Query - Jana Small Finance Bank Review & Account Closure Charges
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I'm thinking of opening Premium Savings Account (Rs. 1L MAB) in Jana Small Finance Bank.
Any user review/experience of banking with them?
Also, are there any account closure charges involved as I can see Rs. 500 being levied for closing account post 14 days
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https://www.desidime.com/discussions/query-jana-small-finance-bank-review-account-closure?page=1#post_9444731
Oh! Then whatever benefits I would be able to mint from them, I need to take into account that Rs. 500 + 18% GST has to be paid. Also, this amount may even change because in all the T&Cs, it's always the banks having rights to modify anything, anytime and anywhere. If you sign, you abide by anything they want to do 😥
Thanks for clarifying this though, much appreciated.
Apart from this, anything you would like to tell, experience with them, whether or not to go ahead with opening a savings account?
I'm looking to park emergency fund upto Rs. 5L max. and benefit from FREE RuPay Select DC.
Thanks for clarifying this though, much appreciated.
Apart from this, anything you would like to tell, experience with them, whether or not to go ahead with opening a savings account?
I'm looking to park emergency fund upto Rs. 5L max. and benefit from FREE RuPay Select DC.
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https://www.desidime.com/discussions/query-jana-small-finance-bank-review-account-closure?page=1#post_9444623
Good interest rates but bad service
https://www.desidime.com/discussions/query-jana-small-finance-bank-review-account-closure?page=1#post_9444732
Anything specific about bad service experienced?
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https://www.desidime.com/discussions/query-jana-small-finance-bank-review-account-closure?page=1#post_9445725
Be careful. If any fraud happens, I don't see them as being as helpful as some other banks like idfc or even hdfc. Saying this only based on perception based on twitter, no personal experience.
If there is a branch nearby you can visit regularly, maintain some relations with staff and manager, have multiple accounts, that will help keeping you safe in case of fraud.
I feel fd is safer than saving account.
https://www.desidime.com/discussions/query-jana-small-finance-bank-review-account-closure?page=1#post_9454113
any experience u would like to share ?
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Yes I closed account last month and 590 rupees was charged. I think they don't have it like other banks where before 14 days and after 1 year to 18 months it is free. Once it is 14 days past, you will be charged closing fees.