https://www.desidime.com/discussions/query-buying-mutual-fund-using-rupay-card-via-bhim-upi?page=1#post_9154055
Query: Buying Mutual Fund using Rupay Card via BHIM UPI
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Hi Everyone,
Ability to use credit card for upi transaction is pretty cool, I was buying mutual funds from fundhouse, & they do ask for bank account details, though while paying through bhim upi, I was able to see the option to pay via rupay credit card.
Also, they clearly mentioned that, we should pay via the same account which we are mentioning in details ( while creating folio ).
Need to understand, what exactly gonna be the situation if we pay via rupay card instead?
Has anyone tried it already?
Any suggestions/discussions are most welcome 
Also, I believe we do have an IFSC code for rupay credit card, I believe card number is account number, what will be the case if we give the same details in bank details?
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https://www.desidime.com/discussions/query-buying-mutual-fund-using-rupay-card-via-bhim-upi?page=1#post_9154083
- aren’t MF houses gonna transfer money back in same account when you redeem?
- Accounts are verified if you plan to add them in your demat or put a mandate for SIP. System I think should be smart enough to pick this then..
https://www.desidime.com/discussions/query-buying-mutual-fund-using-rupay-card-via-bhim-upi?page=1#post_9154123
Try to load using that linked credit card and you will know it.
As far as i know it will be failed
Verified bank account & the account from which you are loading fund should be same
https://www.desidime.com/discussions/query-buying-mutual-fund-using-rupay-card-via-bhim-upi?page=1#post_9154166
It will failed and refunded back to source.
https://www.desidime.com/discussions/query-buying-mutual-fund-using-rupay-card-via-bhim-upi?page=1#post_9154692
Need to understand, what exactly gonna be the situation if we pay via rupay card instead? --------------------- u cant pay via cc. only options are upi , dc , netbanking
https://www.desidime.com/discussions/query-buying-mutual-fund-using-rupay-card-via-bhim-upi?page=1#post_9154925
third.i.financial.advisors wrote:Need to understand, what exactly gonna be the situation if we pay via rupay card instead? --------------------- u cant pay via cc. only options are upi , dc , netbanking
Paying using Rupay credit card via Bhim UPI.
https://www.desidime.com/discussions/query-buying-mutual-fund-using-rupay-card-via-bhim-upi?page=1#post_9154927
rusty.james wrote:Try to load using that linked credit card and you will know it.
As far as i know it will be failed
Verified bank account & the account from which you are loading fund should be same
That make sense, but giving credit card account number & IFSC is another option, which seems sensible here.
https://www.desidime.com/discussions/query-buying-mutual-fund-using-rupay-card-via-bhim-upi?page=1#post_9155006
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ritikjain56 wrote:That make sense, but giving credit card account number & IFSC is another option, which seems sensible here.
If you have zerodha kite do try to load 50 bucks using that credit card linked upi thing , everything will be clear
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Try to load using that linked credit card and you will know it.
As far as i know it will be failed
Verified bank account & the account from which you are loading fund should be same