Hi Dimers,
I got the HDFC MIllennia CC (Diners Club International) just a few days ago.
I have not used SmartBuy, so I had a few questions. I tried to read older discussions but still they are confusing.
My confusion is that Gyftr Instantvouchers (https://www.gyftr.com/instantvou...s/) is showing below breakdown for 1k Amazon Pay GV:
The reward points breakdown on Gyftr shows as:
My questions are:
Any help is much appreciated.
2. No. It is 5% cashback with an additional cost of Processing fee 1.25% + GST on it. In your case it will be ( 1000 + 14.75 - 50)
5. You wont be able to track cashback credited is of which Txn.
MagicalChat wrote:Thanks for the quick help.2. No. It is 5% cashback with an additional cost of Processing fee 1.25% + GST on it. In your case it will be ( 1000 + 14.75 - 50)
5. You wont be able to track cashback credited is of which Txn.
game.ruler wrote:Mostly after a certain value you won't be able to use any credit card for buying amazon voucher directly on Amazon.
Thanks for the quick help.
The cashback points are showing different on selecting different cards on Gyftr, I didn't notice that before.
So it seems that it's only going to be 3.5% benefit of Amazon GV, which is of not much use compared to Gyftr + SBI Cashback.
If I buy directly from Amazon using this card, that will give 5%, wouldn't it?
MagicalChat wrote:Thanks, I think it's 10k monthly. Previously it used to be more.
Mostly after a certain value you won't be able to use any credit card for buying amazon voucher directly on Amazon.
I recently bought about 25k worth of amazon gift vouchers on amazon website with hdfc millenia CC and then was not able to buy anymore. So used SBI cashback and giftrsbi to buy the rest.
Isn't the total cashback equals = (5%-1.25%+gst)smrtby cb + hdfc 1% cashback
Total around 4.5% cb?
techgeek007 wrote:I recently bought about 25k worth of amazon gift vouchers on amazon website with hdfc millenia CC and then was not able to buy anymore. So used SBI cashback and giftrsbi to buy the rest.
How much cashback does gyftr + sbi cb give ?
%20CC%20and%20Gyfts%20Instantvouchers%20for%20Rs.%20%20%20at%20){kind=link}
%20CC%20and%20Gyfts%20Instantvouchers%20for%20Rs.%20%20%20at%20){kind=link}