Query Regarding Indus Delite: Zero Balance Saving Account
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590 debit card charges but a zero balance account.
Debit card charges will be refunded if you utilise debit card for 25k in 3 consecutive month after account opening.
ATTENTION: Debit card spend count starts as below:
Scenario 1: account opened on January 1, next three month is FEB,MARCH, APRIL (any spend in January will not be counted)
Scenario 2: Account opened on 31 January, Next three months is FEB, MARCH, APRIL.
so account opening month is excluded
Same goes for anniversary (of account opening) which reverses annual fee for debit card.
Update: Above 1 lakh amount you'll get 5% interest on savings account balance (not the fd) and have few more slabs above this, good for Parking funds if any.