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16 days left

SBI DEBIT card charges

250°
Deal Cadet
krn.punjabi

I have  blocked the physical card permanently previous month and generated a virtual debit card however i still got charged annual fee

Is this charge justified? 

Virtual card only is free or same charges as physical one

Virtual cars opted rupay global

Thanks in advance 

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Deal Cadet Deal Cadet
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You shouldn't have been charged. There are no charges for Virtual cards. I hope you have hot listed the physical card before renewal month. Sometime, SBI charges after the renewal month. 

Deal Cadet Deal Cadet
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Yes done in January, charged this February 

Deal Subedar Deal Subedar
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Raise complaint for refund

Deal Cadet Deal Cadet
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Done, waiting for an update.

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Generous Generous
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Maybe it's the annual charge for your physical card. Even if you block it, you would be charged for the year you used it.

Deal Cadet Deal Cadet
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I also assumed that,lets wait and watch ⌚ 

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Generous Generous
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There are two types of card block in SBI. User can only temporarily block the card (even though it says permanent). Even after user blocks the card, it shows temporary block in their system! 

You've to either write to branch or mail grievance for a permanent block & get it in writing. 

Deal Cadet Deal Cadet
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Was not aware about this, it says permanent in app while blocking,  if that's the case then it's complete unfair trade practice 

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Talk-Of-The-Town Talk-Of-The-Town
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Does virtual dc give rp as compared to physical dc?

Deal Cadet Deal Cadet
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Not used yet buddy

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Deal Cadet Deal Cadet
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Only blocking the card would not serve the purpose. You need to submit a written request to your branch for discontinuation of debit card service.

Deal Cadet Deal Cadet
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Any reference pdf or link please? 

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Deal Cadet Deal Cadet
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Blocked for ₹147, which only debits from your account once a year?????  C'mon man! You're getting 1000 points ( equals ₹250 )  every month on your regular spends, reliability of sbi ATMs in remote ares. Sometimes cashless withdrawal doesn't work and in that case this physical card will save you. The current design of the sbi debit card is elegant, sleek and classy especially mastercard's varient. 

Deal Lieutenant Deal Lieutenant
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Getting 1000 points on how much spends in a month?

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Benevolent Benevolent
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@krn.punjabi paji please keep us updated here

Deal Cadet Deal Cadet
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Definitely will bro, waiting for 30 days over 🙃

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