Rupay Credit Card
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I currently have a ICICI Coral Rupay credit but it's reward structure is not good. I have monthly spends of ~10K through UPI so wanted to get a decent card
Can you all suggest some rupay cards with decent reward rates (LTF is best
).Also holding HDFC Millenia with 3.5L limit.
Thanks
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Should I get it as a first Axis card (asking because people have adviced not to get first card as cobranded in case of HDFC/ICICI)
Kotak Myntra isn't LTF and no rewards for txns <2K
go for tata neu plus card
It gives neu coins and then you are bound to spend them with tata only.
Jupiter edge csb rupay card
Only we can get this card if we have Jupiter bank account, so another lock in to a digital bank:) so hard to get it without their bank account
Since you are already holding HDFC Millenia with 3.5L limit.
Try applying virtual HDFC RUPAY CC, its easy to get for you:) the reward is not that bad in HDFC Rupay cc
3% Cashpoints on Groceries, SuperMarket & Dining spends & PayZapp transactions. (Maximum of 500 Points can be earned in a calendar month)
2% Cashpoints on Utility spends (Maximum of 500 Points can be earned in a calendar month)
1% Cashpoints on other spends (Excluding Rent, Wallet loads, EMI, Fuel, Insurance Payments & Government categories) (Maximum of 500 Points can be earned in a calendar month)
1 CashPoint = ₹0.25
do your math and get it:)
Yeah been thinking of taking it for a while now, HDFC daily sends me tons of notifications to get this 
You can try applying BOB Snapdeal rupay card which gives around 2.5% reward points on UPI i think, check it , its the best card for rupay for now:) try to get that
1% upto 125 only
kiwi
tata neu
Kotak Myntra (if txn above 2001)
Flat 1.25% cashback instant in statement.
Mostly in range 50-200 
Install tanateu app and check credit score for some months (2 atleast) regularly, this IPL season they may give out LTF neucards, try for the LTF infinity (shall be shown in app), as you already have 3.5L millennia, LTF infinity should trigger in 2 months...
Also don't be bothered about spending on tata platform, free money has some tnc always, buy groceries off your neucoins, best rupay card... holding LTF infinity and millennia (10yr) since last yr using same strategy as above...
Currently it shows 0 Joining fee and 1500 renewal fee. If I do check eligibility they do a hard CIBIL enquiry which I want to avoid unless I am really going to apply...
Go for Axis kiwi. it gives flat 1%