sbi debit card penalty
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sbi is charging 23.6 for debit card transactions that failed on mobikwik and amazon due to insufficient balance.
they are claiming the transaction under pos and leving charges.
Does anyone have any idea if something can be done about it
they are claiming the transaction under pos and leving charges.
Does anyone have any idea if something can be done about it
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https://www.desidime.com/discussions/sbi-debit-card-penalty?page=1#post_10027484
This is correct. Debit card transactions declined due to insufficient balance are charged. This has been true for some 3+ years in my experience.
https://www.desidime.com/discussions/sbi-debit-card-penalty?page=1#post_10027541
i thought it was for atm and actual pos machine. just found out about penalty on an online transaction. one more reason to stick to credit cards and upi. 🙃
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https://www.desidime.com/discussions/sbi-debit-card-penalty?page=1#post_10027528
This is standard. For kotak as well.
https://www.desidime.com/discussions/sbi-debit-card-penalty?page=1#post_10027749
These are general rules
Happened with me as well around 3-4 years ago
https://www.desidime.com/discussions/sbi-debit-card-penalty?page=1#post_10027760
Why to make transactions when you don't have balance?
https://www.desidime.com/discussions/sbi-debit-card-penalty?page=1#post_10035099
your question contains answer too. Since, he doesn't know the exact balance, he made that transaction else he would not have made that at all.
it happened thrice to me too as we are lazy in making any effort to know the balance before attempting a transaction. And that laziness is duly encashed by SBI 😄
it happened thrice to me too as we are lazy in making any effort to know the balance before attempting a transaction. And that laziness is duly encashed by SBI 😄
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You can try once by contacting CC. But chances are very narrow that refund will be issued for these charges.