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Please share whole process and any tips you have for C2C application.

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Sam0001
So recently I became eligible for C2C
I am thinking of applying Ltf cards of  most banks.
My cc is hdfc millenia which is 6 months old with 75k limit.
Which cc variants I can apply ?
And do banks ask for itr or salary slip in C2C as I dont have any?
And is it better to apply directly on bank website or through an agent? Please share your experience and any tips for C2C application.
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Top Comments
Hunk Hunk
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1) idfc, icici, Bob allows card to card apply

2) to apply just visit their respective websites

3) to apply C2C in other banks like SBI, hdfc etc you need to visit an agent 

4) they still gonna need your employment details. Since C2C apply is there, they ll check your 6 months statement of credit card.. 🙂

Deal Cadet Deal Cadet
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Espionage wrote:

> So recently I became eligible for C2C

What does this mean?

Most People say that if your card is 6months old , it is eligible for C2C. That's why he thinks he became eligible now.

Deal Cadet Deal Cadet
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I don't think 75k is good enough for banks to consider C2C. Nevertheless IDFC allows C2C. I applied through cashkaro app.

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Deal Cadet Deal Cadet
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+1

Deal Newbie Deal Newbie
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> So recently I became eligible for C2C

What does this mean?

Hunk Hunk
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1) idfc, icici, Bob allows card to card apply

2) to apply just visit their respective websites

3) to apply C2C in other banks like SBI, hdfc etc you need to visit an agent 

4) they still gonna need your employment details. Since C2C apply is there, they ll check your 6 months statement of credit card.. 🙂

Deal Cadet Deal Cadet
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Espionage wrote:

> So recently I became eligible for C2C

What does this mean?

Most People say that if your card is 6months old , it is eligible for C2C. That's why he thinks he became eligible now.

Deal Newbie Deal Newbie
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Espionage wrote:

> So recently I became eligible for C2C

What does this mean?

Exactly as Mr Thanos said.

Deal Cadet Deal Cadet
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I don't think 75k is good enough for banks to consider C2C. Nevertheless IDFC allows C2C. I applied through cashkaro app.

Helpful Helpful
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Espionage wrote:

> So recently I became eligible for C2C

What does this mean?

some spam caller have told this
Deal Newbie Deal Newbie
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demerius2020 wrote:
some spam caller have told this

No I read it on other online forums.

Hunk Hunk
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MrThanos wrote:

Most People say that if your card is 6months old , it is eligible for C2C. That's why he thinks he became eligible now.

Min 1  year is good. SBI ICICI etc need min 1 year old cc. 
Deal Newbie Deal Newbie
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bikidas2060 wrote:
Min 1  year is good. SBI ICICI etc need min 1 year old cc. 

So is it ok to apply or not ?

And do bank verify details in C2C or i can just say self employed in the application?

Deal Newbie Deal Newbie
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What's the best C2C Ltf card one can get?

Hunk Hunk
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Sam0001 wrote:

So is it ok to apply or not ?

And do bank verify details in C2C or i can just say self employed in the application?

It depends upon Banks' policy 

Deal Newbie Deal Newbie
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MrBullet wrote:

What's the best C2C Ltf card one can get?

I think hdfc millenia will be the best for online shopping if you can get it C2C LTF.

Deal Newbie Deal Newbie
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Currently i hold times card which is 3L limit (10years old card) still its not ltf and asked them about upgrading they said they need  my salary employment details

Commentator Commentator
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My Recent BoB C2C application review:

BoB Credit Card approved.

Card Varient: VISA Select (With 2 Add-ON Cards)

Limit: 1L

point_right🏻 Applied C2C (On basis of Amazon Pay ICICI with 1.1L limit of 1yr old card) on 25.12.2022

point_right🏻 Office Verification completed on 29.12.2022

point_right🏻 Home Verification completed on 31.12.2022

point_right🏻 Got approved message on 16.01.2023

point_right🏻 Card Details got from BoB Cards app on 18.01.2023 (After 48 hrs of receiving approved message)

point_right🏻 Card Dispatch message received on 18.01.2023. Waiting for Card delivery.

Documents:

point_right🏻 While applying asked to upload PAN Card & Photos of Primary, Add-on card holder and One Month credit card statement & front side picture of card.

point_right🏻 While Office Verification, agent taken Office ID photo & Office Board photos. Mentioned no permission to allow into office & submitted as Positive response.

point_right🏻 While Home Verification, taken Home Photo & asked one neighbour name and submitted as Positive response.

Didn't asked for income proofs

Comrade Comrade
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YADIDYA wrote:

My Recent BoB C2C application review:

BoB Credit Card approved.

Card Varient: VISA Select (With 2 Add-ON Cards)

Limit: 1L

point_right🏻 Applied C2C (On basis of Amazon Pay ICICI with 1.1L limit of 1yr old card) on 25.12.2022

point_right🏻 Office Verification completed on 29.12.2022

point_right🏻 Home Verification completed on 31.12.2022

point_right🏻 Got approved message on 16.01.2023

point_right🏻 Card Details got from BoB Cards app on 18.01.2023 (After 48 hrs of receiving approved message)

point_right🏻 Card Dispatch message received on 18.01.2023. Waiting for Card delivery.

Documents:

point_right🏻 While applying asked to upload PAN Card & Photos of Primary, Add-on card holder and One Month credit card statement & front side picture of card.

point_right🏻 While Office Verification, agent taken Office ID photo & Office Board photos. Mentioned no permission to allow into office & submitted as Positive response.

point_right🏻 While Home Verification, taken Home Photo & asked one neighbour name and submitted as Positive response.

Didn't asked for income proofs

Lol why would they need income proof if they are literally doing your office verification with office ID

Deal Newbie Deal Newbie
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YADIDYA wrote:

My Recent BoB C2C application review:

BoB Credit Card approved.

Card Varient: VISA Select (With 2 Add-ON Cards)

Limit: 1L

point_right🏻 Applied C2C (On basis of Amazon Pay ICICI with 1.1L limit of 1yr old card) on 25.12.2022

point_right🏻 Office Verification completed on 29.12.2022

point_right🏻 Home Verification completed on 31.12.2022

point_right🏻 Got approved message on 16.01.2023

point_right🏻 Card Details got from BoB Cards app on 18.01.2023 (After 48 hrs of receiving approved message)

point_right🏻 Card Dispatch message received on 18.01.2023. Waiting for Card delivery.

Documents:

point_right🏻 While applying asked to upload PAN Card & Photos of Primary, Add-on card holder and One Month credit card statement & front side picture of card.

point_right🏻 While Office Verification, agent taken Office ID photo & Office Board photos. Mentioned no permission to allow into office & submitted as Positive response.

point_right🏻 While Home Verification, taken Home Photo & asked one neighbour name and submitted as Positive response.

Didn't asked for income proofs

Thanks for the response but isn't it too much to verify like asking neighbours and taking office photo even after applying as C2C?

Avant Garde Avant Garde
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YADIDYA wrote:

My Recent BoB C2C application review:

BoB Credit Card approved.

Card Varient: VISA Select (With 2 Add-ON Cards)

Limit: 1L

point_right🏻 Applied C2C (On basis of Amazon Pay ICICI with 1.1L limit of 1yr old card) on 25.12.2022

point_right🏻 Office Verification completed on 29.12.2022

point_right🏻 Home Verification completed on 31.12.2022

point_right🏻 Got approved message on 16.01.2023

point_right🏻 Card Details got from BoB Cards app on 18.01.2023 (After 48 hrs of receiving approved message)

point_right🏻 Card Dispatch message received on 18.01.2023. Waiting for Card delivery.

Documents:

point_right🏻 While applying asked to upload PAN Card & Photos of Primary, Add-on card holder and One Month credit card statement & front side picture of card.

point_right🏻 While Office Verification, agent taken Office ID photo & Office Board photos. Mentioned no permission to allow into office & submitted as Positive response.

point_right🏻 While Home Verification, taken Home Photo & asked one neighbour name and submitted as Positive response.

Didn't asked for income proofs

Most Strict Verification hushed.....I haven't seen BOB strict with credit cards because 99% of the time they do not do OFFICE AND HOME VERIFICATION. AU Bank, BOB Bank they don't do Verification in most cases

Generous Generous
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shraaj wrote:

Most Strict Verification hushed.....I haven't seen BOB strict with credit cards because 99% of the time they do not do OFFICE AND HOME VERIFICATION. AU Bank, BOB Bank they don't do Verification in most cases

Lmao yeah that's absolutely ridiculous! It's C2C in name only.Probably BOB clowns still don't understand the meaning of C2C. smile

Deal Newbie Deal Newbie
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My Recent BoB C2C application review:


Card Varient: Easy


Limit: 1L


➡️   Applied C2C (On basis of Amazon Pay ICICI with 5.1L limit of 1yr old card) on 02.01.2023

➡️Documents uploaded again upon asking at [email protected] on 04.01.2023

➡️Home Verification completed on 11.01.2023


Documents:

➡️While applying asked to upload e-PAN Card , E-aadhar Card and Three Month credit card statement & front side picture of card.

➡️While Home Verification, taken Home Photo submitted as Positive response.


Didn't asked for income proofs

➡️now waiting for approval message.....



Deal Newbie Deal Newbie
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the_Kirang wrote:

My Recent BoB C2C application review:


Card Varient: Easy


Limit: 1L


➡️   Applied C2C (On basis of Amazon Pay ICICI with 5.1L limit of 1yr old card) on 02.01.2023

➡️Documents uploaded again upon asking at [email protected] on 04.01.2023

➡️Home Verification completed on 11.01.2023


Documents:

➡️While applying asked to upload e-PAN Card , E-aadhar Card and Three Month credit card statement & front side picture of card.

➡️While Home Verification, taken Home Photo submitted as Positive response.


Didn't asked for income proofs

➡️now waiting for approval message.....



Did you upload full front pic or you blurred the middle cc no. except for first and last four digits?

Deal Newbie Deal Newbie
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Sam0001 wrote:

Did you upload full front pic or you blurred the middle cc no. except for first and last four digits?

I uploaded full cc front without blur. Cvv on backside so backside not uploaded 

Deal Subedar Deal Subedar
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Guys help me too, I also need a C2C card. Currently I am HDFC Regalia card holder for 3yrs and limit is 4lac.

I don't have ITR or Salary proof so want C2C basis card. If anyone can help me pls tell. Only looking for LTF Card on C2C basis. Thanks

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