Question about Incorrect UPI PIN

Deal Subedar
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Hi all

I have been using Google pay on my mobile for over an year without issues and transacted over 50 times.
I registered for AmazonPay about 2 months back and successfully transacted 3-4 times.

For both I use hdfc same account. Didn’t change Atm pin or upi pin since I started using upi.

Tried using Gpay 2 days ago and it said incorrect pin twice.
Today Apay also said incorrect pin.
I haven’t changed anything anywhere so why is this happening? Any idea? I’m certain of using correct pin each time

17 Comments  |  
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Reset the upi pin. hardly will take a minute.

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ZNZ wrote:

Reset the upi pin. hardly will take a minute.

Will do that. Isn’t UPI pin the same as debit card pin?

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cocay wrote:

Will do that. Isn’t UPI pin the same as debit card pin?

Nope bro both the pins are different. You can keep different pin for each other

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cocay wrote:

Will do that. Isn’t UPI pin the same as debit card pin?

No
UPI pin is of 6 digit
Debit card pin is of 4 digit

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ASH13 wrote:

No
UPI pin is of 6 digit
Debit card pin is of 4 digit

I have been using 4 digit upi pin all this while. In fact, I just reset pin on Amazon and it again asked for a 4 digit pin.

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Upi pin is different than debit card pin unless you yourself have kept it same while registering. Some banks have 6 digit upi pin like kotak, canara, sbi and some have only 4 digit like icici, hdfc.
If you have forgot reset it using debit card.

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Alexios wrote:

Upi pin is different than debit card pin unless you yourself have kept it same while registering. Some banks have 6 digit upi pin like kotak, canara, sbi and some have only 4 digit like icici, hdfc.
If you have forgot reset it using debit card.

ICICI also 6 digit UPI pin. but their own app has 4 digit access code.

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panchabhut wrote:

ICICI also 6 digit UPI pin. but their own app has 4 digit access code.

In Phonepe, Google Pay etc. Icici have 4 digit only. Btw i have very new saving account. Maybe they have started with 4 digit for new customers

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Alexios wrote:

In Phonepe, Google Pay etc. Icici have 4 digit only. Btw i have very new saving account. Maybe they have started with 4 digit for new customers

Not new
Its 4 for me (ICICI) ..from the very start
SBI/DBS have 6 digit pin

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getready wrote:

Not new
Its 4 for me (ICICI) ..from the very start
SBI/DBS have 6 digit pin

Okay, @panchabhut mentioned above icici for 6 digit so i assumed.

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Similar things have happened with me twice or thrice at fixed intervals, never really paid attention but they were approximately 6 months apart, so maybe the UPI pin expires after every fixed duration like NB passwords do, just a theory, i have always reset my pin whenever i get this error

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androgame wrote:

Similar things have happened with me twice or thrice at fixed intervals, never really paid attention but they were approximately 6 months apart, so maybe the UPI pin expires after every fixed duration like NB passwords do, just a theory, i have always reset my pin whenever i get this error

I can tell you this is not the reason as my friend used same upi pin for over an year before changing it. Also sbi netbanking passwords have an expiry period measured in years.

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androgame wrote:

Similar things have happened with me twice or thrice at fixed intervals, never really paid attention but they were approximately 6 months apart, so maybe the UPI pin expires after every fixed duration like NB passwords do, just a theory, i have always reset my pin whenever i get this error

I have not faced this even after using for nearly 3 years

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guest_999 wrote:

I can tell you this is not the reason as my friend used same upi pin for over an year before changing it. Also sbi netbanking passwords have an expiry period measured in years.

I have never changed upi pin
I was first in use of upi

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UPI pin length depends on bank. SBI is 6, ICICI is 4 afaik

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guest_999 wrote:

I can tell you this is not the reason as my friend used same upi pin for over an year before changing it. Also sbi netbanking passwords have an expiry period measured in years.

Yeah, it’s just a theory, which might be bank dependent, I took six months duration as my bank (Indian Bank) uses that for NB passwords

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Can we reset pin with out debit card, i dont have debit card with me ,google and phone pay is showing its incorrect pin, but im sure i have entered correct UPI pin only, y this is happening?
Can anyone help to reset pin with out debit card

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