RBL bank accounts (premium segments)

184°

2812
18
Last Comment 2022-11-20

nimod

2022-07-24

Planning to open RBL Bank account.

They have Aspire(1L) and Signature(2L) segments with no MAB charges and complimentary debit cards.

Customer care told me to start a normal account 5k / 10k initial amount and then upgrade.

The upgrade is handled by branch only.

My question is can we negotiate with the branch to initiate the account in these segments so that no debit card fee is charged.

Also share your General feedback about RBL Banking services.

Expired

Disclaimer

We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.

17 Comments |

8 Dimers

Sort By

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8590307

Dileep_kumar

2022-07-24

Link Copied

Rbl customer care is worst don't open

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8590334

romilq

2022-07-24

Link Copied

Better open AU Royale account. Their services and customer care are top notch. 1L MAB with free debit card and many offers and discounts on debit card. Also credit card will be easily approved. Their mobile and net banking is good too.

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8590653

nimod

2022-07-24

Link Copied

Thanks @romilq239 & @ Dileep_kumar.

Can you please share your personal experiences.

I called their customer care and i could connect easily even without being a customer.

And they replied every question. This is difficult even being a customer of few reported banks

AU credit card is not a problem for me, I can get it anytime.

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8590677

romilq

2022-07-24

Link Copied

nimod wrote:
Thanks @romilq239 & @ Dileep_kumar.

Can you please share your personal experiences.

I called their customer care and i could connect easily even without being a customer.

And they replied every question. This is difficult even being a customer of few reported banks

AU credit card is not a problem for me, I can get it anytime.

I opened an account last week. Credit card approved same week. I find online services of AU way better than any bank. And in case you open AU Royale account, they will treat you like a king 👑

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8591661

Parashuuram

2022-07-24

Link Copied

So What's the Catch. I don't understand ??? MAB is 1 & 2 Lakh for Aspire & SIG. BUT there are no MAB Charges? Then why there is MAB. Why not call it Initial Funding...

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8591952

nikniknik

2022-07-25

Link Copied

Expand

romilq wrote:
I opened an account last week. Credit card approved same week. I find online services of AU way better than any bank. And in case you open AU Royale account, they will treat you like a king 👑

Which account variant did you open? How much MAB or initial funding did you do?

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8591992

romilq

2022-07-25

Link Copied

Expand

nikniknik wrote:
Which account variant did you open? How much MAB or initial funding did you do?

AU Digital Savings Account with 0 MAB. I did initial funding of 50k since I have shifted my all banking needs to AU Bank. They have a very good customer care.

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8593512

caks2006407

2022-07-25

Link Copied

Expand

romilq wrote:
AU Digital Savings Account with 0 MAB. I did initial funding of 50k since I have shifted my all banking needs to AU Bank. They have a very good customer care.

Everything online? u get full KYC account?

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8593515

romilq

2022-07-25

Link Copied

Expand

caks2006407 wrote:
Everything online? u get full KYC account?

Yes. Everything online. Full KYC account. Account will be opened in 2 hours. But you will only be able to view mobile banking. Once card is delivered in 7 working days you can start transacting. It will be Rupay Platinum debit card.

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8593727

kkrulesdnation

2022-07-26

Link Copied

Expand

romilq wrote:
I opened an account last week. Credit card approved same week. I find online services of AU way better than any bank. And in case you open AU Royale account, they will treat you like a king 👑

What is benefit of this account according to you ?

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8593730

romilq

2022-07-26

Link Copied

Expand

kkrulesdnation wrote:
What is benefit of this account according to you ?

Zero balance account with a Rupay platinum DC for Amazon offer. AU gives pre-approved CC offer in a few months if you maintain good balance. Very good customer service.

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8593736

kkrulesdnation

2022-07-26

Link Copied

Expand

romilq wrote:
Zero balance account with a Rupay platinum DC for Amazon offer. AU gives pre-approved CC offer in a few months if you maintain good balance. Very good customer service.

What is account variant ? Royale ?

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8593739

romilq

2022-07-26

Link Copied

Expand

kkrulesdnation wrote:
What is account variant ? Royale ?

Digital Savings Account

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8593745

kkrulesdnation

2022-07-26

Link Copied

Expand

romilq wrote:
Digital Savings Account

Thanks

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8593943

nikniknik

2022-07-26

Link Copied

Expand

romilq wrote:
AU Digital Savings Account with 0 MAB. I did initial funding of 50k since I have shifted my all banking needs to AU Bank. They have a very good customer care.

I opened AU account, but why do they as so many questions like, why are you opening ACC, how do you know about AU, what will you do with ACC, who will fund this acc and so on.

VKYC took 30 minutes and they kept asking random questions

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8594217

romilq

2022-07-26

Link Copied

Expand

nikniknik wrote:
I opened AU account, but why do they as so many questions like, why are you opening ACC, how do you know about AU, what will you do with ACC, who will fund this acc and so on.

VKYC took 30 minutes and they kept asking random questions

IDK about that 😁

https://www.desidime.com/discussions/rbl-bank-accounts-premium-segments?page=1#post_8882142

mojo_jojo123

2022-11-20

Link Copied

There is no benefit of RBL bank savings account , their banking process is worst / chor / junk . only + is there interest rate, I think which is keeping them alive