SBI CREDIT CARD APPLICATION QUERY??/

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I got msg from bank saying

we have recieved your application. pls give us 11 working days to process your application no. xxxxxx. The annual fee on simply click master is 499.

Now i want to know whether it is approved internally—if not what are the chances and probability of getting it approved?

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Next msg-

pls give us 9 working days to process your application no. xxxxxx

Next msg-
pls give us 7 working days to process your application no. xxxxxx

Next msg-
pls give us 3 working days to process your application no. xxxxxx

Next msg-
Your application is still in progress, final decision will communicate shortly.

My application takes approximately 1.5months, but in last approved.

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If you have submitted ITR with income showing 3lakh+ & holding sbi acc for years then good chances it will be approved,if taken against FD then almost 100% chances of getting approved.

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guest_999 wrote:

If you have submitted ITR with income showing 3lakh+ & holding sbi acc for years then good chances it will be approved,if taken against FD then almost 100% chances of getting approved.

i have fd with sbi but asking to go branch. my branch 150kms away from me .. didnt submitted ITR-gave fake business details but verification part was done and i am having excellent cibil

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prabha.avum wrote:

i have fd with sbi but asking to go branch. my branch 150kms away from me .. didnt submitted ITR-gave fake business details but verification part was done and i am having excellent cibil

Transfer your branch to nearby branch,it can be done online via internet banking—branch(account) transfer option. If cibil score is good then they may ask if you are using any other credit card & its details in absence of itr. If no other credit card then it depends on your luck whether it will be approved or not.

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guest_999 wrote:

Transfer your branch to nearby branch,it can be done online via internet banking—branch(account) transfer option. If cibil score is good then they may ask if you are using any other credit card & its details in absence of itr. If no other credit card then it depends on your luck whether it will be approved or not.

they are not asking my other credit card statement especially sbi

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guest_999 wrote:

Transfer your branch to nearby branch,it can be done online via internet banking—branch(account) transfer option. If cibil score is good then they may ask if you are using any other credit card & its details in absence of itr. If no other credit card then it depends on your luck whether it will be approved or not.

via internet banking, u cant transfer CIF or FD

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Imharsh wrote:

via internet banking, u cant transfer CIF or FD

No need for that either,I believe FD need not necessarily be in same branch as acc for getting credit card against FD (card guy only asks for FD number). CIF remains same no matter how you transfer your account,it only changes on closure of acc & then opening a different account.

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