Hot Deal

Regarding HDFC credit life time free condition.

492°
Deal Subedar
Mufasa

I received HDFC moneyback+ credit card which was offered pre-approved to me. I read the t&c. to make it LTF. But I didn’t understand what kind of spends will be counted. Retail spends means what offline/ online? Will wallet load / fake rent pay be considered?
@guest_999 @getready

Disclaimer
We are not SEBI/IRDA registered. The information provided herein is for education purposes only. We will not be responsible for any of your profit/loss with this channel's suggestions. Consult your financial advisor before making any decisions.
46 Comments  |  
18 Dimers
  • Sort By
Critic Critic
Link Copied

Any txn will do except for emi/cash withdrawal etc.

Helpful Helpful
Link Copied

Share the screen shot / link for the same ?

Deal Subedar Deal Subedar
Link Copied

I read the booklet that comes with hdfc card.

View 2 more replies
Mobile Guru Mobile Guru
Link Copied

Cash transactions, Cash—on-Call, Balance Transfer, Standing Instruction, Personal Loan on credit card are not
considered as spends. Any transactions which are reversed or cancelled will not be considered
as spends. Also, returned purchases, disputed or unauthorized/fraudulent transactions, card
account fees & charges will not be considered for this offer. Further, Wallet load and EMI
transactions will not be considered as spends

Edit: Its safe to assume that all those transactions that are eligible for reward points can be considered as retail spends

Deal Subedar Deal Subedar
Link Copied

The old tricks paytm tricks for wallet load not working. Can only load up to 2K per month.

View 6 more replies
Deal Cadet Deal Cadet
Link Copied

Do you know where to check the amount we have already spent for LTF offer?
I cant keep a track of it due to different nature of the txns done during sale period.

AFAIK 35K has to be spent during first 90 days, I lost the booklet

Deal Subedar Deal Subedar
Link Copied

No, I have no idea how to track if milestone stone is achieved or not? Best of option is ask CC or tweet hdfc.

View 1 more reply
Deal Newbie Deal Newbie
Link Copied

Yes fake rent pay works. Paid rent last month and the card got converted to LTF few days back (or earlier Idk).
FYI, I have millenia card but it should work for money back too.

Finance Ninja Finance Ninja
Link Copied

I recieved millenia today , how will i know if it becomes ltf? Don’t have savings account so can’t keep track through mobile banking either.

View 9 more replies
Generous Generous
Link Copied

For Regalia amount needed?

Tech Guru Tech Guru
Link Copied

1 lakh.

Deal Subedar Deal Subedar
Link Copied

Are all upgrades from HDFC net banking for credit cards LTF ???
People here have also got LTF upgrades for DCB and Infinia..

Deal Subedar Deal Subedar
Link Copied

No all HDFC credit card has some annual unless you fulfill the condition to make them LTF. Entry & mid level card can br easily converted to ltf by spending certain amount. However high variant cards are not ltf & banks decides whether to convert it ltf or not in the basis of your spending pattern. If banks getting some profits from your spending they will either make it LTF or waive off card fee for certain periods.

Deal Cadet Deal Cadet
Link Copied

@guest_999
In RP statement i have received 1 RP under name
“1 RP Premium LTF”.
Completed millennia ltf condition of rs.50k spend well before statement
Can this be confirmation of converting to LTF ?
Anybody received similar in statement?

Crusader Crusader
Link Copied

How to get this reward points statement bro.. I received normal statement yesterday..I have completed the spend based Ltf conditions in October itself..but still no information about Ltf in November statement..

View 6 more replies
Generous Generous
Link Copied

i called HDFC and they say not to worry about charges just add some bill to smart pay like electricity bill,water bill,DTH . how true is that ?
beside i am keeping regalia just to get upgrade to DCB , so no point in eyeing for regalia LTF as DCB will have its own clouse once issued . am i right?

Deal Captain Deal Captain
Link Copied

Right, even if Regalia is LTF there is no guarantee DCB will be provided LTF

View 2 more replies
Helpful Helpful
Link Copied

I have spent Rs. 30k in a month on HDFC IOCL CC. How to confirm it has become LTF?

Crusader Crusader
Link Copied

Mail them your query..
grievance . redressalcc @ hdfcbank . com
Remove spaces

Crusader Crusader
Link Copied

I got moneyback cc on September…when can I get an upgrade to millennia?

replyuser
Click here to reply
Reply