SBI CB card - Visa provisioning service 0 charge

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Deal Subedar
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SmartSelect20240127225928SBICard  There is this visa provisioning charge on every transaction in the new sbi cb card. Its 0rs but What is it? Visa fee?

Anyone with same charges? Or is it a new card thing?
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Wingman Wingman
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I think it is for saving tokenised credit card details in merchant app/site

Deal's Advocate Deal's Advocate
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Visa provisioning charge is a zero-amount verification fee that Visa uses to confirm cardholder information.

In other words, it is a 0 amount assessment that gets charged to the credit card statement in order to confirm that the cardholder information provided is correct. This protects the cardholder from their card being used fraudulently

In place of exposing your card number, this security measure replaces it with another identifier known as a token

This token allows merchants to process your payment without ever compromising your unique card details

This is nothing that you need to be concerned about. The line item may appear in statement , but no direct charges comes along with it & might as well drop off from statements in few days

💳

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Deal Subedar Deal Subedar
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@Ahtsham seems to have similar issue. 
Generous Generous
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Yes.. I too got similar Rs 0 transactions on my new SBI SimplyClick card today.
Screenshot20240128215928SBICard

Wingman Wingman
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I think it is for saving tokenised credit card details in merchant app/site

Deal Subedar Deal Subedar
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one of them was a pos transaction which didn't go through. But what you say makes sense.

Deal Lieutenant Deal Lieutenant
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Every now and then these kind of transactions appear and disappear in SBI card. Don't bother unless it is an actual debit other than 0

Deal's Advocate Deal's Advocate
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Visa provisioning charge is a zero-amount verification fee that Visa uses to confirm cardholder information.

In other words, it is a 0 amount assessment that gets charged to the credit card statement in order to confirm that the cardholder information provided is correct. This protects the cardholder from their card being used fraudulently

In place of exposing your card number, this security measure replaces it with another identifier known as a token

This token allows merchants to process your payment without ever compromising your unique card details

This is nothing that you need to be concerned about. The line item may appear in statement , but no direct charges comes along with it & might as well drop off from statements in few days

💳

Deal Subedar Deal Subedar
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So weird seeing it only in this card and not other visa cards. So there is a chance they will stop putting this in the Statement.
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Deal Lieutenant Deal Lieutenant
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Sbi cc ka roj kuch na kuch lga he rehta hai 

Deal Subedar Deal Subedar
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The visa provisioning charge disappeared after the transactions settled. There you go guys...

Like @DesiDIMEDealer said.

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