https://www.desidime.com/discussions/policy-bazaar-ka-gundaraj?page=1#post_9707807
Pancard nhi doge to baad me credit card aur loan ki spam calls kaise krega paisabazaar 🤣
Policy Bazaar ka gundaraj
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Policya Bazaar ko to aap sab jante honge
Maine 2 wheeler insurance karaya,
policyissue karne se pehle KYC manga
kYC me Identity proof me only Pan Card
ye kya gundaraj hai, identity proof me voter card, aadhar card, driving licence, pan card sab valid hota hai
ye kaisa monopoly hai bhai?
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https://www.desidime.com/discussions/policy-bazaar-ka-gundaraj?page=1#post_9707839
Accepted kyc procedure require following. Only PAN & aadhar have facility to send OTP to registered mobile numbers while doing online kyc. if there are obligations in providing such things offline KYC and offline policy is best. Something from internet.
KYC Procedures Accepted by IRDAI
The Insurance Regulatory and Development Authority of India (IRDAI) has mandated the use of digital KYC processes to ensure ease and convenience for customers. Following are the KYC methods accepted by IRDAI in vehicle insurance :
- Aadhaar-based e-KYC: This method involves the use of an Aadhaar card for KYC purposes. The customer can provide their Aadhaar number and biometric authentication to complete the KYC process.
- PAN-based KYC: This method involves the use of the customer's Permanent Account Number (PAN) for KYC purposes. The customer needs to provide their PAN details along with a self-attested copy of their PAN card as identity proof. In addition, they also need to provide address proof documents such as a passport, voter ID, utility bills, etc. This method is accepted by IRDAI for both online and offline policies
- Video KYC: This method involves the customer providing their KYC details via a video call with the insurer. The customer needs to have a device with a camera and internet connection to complete the video KYC process.
- Offline KYC: This method involves the submission of physical documents for KYC purposes. The customer needs to provide copies of their identity proof and address proof along with the KYC form.
https://www.desidime.com/discussions/policy-bazaar-ka-gundaraj?page=1#post_9708175
Thanks for the information.
https://www.desidime.com/discussions/policy-bazaar-ka-gundaraj?page=1#post_9707898
They might check your cibil silently and simultaneously offer loans and cards.
Good topic to create awareness.
https://www.desidime.com/discussions/policy-bazaar-ka-gundaraj?page=1#post_9708141
Don't proceed further if you're not comfortable with Sharing PAN.
https://www.desidime.com/discussions/policy-bazaar-ka-gundaraj?page=1#post_9708178
As you already paid no option left
https://www.desidime.com/discussions/policy-bazaar-ka-gundaraj?page=1#post_9708325
I think there is common e-Insurance Account like Share Demats where IRDA is asking people to link their insurance policies for easy tracing and maybe for Income Tax purposes..
A lot of people used to hide black money in Insurance policies..
https://www.desidime.com/discussions/policy-bazaar-ka-gundaraj?page=1#post_9709349
Now kyc via pan card is mandatory for 2 wheeler, 4 wheeler Insurance, it's start up by the government not by policybazar. If u will not provide, policy will not be issue and your money will be refunded.
And kyc is now mandatory whether u buy offline or online.
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Pancard nhi doge to baad me credit card aur loan ki spam calls kaise krega paisabazaar 🤣