Query Regarding Merchant EMI of 50K with SBI CC

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Deal Cadet
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Hi there,

I bought laptop for 50k and opted for 6 months EMI plan. Now I received the statement from bank and they only converted half amount in emi (For Example: only 24 K), they told me this is due to I have extra amount in my credit card, so they can only converted for 24 k and the rest of the amount I have to pay this month.

Anyone face the same issue before.

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extra amount? Extra purchases? Limit?

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caks2006407 wrote:

extra amount? Extra purchases? Limit?

Means I credited 10k extra in my credit card account.

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caks2006407 wrote:

ur card original limit is >50K?

My card limit is over 1.25 lakh. I am.not too sure why they only converted half the punt in emi. I asked to CC they said it is due to already you deposit extra amount in credit card. Not sure how did it happened.

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rising_style wrote:

My card limit is over 1.25 lakh. I am.not too sure why they only converted half the punt in emi. I asked to CC they said it is due to already you deposit extra amount in credit card. Not sure how did it happened.

ok, strange issue, talk to them again and see

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caks2006407 wrote:

ok, strange issue, talk to them again and see

For me it is also strange. When I saw only half the amount converted into emi rest I have to pay this month.

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