Premium savings accounts offered by bank with high initial deposit

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Deal Cadet
Futgjitfhig

I am looking for a premium savings account offered by bank with high initial deposit.

I know about ICICI wealth management account which requires around 10 Lakh as initial deposit. And HDFC have Imperia account.

If you are aware of any other bank account, please share the details.

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Deal Cadet Deal Cadet
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Today I visited hdfc bank and for imperia they said you have to maintain 5L or 30L FD.

If someone knows about indusind Grande as well please let me know.

Benevolent Benevolent
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@the_dev @desiaadmi
Why would bank people tell u that you do not have to maintain AMB?
I have not seen HDFC downgrading Imperia to lower version, I am also Imperia for years with hardly 4-5K bal 
so go ahead and take Imperia, which is useless IMO
Axis will downgrade, they did for me from Priority to classic
ICICI does not downgrade, wealth customer with zero bal for many years - most generous bank, never even sends any email or SMS regarding AMB
IndInd, Yes I do not know
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Axis burgundy private,Indusind pioneer,yesbank private,

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5L for IDFC i think 

you will need to check with your GM


Deal Cadet Deal Cadet
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axis burgundy i think mab is 10 lakh ,intial deposit 5 lakh same as hdfc imperia.(I own these two)

burgundy private is 50 Lakh mab (ultra rich individuals not hni. HNI  don't keep 50 lakh in savings account. )

Deal Cadet Deal Cadet
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If we don't maintain MAB in Axis Burgundy after initial funding, will they downgrade the account?

Deal Cadet Deal Cadet
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Can someone clarify that in any of the above mentioned accounts (ICICI wealth management, HDFC imperia, axis burgundy, indusind pioneer, yesbank private), only initial deposit is enough which can be later withdrawn like zero balance account or have to maintain min. relationship value later also ?

Deal Cadet Deal Cadet
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Today I visited hdfc bank and for imperia they said you have to maintain 5L or 30L FD.

If someone knows about indusind Grande as well please let me know.

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Deal Cadet Deal Cadet
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Today I visited Axis and IDFC First, in Axis they clearly told that I have to maintain required MAB or else variant will downgrade and I will start getting charged for debit card and other stuff. But one staff told that they will allow for 1 year and only next year the account variant will downgrade.

For IDFC First, they have programs like First Select, First Wealth and First Private which almost never downgrade as per the RM (but account should not be inactive for more than a year else they will downgrade).

Deal Cadet Deal Cadet
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everything depends on RM and age of account. I keep 1 lakh in savings in imperia(not useless you get free locker)  and axis also 1 lakh in family banking in burgundy(3-4 years old account). will try for icici wealth 

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