Pre-approved Axis Ace Credit Card

184°
Deal Cadet
Sunny431
I am getting offer for pre-approved Axis Ace Credit Card with 499 joined and 499 Annual fee with zero documentation.
Did anyone get it without Joining fee and under lifetime free.
Do we get any extra benefits on applying from Google pay app.
Kindly suggest should I go for it, i already have Flipkart Axis Bank Lifetime free Screenshot2022-11-12-18-42-14-14a1fb5cb21d04d8868d297217146781fe Screenshot2022-11-12-18-47-02-82a1fb5cb21d04d8868d297217146781fe



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Deal Subedar Deal Subedar
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U will never get it ltf.... Never heard of ltf offer on ace.... So take it anytime from anywhere.... It will be paid... Even after sbi cb card.. There are still takers for ace... Unless they feel too much heat.. They won't offer it ltf

Wingman Wingman
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Which card you held of axis? Your cibil range and limit ..I am trying to get ace
Elite Elite
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If you really want Axis ACE, grab it. People don't even get the option to apply for it nowadays, forget about pre-approved ACE.

LTF + Pre-Approved, not something I know.

Firestorm Firestorm
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You won't be regretting 499 fee for ace card. And you will probably use more than 2L in a year which will make it free.
Deal Cadet Deal Cadet
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shubhamchavan007921 wrote:
Which card you held of axis? Your cibil range and limit ..I am trying to get ace
I have Flipkart Axis and myzone card, cibil is around 780
Deal Subedar Deal Subedar
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TAKE IT! TAKE IT! TAKE IT!
Deal Newbie Deal Newbie
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I have already applied through app and got my ace card with 1.85L limit. But not ltf sadly ! 

Wingman Wingman
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Sanu_29 wrote:

I have already applied through app and got my ace card with 1.85L limit. But not ltf sadly ! 

Using Gpay?
Cool Cool
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I already have sbi cashback, should i apply for axis ace and close my flipkart axis?
Deal Cadet Deal Cadet
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legend101 wrote:
I already have sbi cashback, should i apply for axis ace and close my flipkart axis?
I have both axis ace and SBI CB card, you should get axis ace for utility bill payment and offline spends.
I pay my utility bills using gpay and get 5% CB, for offline spends like society maintenace, offline shopping etc I get 2% CB.
Cool Cool
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tyagi.aakarsh73 wrote:
I have both axis ace and SBI CB card, you should get axis ace for utility bill payment and offline spends.
I pay my utility bills using gpay and get 5% CB, for offline spends like society maintenace, offline shopping etc I get 2% CB.
Utility i use sbi only for 5%, just buy amazon voucher first and then pay, instead of directly paying.
So only for offline spends and axis offers i need one.
Deal Cadet Deal Cadet
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legend101 wrote:
Utility i use sbi only for 5%, just buy amazon voucher first and then pay, instead of directly paying.
So only for offline spends and axis offers i need one.

yeah, for utility amazon + sbi cb is good since you can get additional discount using yono gyftr. If you have a lot of offline spends then go for axis ace, I pay simpl bill using ace as well and get 2% cb. 

Deal Cadet Deal Cadet
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Applied ace card in Gpay but couldn't complete vkyc and gives error after entering aadhar otp. Anyone facing the same?
Deal Subedar Deal Subedar
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I m pre approved Ace card option end of the Google Pay app. That number is not linked with Axis Saving account. Will this be approved?
Comrade Comrade
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--AJ-- wrote:
Applied ace card in Gpay but couldn't complete vkyc and gives error after entering aadhar otp. Anyone facing the same?
Had similar problem once. Switch to data network if connected to WiFi should work
Deal Cadet Deal Cadet
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Drdrake wrote:
Had similar problem once. Switch to data network if connected to WiFi should work
Tried in data mode still not working.
Critic Critic
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M.MAHI wrote:
I m pre approved Ace card option end of the Google Pay app. That number is not linked with Axis Saving account. Will this be approved?
Pre-eligible not pre-approved because pre-approved can only be shown on issuing/partner bank's own website/app. You can try but no guarantee it will be approved though chances are definitely more compared to applying outside of google pay app.
Like Magnet Like Magnet
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--AJ-- wrote:
Tried in data mode still not working.
Make sure the Location is ON in your mobile while doing KYC/VKYC. Try this..
Deal Captain Deal Captain
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guest_999 wrote:
Pre-eligible not pre-approved because pre-approved can only be shown on issuing/partner bank's own website/app. You can try but no guarantee it will be approved though chances are definitely more compared to applying outside of google pay app.
For the first time, it started to show on my GPAY to get Axis ACE CC since the start of this week. But before applying for, I would like to know more about the (V-) KYC process and C2C basis mode for Axis CCs.
  • Can I apply on C2C basis with more than 1 year old card and 1+ Lakh CL?
  • Is the V-KYC option available, or physical KYC is mandatory?
  • Permanent & Current Address are not same. Aadhaar reflects permanent address. Will this create any hurdle for me while applying or during verification?
  • Neither an Axis Bank Account holder nor any Axis CC user. Any affect on chance of Approval?
Cc. @satraghav
Critic Critic
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UniqueDimer wrote:
For the first time, it started to show on my GPAY to get Axis ACE CC since the start of this week. But before applying for, I would like to know more about the (V-) KYC process and C2C basis mode for Axis CCs.
  • Can I apply on C2C basis with more than 1 year old card and 1+ Lakh CL?
  • Is the V-KYC option available, or physical KYC is mandatory?
  • Permanent & Current Address are not same. Aadhaar reflects permanent address. Will this create any hurdle for me while applying or during verification?
  • Neither an Axis Bank Account holder nor any Axis CC user. Any affect on chance of Approval?
Cc. @satraghav
1. You can but not every axis card application process ask for existing cc statement.

2. Again, it varies from user to user in case of axis cards.

3. Yes it is likely especially if not an existing axis bank card/acc holder.

4. Yes definitely, very low chance of ace approval if not an existing axis bank card/acc holder.
Deal Captain Deal Captain
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guest_999 wrote:
1. You can but not every axis card application process ask for existing cc statement.

2. Again, it varies from user to user in case of axis cards.

3. Yes it is likely especially if not an existing axis bank card/acc holder.

4. Yes definitely, very low chance of ace approval if not an existing axis bank card/acc holder.
So, should I apply or not? Never applied for any Axis CC till now, not even for FK Axis.
Deal Cadet Deal Cadet
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satraghav wrote:
Make sure the Location is ON in your mobile while doing KYC/VKYC. Try this..
Tried. Getting same error bro
Critic Critic
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UniqueDimer wrote:
So, should I apply or not? Never applied for any Axis CC till now, not even for FK Axis.

Unless you have already applied for other credit cards 2-3 times in this month there is no harm in trying even if chances are much less, you never know when you might get lucky. However once you get rejected by axis don't apply for any axis card for next 6 months even if others say cool down period is 3 months as it varies from user to user but 6 months is the max any credit card company/bank follow in India. This si the risk you will be taking in the hope of getting lucky as maybe axis fk card may come as ltf next year in some offer in Feb/Mar like this year.

Deal Cadet Deal Cadet
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guest_999 wrote:

Unless you have already applied for other credit cards 2-3 times in this month there is no harm in trying even if chances are much less, you never know when you might get lucky. However once you get rejected by axis don't apply for any axis card for next 6 months even if others say cool down period is 3 months as it varies from user to user but 6 months is the max any credit card company/bank follow in India. This si the risk you will be taking in the hope of getting lucky as maybe axis fk card may come as ltf next year in some offer in Feb/Mar like this year.

If I got an Axis MyZone card approved less than 3 months ago, should I apply for the Axis Ace card now? is the cooldown only applicable for rejection?

Critic Critic
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sharpen wrote:

If I got an Axis MyZone card approved less than 3 months ago, should I apply for the Axis Ace card now? is the cooldown only applicable for rejection?

I read in some comments here that 3 months is cooldown period for approval while 6 months is the max for rejection(some may get earlier than 6 months too after rejection but no guarantees).
Cool Cool
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sharpen wrote:

If I got an Axis MyZone card approved less than 3 months ago, should I apply for the Axis Ace card now? is the cooldown only applicable for rejection?

You can apply now as your MyZone card was approved earlier but I'd suggest you wait for 3 months from the card issuance date to get a better chance of approval for Ace. 
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