RBI Ombudsman vs SBICard CIBIL Late payment reporting
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Dimers Please share if anyone have succeeded in removing the late payment in CIBIL with SBICard. Also please share other bank/card succesful stories.
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Bill was generated on 21st, received refund from merchant after few days. Raised a excess credit refund request and due amount is adjusted in that request automatically. After that outstanding amount is zero, so I thought my bill is paid. But apps like cred, paytm keep on spamming me with bill overdue notification. I got some doubt and paid the due amount again on 14th of next month, due date is 10th.
As per RBI guidelines merchant refunds should be considered as payments, which SBICard failed to follow. Any chances of late payment removal?
Here are some links of interest
https://www.bankbazaar.com/credit-card/how-to-c...
https://www.creditmantri.com/forum-how-to-remov...