Free Rupay Platinum Debit card @ BOI

How will I get it?
I have BOI Account Which has Rupay Classic Debit Card.

What is the procedure of Getting Rupay Platinum Debit Card?(I HAVE ALREADY GONE THROUGH THERE WEBSITE FOR THIS INFORMATION)
Also,When is the Right time to get PLATINUM card,because I am already Paying Annual Charges of Classic Debit Card.

General Queries of Mine-

Tell me,If My AMC Charges of Debit Card Deducts every year in the month of August (Just Assume),and If I Cancel the Debit Card and apply for new one in that case which one charges would be levied, or both charges will be taken ?

Some Banks Charge AMC at starting and Some at Ending,So if someone knows how the system works ,please let me know!

BOI Star Yuva Account
BOI Star Mahila SB Account
BOI Star Senior Citizen SB Account
SB Account For Pensioners
Diamond Savings Bank Account
Star Suraksha SB Plus Account
Savings Bank Ordinary Account
BOI Savings Plus Scheme
BOI Super Saving Plus

which one?

Harish.agarwal wrote:

BOI Star Yuva Account
BOI Star Mahila SB Account
BOI Star Senior Citizen SB Account
SB Account For Pensioners
Diamond Savings Bank Account
Star Suraksha SB Plus Account
Savings Bank Ordinary Account
BOI Savings Plus Scheme
BOI Super Saving Plus

which one?

Are you asking @UDEMYCOURSES or me?

By the way checked there website and it is showing “Eligibility: All SB, Current and OD account holders.”

https://www.bankofindia.co.in/Details/Rupay_Pla...

Harish.agarwal wrote:

BOI Star Yuva Account
BOI Star Mahila SB Account
BOI Star Senior Citizen SB Account
SB Account For Pensioners
Diamond Savings Bank Account
Star Suraksha SB Plus Account
Savings Bank Ordinary Account
BOI Savings Plus Scheme
BOI Super Saving Plus

which one?

Saving Bank Ordinary Account

Harish.agarwal wrote:

BOI Star Yuva Account
BOI Star Mahila SB Account
BOI Star Senior Citizen SB Account
SB Account For Pensioners
Diamond Savings Bank Account
Star Suraksha SB Plus Account
Savings Bank Ordinary Account
BOI Savings Plus Scheme
BOI Super Saving Plus

which one?

All Saving & Current account.

abhishek012 wrote:

All Saving & Current account.

Is it possible to request debit card online?

Debit card ka charge 177 aise hi aa raha hai isme. Usse achha rupay hi aa jaye

rohan8397 wrote:

Is it possible to request debit card online?

Debit card ka charge 177 aise hi aa raha hai isme. Usse achha rupay hi aa jaye

BOI online debit card apply option is not available.

One more thing, BOI dnt charge any card fee from women’s or girls account.

Also open Joint account, you will get 2 or 3 add-on debit cards.

Bank Of India RuPay Platinum debit card -

card image shared by @UDEMYCOURSES

abhishek012 wrote:

All Saving & Current account.

Do We Have To Maintain Like 10k Min. Balance In Boi Ordinary Savings Account

JustDoit wrote:

Do We Have To Maintain Like 10k Min. Balance In Boi Ordinary Savings Account

No bro, Just MAB Rs1000.

abhishek012 wrote:

One more thing, BOI dnt charge any card fee from women’s or girls account.

My Mom has Bank of India Regular Savings A/c!

Do you mean to say, they take no fees from Like Issuance Fee or AMC?

Bank has Charged in Both the Situation, Applied Rupay Classic Debit Card in December 2019 at that time they took 118Rs money as Issuance and even AMC every year deducting 177Rs.

Yes,This was First time we applied debit card from 11Year Old A/c

is there anyway, to avoid this? @abhishek012 @equalizer @UDEMYCOURSES

shraaj wrote:

My Mom has Bank of India Regular Savings A/c!

Do you mean to say, they take no fees from Like Issuance Fee or AMC?

Bank has Charged in Both the Situation, Applied Rupay Classic Debit Card in December 2019 at that time they took 118Rs money as Issuance and even AMC every year deducting 177Rs.

Yes,This was First time we applied debit card from 11Year Old A/c

is there anyway, to avoid this? @abhishek012 @equalizer @UDEMYCOURSES

Changed to Bsbda account

UDEMYCOURSES wrote:

Changed to Bsbda account

Can’t do that!

There are Lot of Restricts out there, Although Mom Keep Savings A/c in it More than what they have designed.

What are the Restrictions?

As a BSBDA Small Account holder you are subject to the following transactional limits:

The total balance in your account should not exceed Rs. 50,000 at any point of time or
The total credits in all your account should not exceed Rs. 1,00,000 at any point of time or
The total withdrawals and transfers in your account should not exceed Rs. 10,000 in a month

In this Today’s World UPI is the Instrument where we can Transfer Money but they are Restricting it to 10,000Rs

Not a GOOD OPTION FOR ME!

shraaj wrote:

Can’t do that!

There are Lot of Restricts out there, Although Mom Keep Savings A/c in it More than what they have designed.

What are the Restrictions?

As a BSBDA Small Account holder you are subject to the following transactional limits:

The total balance in your account should not exceed Rs. 50,000 at any point of time or
The total credits in all your account should not exceed Rs. 1,00,000 at any point of time or
The total withdrawals and transfers in your account should not exceed Rs. 10,000 in a month

In this Today’s World UPI is the Instrument where we can Transfer Money but they are Restricting it to 10,000Rs

Not a GOOD OPTION FOR ME!

I have bsbada account earlier and this restrictions are gimmick. We can have more than 1 lakh balance and 10 upi transaction per day

shraaj wrote:

My Mom has Bank of India Regular Savings A/c!

Do you mean to say, they take no fees from Like Issuance Fee or AMC?

Bank has Charged in Both the Situation, Applied Rupay Classic Debit Card in December 2019 at that time they took 118Rs money as Issuance and even AMC every year deducting 177Rs.

Yes,This was First time we applied debit card from 11Year Old A/c

is there anyway, to avoid this? @abhishek012 @equalizer @UDEMYCOURSES

Yes.

My mom has salary account, saving account and 2 joint accounts with me and my father.

In joint account, my mom is primary account holder.

No Issuance Fee or AMC debited yet for RuPay Platinum debit cards.

Note – same accounts earlier BOI charge for Visa & Mastercard debit cards.

UDEMYCOURSES wrote:

I have bsbada account earlier and this restrictions are gimmick. We can have more than 1 lakh balance and 10 upi transaction per day

REALLY ?

abhishek012 wrote:

Yes.

My mom has salary account, saving account and 2 joint accounts with me and my father.

In joint account, my mom is primary account holder.

No Issuance Fee or AMC debited yet for RuPay Platinum debit cards.

Note – same accounts earlier BOI charge for Visa & Mastercard debit cards.

Joint A/c na?

My Mom Operates SINGLY, So Might there are some other Laws or Policy.

The branch doesn’t take Money, Automatically these amounts debit from our a/c right,I hope the rule is the same for all?

Let’s see, In some days, I am gonna Apply for New Rupay Platinum Debit Card Of Bank of India from Mom’s A/c, Then,I can say they take charge or not?

abhishek012 wrote:

BOI online debit card apply option is not available.

One more thing, BOI dnt charge any card fee from women’s or girls account.

Also open Joint account, you will get 2 or 3 add-on debit cards.

What’s the process? Which form to fill?

rohan8397 wrote:

What’s the process? Which form to fill?

Visit your branch, fill and form.

abhishek012 wrote:

Visit your branch, fill and form.

They asked to fill new debit card issue form.

rohan8397 wrote:

They asked to fill new debit card issue form.

Yes

One user got Bank of India RuPay Platinum International debit card -

What’s the benefit of having Rupay Debit card if the Amazon pay money load offer isn’t active anymore?

bdatta1981 wrote:

What’s the benefit of having Rupay Debit card if the Amazon pay money load offer isn’t active anymore?

Its extended till march 2023

bohemian wrote:

Its extended till march 2023

That’s great news if true! Looks like I have to go for this BOI card now. 😊

bdatta1981 wrote:

That’s great news if true! Looks like I have to go for this BOI card now. 😊

Working from 8th april

https://www.rupay.co.in/rupay-offers/offer?...24

In my Bank of India nearby branch, when I went today to open savings account and filled up all the forms, they said it would take ONE MONTH to open the new account. 😄🤦🏻‍♂️

So this Amazon offer is only for Platinum rupay cards and not on classic/select variants.. am i right?

SuperKnight wrote:

So this Amazon offer is only for Platinum rupay cards and not on classic/select variants.. am i right?

Right