Query : Is Axis Myzone card worth having

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panchabhut

I got an offer from Axis bank for Axis Myzone CC (LTF) on my SB acct. What are the benefits? Is it worth to have? Already have Axis Flipkart & Airtel Cards, but linked with a different mobile no. 

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Deal Cadet Deal Cadet
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Most of the domestic airport lounges can be accessed through this card
Is the only benifit
Nevertheless its LTF, no harm in keeping

Sunrisers Hyderabad Sunrisers Hyderabad
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I use it for swiggy 40% off offer… and that’s it. Thinking about closing it. Already have Ace CC

Mobile Guru Mobile Guru
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on my SB acct – OMG!!!
You are a daredevil i must say biggrin

Deal Cadet Deal Cadet
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I recently got ltf card. They gave some 500 eatoffer code. Yet to do first transaction to get sony liv 1 year membership

Chennai Super Kings Chennai Super Kings
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I need a myzone but they aren’t ready to give me ltf

Perfectionist Perfectionist
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For Swiggy and paytm movies ,yes

Deal Subedar Deal Subedar
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How much old account… Which variant of account… Did you maintained high balance… Did good transactions…. In how many months of account opening you got the offer?? 

Critic Critic
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batmanBABA wrote:

How much old account… Which variant of account… Did you maintained high balance… Did good transactions…. In how many months of account opening you got the offer?? 

The account is more than 20 years old. Easy Access variant I think. Now mainly use it for ATM cash withdrawal and UPI. About 20-25 UPI txn a month. Never keep more than 15K. 

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omsai wrote:

Most of the domestic airport lounges can be accessed through this card
Is the only benifit
Nevertheless its LTF, no harm in keeping

Flipkart & Airtel cards also have lounge access.

Critic Critic
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avgn wrote:

For Swiggy and paytm movies ,yes

can you share details of swiggy & paytm movies offers??

Perfectionist Perfectionist
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panchabhut wrote:

can you share details of swiggy & paytm movies offers??

Paytm 1+1 upto 200 once per month
Swiggy 40% upto 120 4 times per month all restros

Gujarat Titans Gujarat Titans
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panchabhut wrote:

The account is more than 20 years old. Easy Access variant I think. Now mainly use it for ATM cash withdrawal and UPI. About 20-25 UPI txn a month. Never keep more than 15K. 

Hey. For me I got a pre-approved offer this January in my savings account. Myzone cc LTF with 85k limit.  I opened regular savings account in March 2019. I got debit card EMI 85k limit in March 2020 if I remember correctly. But I didn’t check preapproved CC offer then as I didn’t know anything about credit cards. I think at that time only I may have same cc offer in my account. I just checked my account this January after knowing what a credit card is and I found that offer. I clicked on apply and within just 1 second the card got generated. 

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avgn wrote:

Paytm 1+1 upto 200 once per month
Swiggy 40% upto 120 4 times per month all restros

Swiggy offer is card level cashback like flipart/airtel cards or discount in swiggy using some code. Does this work in addition to normal discount codes or only this will apply.

Gujarat Titans Gujarat Titans
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panchabhut wrote:

Swiggy offer is card level cashback like flipart/airtel cards or discount in swiggy using some code. Does this work in addition to normal discount codes or only this will apply.

Hey. I use Myzone cc. Only this offer will apply. It is a promo code that you can use 4 times a month. 

Deal Subedar Deal Subedar
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panchabhut wrote:

Swiggy offer is card level cashback like flipart/airtel cards or discount in swiggy using some code. Does this work in addition to normal discount codes or only this will apply.

Using a code so can’t combine other offers

Critic Critic
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romilq239 wrote:

Hey. I use Myzone cc. Only this offer will apply. It is a promo code that you can use 4 times a month. 

ok. Then normal discount code + airtel cc 10% on total txn value may work out to be better than this in most cases.

Rajasthan Royals Rajasthan Royals
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Myzone ltf is good card. Earlier Amazon prime and Sony liv yearly codes were also there when I got .

Perfectionist Perfectionist
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panchabhut wrote:

Swiggy offer is card level cashback like flipart/airtel cards or discount in swiggy using some code. Does this work in addition to normal discount codes or only this will apply.

No its discount code based , not combined with Swiggyit and others
But will work on all restaurants (except few like Domino’s )

Perfectionist Perfectionist
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panchabhut wrote:

ok. Then normal discount code + airtel cc 10% on total txn value may work out to be better than this in most cases.

Yes not useful for family orders.
Good for small orders

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