SBI credit card emi foreclosure charges
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Guys,I wish to buy a phone using SBI cc,if I opt for no cost emi and later if I foreclose the emi ,will they levy any charges?
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https://www.desidime.com/discussions/sbi-credit-card-emi-foreclosure-charges?page=1#post_6850869
Kg+,Any exact % bro?
https://www.desidime.com/discussions/sbi-credit-card-emi-foreclosure-charges?page=1#post_6850928
Cool ,kg+ ,bro check pm once
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https://www.desidime.com/discussions/sbi-credit-card-emi-foreclosure-charges?page=1#post_7019067
can we cancel before conversion to emi? will that also attract charges?
https://www.desidime.com/discussions/sbi-credit-card-emi-foreclosure-charges?page=1#post_7019095
Yes as temper above said sbi charges foreclosure charges .u will save some 1 or 2% max
https://www.desidime.com/discussions/sbi-credit-card-emi-foreclosure-charges?page=1#post_7793333
any concrete answers? can i cancel emi in 2 days and pay? plus does sbi give reward points for emi?
https://www.desidime.com/discussions/sbi-credit-card-emi-foreclosure-charges?page=1#post_7793355
You need to buy another item with your phone on EMI than cancel the another after your order so merchant will issue the refund and delivered the phone to you. Now after seeing refund in your card you just need to call SBI and ask him to cancel the EMI as some product has been cancel and merchant had issue refund and you are ready to pay full amount so they will cancel the EMI without any charge and you will get full bill without any EMI and charges. I done this few years ago might be now they are taking request or not.
Pls. try this and update
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Yes, usually they will charge