Saving Accounts: Best Savings account for daily use, low charges, minimal MAB and good digital services.

162°
Hunk
am_Batman
I don't care about rewards and all just looking for good banking experience with minimal charges.

Tag me if there is already a thread.

Thanks
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Generous Generous
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Kotak 811 zero balance acct?

Hunk Hunk
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I find app very buggy and slow bro for this

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Generous Generous
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best of both world is difficult but you can try Bank of Baroda Lite Savings A/C ... zero balance account and bob world app is quite good too but they've been banned by RBI to onboard new customers to their mobile banking app bob world

internet banking is shitty though

IDFC First Bank has been good so far in my case but the lowest MAB is 10k

From what I hear from most of the people, ICICI Bank has good the best tech in the banking domain, so, I'm guessing their mobile app, internet banking etc should be top notch.

Deal Cadet Deal Cadet
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" From what I hear from most of the people, ICICI Bank has good the best tech in the banking domain, so, I'm guessing their mobile app, internet banking etc should be top notch." 

Absolutely right, there internet banking is top notch.
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Helpful Helpful
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Pick DBS or IDFC if there is a branch that serve in your pin code otherwise you won't get any loans or credit cards. If these options not available go for HDFC (looks ancient but everything works 25k MAB account offer free debit card with 1% CB upto  ₹750)

Generous Generous
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when DBS , ask for DBS vantage credit card from day 1
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Deal Newbie Deal Newbie
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IDFC and AU are awesome! Very nice banking app and netbanking interface, Equally nice customer support.

IDFC has AMB.
For AU, I opened a Digital Zero Bal Account with Rpuay Platinum Debit card. I enjoy Zero Bal, minimal charges and Rupay Offers.

ICICI also have a very nice app & netbanking portal but their customer support aint that good

Deal Subedar Deal Subedar
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AU is charging ₹177 for debit card

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Pro DealBaba Pro DealBaba
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Au is fine

Deal Cadet Deal Cadet
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But, one will have to pay yearly fees for debit card. 

And read on DD that without Debit card, AU app can't be used, only one can register for UPI using Aadhar OTP verification. 

Any other option? 
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Hunk Hunk
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Finally opened 10k wala account in IDFC, THANKS EVERYONE

Deal Cadet Deal Cadet
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what were the charges applied ? Is there any charges for debit card like yearly or issuance charge? Also is there a way to get rupay platinum card?



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The PostMighty The PostMighty
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Is there any bank account which can be opened with non - adhar mobile number..i can provide adhar otp too..

Comrade Comrade
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Au true zero balance without debit card

Deal Cadet Deal Cadet
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RBL offers the best Savings interest rates.

Are there any other banks?

replyuser
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