Question regarding HDFC MIllennia (Diners Club International) CC and Gyfts Instantvouchers
Hi Dimers,
I got the HDFC MIllennia CC (Diners Club International) just a few days ago.
I have not used SmartBuy, so I had a few questions. I tried to read older discussions but still they are confusing.
My confusion is that Gyftr Instantvouchers (https://www.gyftr.com/instantvou...s/) is showing below breakdown for 1k Amazon Pay GV:
The reward points breakdown on Gyftr shows as:
My questions are:
- Do I need to visit Gyftr Instantvouchers from HDFC Smartbuy (https://offers.smartbuy.hdfcbank.com/v1/...ou), or can I visit Gyftr Instantvouchers directly and buy GCs?
- Is this correct that it will cost me around ~865 (1000 + 14.75 charges - 150 worth reward points) for 1k GV?
- What are the limits of earning the rewards points per month (I read somewhere that it's 1000 limit per month)?
- When does the RPs get credited? Will they be towards CC statement or will I need to buy something from them?
- Anything else that I should keep in mind?
Any help is much appreciated.
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The cashback points are showing different on selecting different cards on Gyftr, I didn't notice that before.
So it seems that it's only going to be 3.5% benefit of Amazon GV, which is of not much use compared to Gyftr + SBI Cashback.
If I buy directly from Amazon using this card, that will give 5%, wouldn't it?
I recently bought about 25k worth of amazon gift vouchers on amazon website with hdfc millenia CC and then was not able to buy anymore. So used SBI cashback and giftrsbi to buy the rest.
How much cashback does gyftr + sbi cb give ?
Isn't the total cashback equals = (5%-1.25%+gst)smrtby cb + hdfc 1% cashback
Total around 4.5% cb?
 CC and Gyfts Instantvouchers for Rs. at ){kind=link}
2. No. It is 5% cashback with an additional cost of Processing fee 1.25% + GST on it. In your case it will be ( 1000 + 14.75 - 50)
5. You wont be able to track cashback credited is of which Txn.