Read this Short Story on HDFC Tata Neu Infinity Card and give your suggestions
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Previously, I received offers for the HDFC Tata Neu Infinity card with LTF, but wasn't interested.
Recently, I became interested and checked eligibility in the Tata Neu app. After entering PAN Card, It only showed the Tata Neu Plus card as pre approved, (CIBIL enquiry happened) so I didn't apply.
I decided to contact my Relationship Manager for the Infinity card. She promised application approval without documents, collected basic details, and had me confirm via SMS and email link.
However, it was immediately rejected due to internal bank policies. When I called her up she mentioned the reason as no salary credit in the past 3 months (while applying she neither asked about salary account nor did I tell her that HDFC is not my salary account).
Should I settle for the pre-approved Tata Neu Plus card instead? This doesn't fulfill my 5% cashback desire at chroma, but should I consider it?
Cibil has already hit and also got card rejection email for Infinity.
P.S - I have HDFC Millenia and UPI credit card.
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Wait atleast 90days.
Most probably you will get offer sms/call/email/notification again before 31st march
Neu infinity needs 1L+ salary pm
Mauke par chauka lagana bhul gaye.. i takr evven garbage cards if its ltf.. whats harm
No, min 1.5 lakhs of existing hdfc credit card limit is fair enough.
If you have an existing card then settle with plus and after 3 months drop an email to customer care and get converted
Is it pre-approved+ ltf or just pre -approved?
What's your limit on Millennia?
If you have above 1.5 lakh limit in millennia cc...try dropping an email to hdfc bank grievance redressal.. asking for Reconsideration of the declined tata neu infinity application.. if you hold a good relationship with HDFC.. things may work out..
Else if there is no urgency for infinity card now.. wait for a Pre-approved offer..
If it's about 5% cashback in Croma.. then try the products in tata cliq..as it gives 5% cb on millennia cc.. (although I would stick to Amazon)
Hdfc pre approved cards will hit cibil while we take them and these cards are not ltf,I mean they give 1500rs Amazon voucher.
Any suggestions on this how to make life time free this card and get Amazon voucher.
1.dont 'settle ' for anything lower then your req.
2.hdfc dont give upgrade easily , i have mine regalia since 5 yr and no limit or upgrade,
3.tata neu infinity LTF is the card to go , take only that even if FYF(they later change it to LTF)
4.dont write stories , try to write in few points
Typical hdfc rm, time waste for their clients.
That's the reason you got plus, for infinity at least 1.5L is required on the existing CC. Even if it showed up infinity earlier after entering details it would have changed to plus.