@getready @guest_999 @RowdyAK47
Tag CoDimers Who Applied In This Way And Got Approved
I Have Applied For Flipkart Axis Card In July – Rejected
Now I Want To Apply For Axis MyZone Card
Local Branch Said That 6Months U Have To Wait For Same Card
But For Other Variants U Can Apply After A Month
So What’s Ur Opinion Guys?
Any One Got AXIS CC After Rejected First Time
Share Ur Experiences Dimers
@getready @guest_999 @RowdyAK47
Tag CoDimers Who Applied In This Way And Got Approved
I think it is better to wait for 6 months .. even for a different variant ( The person who validates your MyZone cc application can see the rejection reason for first card and might simply reject the MyZone application)
^^ Unless you already got AXIS card and getting the second one via C2C (Instant generation)
Wait for 6 months…
This days system checks are done which will reject the application immediately..
6 months is the standard(confirmed for icici bank) while after 3 months I guess it may depend on your luck & card variant you are applying for. Since rejection was in july & there is no urgent need to get myzone card anyway(card upgrade from myzone anyway won’t happen before another 3-4 months) so it is better to wait at least 5-6 months before reapplying to be on safe side.
getready wrote:I think it is better to wait for 6 months .. even for a different variant ( The person who validates your MyZone cc application can see the rejection reason for first card and might simply reject the MyZone application)
^^ Unless you already got AXIS card and getting the second one via C2C (Instant generation)
Axis Counts Soft Enquiries Also?
PowerStar wrote:@getready @guest_999 @RowdyAK47
Tag CoDimers Who Applied In This Way And Got Approved
my flipkart axis card application was rejected in october last year, i did not wait for 6 months, i applied from flipkart in february this year it was approved then after 5 months i applied for Ace card and it was also approved
try applying in march, every bank has targets to achieve
aniket1587 wrote:they dont even know about soft enquiry, this is a mynth created by some people that banks also count soft enquiry…
i have a paid cibil account and checked my cibil at least 20 times in last 5 months
Yeah I Have Also Same Doubt
People Always Believe In Myths 😀
aniket1587 wrote:my flipkart axis card application was rejected in october last year, i did not wait for 6 months, i applied from flipkart in february this year it was approved then after 5 months i applied for Ace card and it was also approved
try applying in march, every bank has targets to achieve
Noted
Some People Got ACE Card With 720 CIBIL Score Also But Limit Is Very Less
U will get it if ur score is 750+ Myzone is one card which Axis promotes
no need of waiting, worst case CIBIL hit that is all
caks2006407 wrote:U will get it if ur score is 750+ Myzone is one card which Axis promotes
no need of waiting, worst case CIBIL hit that is all
My CIBIL Score Is 748 Only
aniket1587 wrote:my flipkart axis card application was rejected in october last year, i did not wait for 6 months, i applied from flipkart in february this year it was approved then after 5 months i applied for Ace card and it was also approved
try applying in march, every bank has targets to achieve
I applied for FK axis in Aug 2019 & it got rejected..Till today its the same status if I apply through the Flipkart app also…
Any advice on how I can get that rejection into conversion? @aniket1587 ?
@guest_999 @PowerStar @getready @Sudarshan61
itsmehd5 wrote:I applied for FK axis in Aug 2019 & it got rejected..Till today its the same status if I apply through the Flipkart app also…
Any advice on how I can get that rejection into conversion? @aniket1587 ?
@guest_999 @PowerStar @getready @Sudarshan61
You need to contact both flipkart & axis regarding this issue.
guest_999 wrote:You need to contact both flipkart & axis regarding this issue.
I did try actually..FK representative told me that its from Axis side & they cannot do anything about it.
and Axis bank ppl are very hard to get..What should be the way forward? @guest_999
Really need this lifetime card!!
itsmehd5 wrote:I did try actually..FK representative told me that its from Axis side & they cannot do anything about it.
and Axis bank ppl are very hard to get..What should be the way forward? @guest_999
Really need this lifetime card!!
I can tell you this, axis bank has the worst customer support among all major pvt banks & on par with psu banks. You will indeed save 500 every year but will lose more than that worth of mental peace & time every year dealing with axis support so decide accordingly. In fact these cards(axis flipkart & amazonpay) are also a kind of restriction that limits you to a certain shopping platform & limit your choices. Think yourself if you have these 2 cards then would you even think about good offline deals & there are some good offline deals especially for large value electronics products & home appliances which gets neglected by majority(& the reason why they are good deals because companies only make profits if their really good deals are not known by majority).
@MrKool_JJ @Gaurav_G
itsmehd5 wrote:I applied for FK axis in Aug 2019 & it got rejected..Till today its the same status if I apply through the Flipkart app also…
Any advice on how I can get that rejection into conversion? @aniket1587 ?
@guest_999 @PowerStar @getready @Sudarshan61
You cannot do anything about it
Contacting Flipkart + AXIS over this will be useless.. just like few ICICI Apay applications got stuck @ processing stage indefinitely. (Thankfully… everyone w/ Rejected status can re-apply for Apay after 6 months)
It looks like FK/AXIS is restricting rejected applicants for now ( when they revoke these restrictions, everyone rejected before should be able to apply again )
_
Just apply for the card via another Flipkart account like many others are doing it
PowerStar wrote:My CIBIL Score Is 748 Only
Banks don’t consider just the SCORE..they consider N Number of factors..
2 years ago, when my CIBIL is around 730 ..3 credit cards (axis,Yesbank,kotak) approved with in 10 Days..
But last year when my CIBIL is 787, 2 credit card applications rejected including SBI and ICICI..
You can still get a credit card if your credit score is around 730 and credit history is clean with No Remarks..
EDIT : Forgot to mention, I got my hdfc card when my CIBIL is just 709. I refreshed CIBIL on same day of hdfc card application and CIBIL is just 709 and can see hdfc made a hard enquiry..
To say in One Line
" ALL 4 of my credit cards approved with CIBIL score Less than 730"
Tekk wrote:Banks don’t consider just the SCORE..they consider N Number of factors..
2 years ago, when my CIBIL is around 730 ..3 credit cards (axis,Yesbank,kotak) approved with in 10 Days..
But last year when my CIBIL is 787, 2 credit card applications rejected including SBI and ICICI..
You can still get a credit card if your credit score is around 730 and credit history is clean with No Remarks..
EDIT : Forgot to mention, I got my hdfc card when my CIBIL is just 709. I refreshed CIBIL on same day of hdfc card application and CIBIL is just 709 and can see hdfc made a hard enquiry..
To say in One Line
" ALL 4 of my credit cards approved with CIBIL score Less than 730"
Check PM
itsmehd5 wrote:I applied for FK axis in Aug 2019 & it got rejected..Till today its the same status if I apply through the Flipkart app also…
Any advice on how I can get that rejection into conversion? @aniket1587 ?
@guest_999 @PowerStar @getready @Sudarshan61
send emails to axis bank nodal officer and principal nodal officer… u will get a reply in 3 days
send the screenshot of flipkart app status, tell them what flipkart has said… also mention ur contact…
u can apply from axis bank website also… but it wont be a LTF card if u get approval
itsmehd5 wrote:I applied for FK axis in Aug 2019 & it got rejected..Till today its the same status if I apply through the Flipkart app also…
Any advice on how I can get that rejection into conversion? @aniket1587 ?
@guest_999 @PowerStar @getready @Sudarshan61
Regarding the same issue and also other error while applying the card, I have sent an email with screenshots to Axis principal nodal officer and Flipkart grievance officer. Axis nodal officer replied that issue is on Flipkart side, so contact Flipkart. Flipkart escalation team called and told me that issue is because of Axis bank, so contact Axis bank.
I had enough conversations with both of them and explained the issue. But no use. It’s waste of our time.
If you want, you can send emails to
[email protected]
[email protected]
[email protected]
[email protected]
sri222 wrote:Regarding the same issue and also other error while applying the card, I have sent an email with screenshots to Axis principal nodal officer and Flipkart grievance officer. Axis nodal officer replied that issue is on Flipkart side, so contact Flipkart. Flipkart escalation team called and told me that issue is because of Axis bank, so contact Axis bank.
I had enough conversations with both of them and explained the issue. But no use. It’s waste of our time.
If you want, you can send emails to
[email protected]
[email protected]
[email protected]
[email protected]
Both Of Them Making Fun
I was rejected Axis ACE (even though i holded axis card from 5 years+) but still got rejected as I applied from another PAN.
CC executive was saying u can apply after 6 months even if you want to change PAN card..
But still after 2 days i again applied but from registered mobile number and PAN card…and this time it was approved!🤸♂️
Limit is good as of now but i will apply for increase after 3 months of card.
_NamaN_ wrote:I was rejected Axis ACE (even though i holded axis card from 5 years+) but still got rejected as I applied from another PAN.
CC executive was saying u can apply after 6 months even if you want to change PAN card..
But still after 2 days i again applied but from registered mobile number and PAN card…and this time it was approved!🤸♂️
Limit is good as of now but i will apply for increase after 3 months of card.
Another PAN?
Didnt Get U
An Individual Can Hold Only One PAN CARD Legally
sri222 wrote:Regarding the same issue and also other error while applying the card, I have sent an email with screenshots to Axis principal nodal officer and Flipkart grievance officer. Axis nodal officer replied that issue is on Flipkart side, so contact Flipkart. Flipkart escalation team called and told me that issue is because of Axis bank, so contact Axis bank.
I had enough conversations with both of them and explained the issue. But no use. It’s waste of our time.
If you want, you can send emails to
[email protected]
[email protected]
[email protected]
[email protected]
for me, axis nodal officer helped, they arranged a callback and executive took my aadhaar , pan card on whatsapp and processed my Ace card application…
if u r having issue in flipkart app, simply apply from Axis website
aniket1587 wrote:for me, axis nodal officer helped, they arranged a callback and executive took my aadhaar , pan card on whatsapp and processed my Ace card application…
if u r having issue in flipkart app, simply apply from Axis website
I have already shared the response of Axis bank Nodal officer to the same issue of @itsmehd5 . Both Axis and Flipkart are saying that the issue is not on their side. Nodal officer helped you but your case is different to ours.
Also you mentioned ‘if u r having issue in flipkart app, simply apply from Axis website’. Here the issue is about only getting Life time free Flipkart Axis Visa credit card. To get this LTF card, the customer has to be apply only through Flipkart. Then there is no benifit of applying from Axis website as you mentioned.
sri222 wrote:I have already shared the response of Axis bank Nodal officer to the same issue of @itsmehd5 . Both Axis and Flipkart are saying that the issue is not on their side. Nodal officer helped you but your case is different to ours.
Also you mentioned ‘if u r having issue in flipkart app, simply apply from Axis website’. Here the issue is about only getting Life time free Flipkart Axis Visa credit card. To get this LTF card, the customer has to be apply only through Flipkart. Then there is no benifit of applying from Axis website as you mentioned.
if FK and axis r playing with u, what other option u have other than applying from axis website? if u really need the card, 500 rupees a year shouldnt matter, u can earn more cashback than yearly fee…
my point was if one needs FK axis card anyhow then one should apply from axis site, if not, u may apply for Myzone cc LTF and get upgrade after 3 months