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Restricted Now: Free HDFC Alerts for UPI transactions

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Just received HDFC's update on how they're gonna sent UPI alerts from now on. Low value transactions won't be getting SMS updates

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Wishlist Champion Wishlist Champion
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@EndOfHistory

aap ko chup raha hai kya aap unmein se aap ek toh nahi?

Deal Subedar Deal Subedar
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@Venom14 Bro
How is this thing targeting scammers?
I am not getting ur point and now you are trying to call me a scammer sob sob

I guess it's just some sort of stupid cost cutting practice by bank here, nothing to do with scams here.


Deal Subedar Deal Subedar
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Well does anyone use HDFC UPI? similar to axis UPI 


hmmm many dont use bank UPI apps lol dont know how many will feel impacted by this as MANY use 3rd party UPI apps mostly 

Deal Cadet Deal Cadet
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It's irrespective of the app I think

It's just a bank level alert, which everyone will get with whatever app they use
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Wishlist Champion Wishlist Champion
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good decision 

now scammer has to send 500+ instead of 2☺️☺️

Deal Subedar Deal Subedar
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good decision?

aise kitne scammers aa rhe h tumhare pas daily jo ye good lagne lag gya?
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Deal Cadet Deal Cadet
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Received same.

SMS alert for UPI txn above Rs 100(Send) and Rs 500(Receive)

Email alert for all UPI txn

Any reason why ?

Deal Cadet Deal Cadet
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SMS costs them money
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Deal Subedar Deal Subedar
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Well does anyone use HDFC UPI? similar to axis UPI 


hmmm many dont use bank UPI apps lol dont know how many will feel impacted by this as MANY use 3rd party UPI apps mostly 

Deal Cadet Deal Cadet
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It's irrespective of the app I think

It's just a bank level alert, which everyone will get with whatever app they use
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Deal Cadet Deal Cadet
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Do you receive emails on receiving money?

I get only SMS for receiving


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Helpful Helpful
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Hope email notification will continue as before.

Deal Cadet Deal Cadet
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Do you receive emails on receiving money?

I get only SMS for receiving
Helpful Helpful
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Add your hdfc bank upi to other app like amazon phonepe etc to get sms alerts.

Deal Cadet Deal Cadet
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this shows that money is getting devalued day by day. 

anything below 100 is pocket change. not worth of even sending sms.

Deal Subedar Deal Subedar
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Tatanue HDFC also comes under this?😕

Deal Subedar Deal Subedar
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Iska bhi devaluation ho rahan!

Deal Cadet Deal Cadet
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These are basic operational cost which are very much required for every customer. HDFC have to cust cut the dumbass bonuses of the so called top management as they already get hell lot of free facilities and services apart from extremely high salaries.

Deal Newbie Deal Newbie
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This changes is actually opposing RBI guidelines. Try mass complain to RBI. I don't have HDFC savings account. Sms actually helps when UPI app stucks during any issue

credit is ok, but they need to send debit alerts with mandatory sms which helps user to report any unauthorized transactions

https://www.rbi.org.in/commonperson/English/Scr....

Deal Subedar Deal Subedar
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Ever since Rupay CC launched, many chillar transactions has become easy by upi scans  with roadside shops. Now we don't get to track those smaller transactions made. We have to login and see if the money is deducted correctly or not. 

Deal Cadet Deal Cadet
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Does it even work anywhere? Only the idea was good, implementation is not.
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Deal Subedar Deal Subedar
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image

received this mail today, maybe you all might have received too for email confirmation 

Deal Cadet Deal Cadet
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Not now, in the past I think

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Deal Newbie Deal Newbie
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Yes seems a good step. No need for lower amounts

Deal Cadet Deal Cadet
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I used to do smaller transactions around upto ₹2000 using my Paytm Payments Bank. It was very useful as it was fast and major point was that there were 'lesser entries in bank statement'.

Now, they are not sending messages for amount below 100 is not of any use to me as Shopkeepers always look at my payment page not the message. But, it will surely decrease my message count as I always pay digitally even for milk, eggs, etc.

Deal Cadet Deal Cadet
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More Manual work now updating spend tracking apps like Axio or similar apps with smaller transactions.

We do many such transactions like paying for Auto, bills, food, etc.

It's too much chindipana by such big banks.

They will spend hundreds to thousands of crores in cold calling and spamming.

But reluctant to spend even 1% of it on customer care and similar services.

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