Savings a/c that doesn't require physical debit card mandatorily

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Deal Newbie
mieruko
can people here point out savings account that provides virtual debit card and not mandatory to have physical debit.

Currently I know kotak 811 does that.

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Deal Lieutenant Deal Lieutenant
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I think fi is there with 0 dc issuance/maintenance charge.

Anyways some of the banks don't charge dc issuance fee/amc if you hotlist the card upon receiving.

 Tested with- Indusind, HDFC.

Blaze Blaze
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How can we apply for lowest cost debit card for regular 10K savings account without branch visit in HDFC ?  @guest_999

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Deal Subedar Deal Subedar
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Fincare 101

Deal Hunter Deal Hunter
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My mind says Debit card which does not require a savings A/C

Blaze Blaze
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Such a card is called prepaid card

Deal Cadet Deal Cadet
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Bob and SBI, if u open digital account online.

No min bal criteria.

BoB and sbi both offer free virtual rupay cards

Deal Cadet Deal Cadet
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I think other than ICICI which requires a debit card for grid value authentication, no other bank requires customers to have a debit card. You can always request for debit card cancellation. 

IMO, debit card becomes necessary for UPI activation, and net banking password reset apart from emergency cash withdrawal.  

Many banks, including the mighty SBI, now offer a free virtual debit card. 

Deal Cadet Deal Cadet
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Axis asap

After account opening ask the customer care to block the debit card. Hence you won't be charged or if charged they will issue a reversal 

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