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Received SBI Credit Card Limit Increase

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IamRage

Received 25% limit increase in my SBI Simply Click Credit Card today, haven’t used the card much since July.
Checked in SBI Card app from Menu (hamburger)

Services -> Credit Limit Increase

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Finance Ninja Finance Ninja
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When did you get this card and the last limit increase was when?

Pro Mobile Guru Pro Mobile Guru
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Credit Limit increased for me as well last month by 54%

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Finance Ninja Finance Ninja
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@IamRage Do they not close the card if not used ? My brother had sbi simplysave with 2.5L limit a few years ago and sbi closed his card after few months of not using it.

Coupon Connoisseur Coupon Connoisseur
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Not sure hardly used this card for 3-4 times last 8 months. I had at least one transaction in every 3 months

Deal Cadet Deal Cadet
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WOW,limit increased by 150%

Deal Lieutenant Deal Lieutenant
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Age of your card, and usage pattern?

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Deal Subedar Deal Subedar
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Weird… Don’t see the credit limit increase option this time.. Asked ILA and she said I don’t have any limit increase offers

Hotshot Hotshot
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Had received limit increase offer from SBI in Oct month end by sms.

Increased it by giving missed call instantly

Deal Captain Deal Captain
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I have two SBI Cards Simplyclick and Ola SBI. Haven’t received any limit increment for Simplyclick and the card is 2.5 yr Old.
Received limit increment in Ola SBI after 1 yr. Ola SBI Card was issued by splitting the credit limit.

Finance Ninja Finance Ninja
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Anyone knows if it’s possible to readjust the limits on sbi cards? I am holding a bpcl card and got another pre-approved simplyclick with it. Didn’t understand the limit adjustment when generating card was permanent so i left it at default which was , 90% limit in bpcl and 10% in simplyclick. Now my bpcl has had 2 limit increase offers till now, limit almost 4x now for it. Whereas my simplyclick is still stuck at 14k limit , no limit increase offers for it.

Beacon Beacon
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Yes, you can do it any way you want. Simply email them thru the app clearly mentioning what limit you want on which card. They will do it.

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Benevolent Benevolent
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How can we check if we are eligble for any credit limit enchancement on our cc?
@kshmr @xxxyyyzzz @ASH13 @IamRage

Coupon Connoisseur Coupon Connoisseur
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from SBICard App
Select Menu (hamburger) then Services → Credit Limit Increase , if eligible you will see the new limit

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Deal Subedar Deal Subedar
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After five years of using simply click card, my credit limit increased from 2.94l to 3.04l, a increase of 10k!

Blaze Blaze
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No credit limit increase option found under services menu 😓

Benevolent Benevolent
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does SBI charges for limit increase ?

Finance Ninja Finance Ninja
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They used to charge if you manually request for limi increase but they waived that off from 1st September 2021. So no charges now.

Helpful Helpful
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No option to increase in app.
Any other way to check via sms or site ?

Deal Cadet Deal Cadet
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sms ‘INCR XXXX’ (last four digits of CC) and send it to 5676791

Generous Generous
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ok so I have 2.3L limit, and no option showing in app, so I tried on website. It asks for salary and based on that it’ll calculate and increase. Guess what, it doesn’t matter. I put in 5 lakh monthly salary still it is saying current limit (just 2.3L) is already max limit for this salary lol joy

Deal Subedar Deal Subedar
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Fee waiver of 1 lakhs/year in simplyclick..consider as both online and offline spends

Please clarify?

Coupon Connoisseur Coupon Connoisseur
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Yes both online and offline spends would be considered for fee waiver

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Deal Subedar Deal Subedar
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I checked just now and got limit increased from 196000 to 255000.

Helpful Helpful
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Tried this with my FD based SBI card (now closed) longtime ago won’t work

Deal Subedar Deal Subedar
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Anyone having Ola SBI credit card, got auto limit enhancement in last 2 years ?

Deal Subedar Deal Subedar
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Finally after 2 years, first time received limit enhancement offer on Ola SBI CC. 30% limit increased.

Pro Analyst Pro Analyst
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I got 50% Limit increase offer for Prime Card after 6 months of usage.

Deal Subedar Deal Subedar
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Is it worth to get Prime card? Getting too many messages and emails from SBI for pre-approved prime card on basis of my simplyclick credit card.

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