Hot Deal

Regarding HDFC credit card Reward Points

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Critic
Mumbhai

Frankly I am not into this much, and need some advice. I have recently found out that I have accumulated some 11k odd reward points with my HDFC CC, and it was good to know that the reward points can be redeemed for cash, which in my case was some 2k odd cash back to my credit card. I read somewhere that it also attracts some processing fee like 100-200 rs for the redemption. Don’t know whether its worth it or not and got curious to know if it can be redeemed for something better and hence this thread. Please guide. Thanks.

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Deal Subedar Deal Subedar
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which card variant you are using – visa classic, master, diner?

Critic Critic
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It’s MoneyBack card

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Deal Subedar Deal Subedar
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99+gst every for every redemption request.

Pro Community Angel Pro Community Angel
Moderator
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Yes, this is the charge. And I’d suggest to redeem asap. Points might get expired.

However, if you choose any other rewards than cash, charges won’t apply. Do chk the rewards section once before redeeming. grinning

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Deal Subedar Deal Subedar
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Redeem for cash.
This is best option with this cc for these tough times.

Finance Ninja Finance Ninja
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I’d rather buy a few other required vouchers ..because when you redeem for cash the value decreases

Deal Cadet Deal Cadet
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REDEEM IN CASH, NO CHARGES ARE THERE FOR CASH REDEEMPTION IN HDFC BANK.
DONOT GO FOR AMAZON OR FLIPKART VOUCHER, BECAUSE VOUCHERS VALUE WILL BE SAME AS CASH VALUE. THEN WHY WOULD YOU GO FOR VOUCHER REDEEMPTION?

BETTER REDEEM IN CASH.

Critic Critic
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1+ Kg…Thanks for the information, in that case cash redemption seems way better

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Deal Lieutenant Deal Lieutenant
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So redemption charges are there or not?

Benevolent Benevolent
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`99 per redemption request –
Applicable for all cards other than
JetPrivilege HDFC Bank World /
JetPrivilege HDFC Bank Diners
Club / Infinia / Diners Black

Deal Cadet Deal Cadet
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I had redeem 11k points for amazon 4 k gv in march for dinners cc

Super Stud Super Stud
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Redeemed from netbanking or smartbuy console. Any charges?

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Super Stud Super Stud
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I have 10k points. (Regalia First)

What is the best way to redeem and without paying redeemption charges.

Deal Cadet Deal Cadet
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When millennia credit card rewards get credited after transaction?

Critic Critic
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update
There wasn’t any redemption charges towards my cash redemption.
I own a HDFC MoneyBack card

Deal Subedar Deal Subedar
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best value for redemption of hdfc point , i have 60000 points: hdfc reglia card

Super Stud Super Stud
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60k flushed

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Deal Cadet Deal Cadet
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Mine also hdfc reglia around 20k points. which option to reedem is better

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