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Please share whole process and any tips you have for C2C application.

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Blaze
Sam0001
So recently I became eligible for C2C
I am thinking of applying Ltf cards of  most banks.
My cc is hdfc millenia which is 6 months old with 75k limit.
Which cc variants I can apply ?
And do banks ask for itr or salary slip in C2C as I dont have any?
And is it better to apply directly on bank website or through an agent? Please share your experience and any tips for C2C application.
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Deal Cadet Deal Cadet
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+1

Deal Cadet Deal Cadet
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> So recently I became eligible for C2C

What does this mean?

Deal Cadet Deal Cadet
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Most People say that if your card is 6months old , it is eligible for C2C. That's why he thinks he became eligible now.

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Tech Guru Tech Guru
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1) idfc, icici, Bob allows card to card apply

2) to apply just visit their respective websites

3) to apply C2C in other banks like SBI, hdfc etc you need to visit an agent 

4) they still gonna need your employment details. Since C2C apply is there, they ll check your 6 months statement of credit card.. 🙂

Finance Mentor Finance Mentor
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How about IDFC? Any recent experience about procedure or a guide for new applicants?
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Commentator Commentator
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I don't think 75k is good enough for banks to consider C2C. Nevertheless IDFC allows C2C. I applied through cashkaro app.

Deal Newbie Deal Newbie
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What's the best C2C Ltf card one can get?

Blaze Blaze
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I think hdfc millenia will be the best for online shopping if you can get it C2C LTF.

Deal Cadet Deal Cadet
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Currently i hold times card which is 3L limit (10years old card) still its not ltf and asked them about upgrading they said they need  my salary employment details

Commentator Commentator
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My Recent BoB C2C application review:

BoB Credit Card approved.

Card Varient: VISA Select (With 2 Add-ON Cards)

Limit: 1L

point_right🏻 Applied C2C (On basis of Amazon Pay ICICI with 1.1L limit of 1yr old card) on 25.12.2022

point_right🏻 Office Verification completed on 29.12.2022

point_right🏻 Home Verification completed on 31.12.2022

point_right🏻 Got approved message on 16.01.2023

point_right🏻 Card Details got from BoB Cards app on 18.01.2023 (After 48 hrs of receiving approved message)

point_right🏻 Card Dispatch message received on 18.01.2023. Waiting for Card delivery.

Documents:

point_right🏻 While applying asked to upload PAN Card & Photos of Primary, Add-on card holder and One Month credit card statement & front side picture of card.

point_right🏻 While Office Verification, agent taken Office ID photo & Office Board photos. Mentioned no permission to allow into office & submitted as Positive response.

point_right🏻 While Home Verification, taken Home Photo & asked one neighbour name and submitted as Positive response.

Didn't asked for income proofs

Helpful Helpful
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Lol why would they need income proof if they are literally doing your office verification with office ID

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Deal Newbie Deal Newbie
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My Recent BoB C2C application review:


Card Varient: Easy


Limit: 1L


➡️   Applied C2C (On basis of Amazon Pay ICICI with 5.1L limit of 1yr old card) on 02.01.2023

➡️Documents uploaded again upon asking at [email protected] on 04.01.2023

➡️Home Verification completed on 11.01.2023


Documents:

➡️While applying asked to upload e-PAN Card , E-aadhar Card and Three Month credit card statement & front side picture of card.

➡️While Home Verification, taken Home Photo submitted as Positive response.


Didn't asked for income proofs

➡️now waiting for approval message.....



Blaze Blaze
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Did you upload full front pic or you blurred the middle cc no. except for first and last four digits?

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Deal's Advocate Deal's Advocate
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Guys help me too, I also need a C2C card. Currently I am HDFC Regalia card holder for 3yrs and limit is 4lac.

I don't have ITR or Salary proof so want C2C basis card. If anyone can help me pls tell. Only looking for LTF Card on C2C basis. Thanks

Deal Subedar Deal Subedar
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I also applied for bob CC on C2C first time agent called me for the verification of my home and office but denied said currently I am out of station due to some office work also I asked agent to reject my application because benifits are not good of the card then he do the same ..........after 3 months I again applied for CC and this time via mail I was asked for my Credit card front side photo only I sent the same and in 48 hrs my card is approved literally no home/office verification has been done limit on this card is 90K BOB premier card 

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