got from them and after how much time.

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Finance Mentor Finance Mentor
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Sapphiro & Coral - LTF

Emeralde - Paid 

Usually after 45 days +/-

Credit Limit from 5L to 25L

Deal Subedar Deal Subedar
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did u get the sapphiro offer on portal itself?

i have wealth since more than an year but they always ask for card fee

i although do have the basic icici cc with ample limit since years, so i'm really not sure why i am not getting any free upgrade
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Deal Cadet Deal Cadet
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Rubyx LTF

Emeralde Paid

CC Limit from 2.6 L to 9 L

Deal Cadet Deal Cadet
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how much balance you used to maintain and after how many  days you saw  the pre approved offer?
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Deal Cadet Deal Cadet
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I already having savings acc ,can I upgrade to wealth acc?

I hv fd based credit card and I need 1 more icici credit card and I applied many times they wil reject 

And if I changed to wealth acc I wil get pre approved credit card offers?

Pls anyone tel me

Finance Mentor Finance Mentor
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I already having savings acc ,can I upgrade to wealth acc? Yes. Visit icici Bank branch and ask for requirements for the same. 

And if I changed to wealth acc I wil get pre approved credit card offers? - Yes, if your credit report is otherwise fine. Also you shouldn't have any other icici credit card. 


Like Magnet Like Magnet
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Not a single offer. No use of icici wealth account

Finance Mentor Finance Mentor
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It's a good savings account with pretty good personal loan offers and an excellent customer support to back it up. I actually can't think of any other Indian bank at present to match it currently with all the features it offers you. Sbi comes a close second though a hit or a miss as it doesn't offer wealth account in all cities. Hdfc bank is just good in the books. 

Icici bank was never the one to go looking for credit cards ever except for initial 1 - 2 years of Emeralde launch. 

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Post Emperor Post Emperor
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So they upgrade to wealth account if your icici cc limit is > 5 lacs ?

Finance Mentor Finance Mentor
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They used to do it before Covid-19 time. I think they stopped doing it now. 

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