SBI credit card application timeline

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vkrmjeet
Applied on 4th july
First Verification call on 5th July
Second verification call on 6th July
Approved on 7th July & got call for some shitty card protection plan also.

Didn't apply through SBI sprint as i have first name only in my docs.
applied through agent she was not much cunning but helpful throughout the process.
All KYC docs were given/uploaded on SBI website didn't share anything with her on call or whatsapp. Don't suggest others to do so also.

limit : 6 figures (didn't expect this from SBI , i am surprised)

No income docs given
No physical verification happened
No prior relationship with SBI.(father have account and my mobile no. is linked with that if you have read my comments regarding SBI anywhere).

& one random story : i went to axis ATM to deposit money there were 2 machines one guy after me was trying to withdraw money from fk axis sob sob and i thought he had mistakenly inserted that card and i tried to warn him 🙃 but he was like ehhh mujhe sb pta hai expert hu mai.
i got more chills than him joy
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28 Comments  |  
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Benevolent Benevolent
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That Axis ATM story tho 🤣

Hotshot Hotshot
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bhai his face was literally like smirk
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Community Angel Community Angel
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Want more people like that Axis ATM guy so that banks have enough money to bring more offers so we can benefit

Hotshot Hotshot
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we need more daredevils joy aj kal logo ka dil kamjor hai 🤣
Generous Generous
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My recent SBI approval also happened the same way. And same 6 figures limit. No docs or phy. verification. Approved next day after 2nd verification call.

Vu kg+ for sharing your story plus1
Hotshot Hotshot
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For a non pre approved offer this was very fast considering reputation of SBI and many people cry regarding limit but had a good experince overall. 
It's even better among every private player who already have good chunk of cc market.
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Deal Cadet Deal Cadet
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Which card you applied ?
Hotshot Hotshot
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simplyclick don't find any other card worthy enough.
Finance Ninja Finance Ninja
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Seems, Everybody is getting good experience with SBI and there is me,

Who Applied SBI CC by Agent and Agent Mistakenly applied for Max/Lifestyle CC instead of Simply click and the Credit Limit is 34000😄 which is less than my monthly salary, Despite having PSU Job they gave me this Limit😬

Card Got delivered but didn't activated now SBI has taken my complaint and thinking whether they will give me a Simplyclick CC with Good limit, if these conditions they met then only I am keeping CC

Deal Captain Deal Captain
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They will say, can't do that due to internal policy, try after 6 months.
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Vanguard Vanguard
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No statement = No joining fees. 

I applied for BOB Select card without any docs, they delivered the Easy variant. I didn't activate it for 1.5 months and kept asking them to change it to Select. At last, they changed it and the Cibil report was automatically rectified with the correct variant and limit. Although my card is LTF, it should be the same for any other bank.

Hotshot Hotshot
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Axis put the joining fees and generated statement of 590rs joy joy cc @shraaj you can follow @Ransome method  
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Hotshot Hotshot
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received card.
4 July applied
9 July delivered
It wasn't a pre approved offer.
Fastest application yet for me.https://cdn0.desidime.com/attachments/photos/786676/medium/IMG_20220709_162359.jpg?1657364080
Deal Cadet Deal Cadet
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limit ?
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Deal Subedar Deal Subedar
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Can you share your SBI contact if possible, I have tons of agent's numbers but none of them are helping me out 😌 

replyuser
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