https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9822941
best lesson to teach them is to close card, i have done with 2 of my 3 cards with them
SBI is becoming a scammer
They have not only emptied my rewards account and also levying forfeiting charges to my card account inspite of the fact that I have not redeemed a single reward point since I took the card. Raising my concern to their nodal level is also of no avail. Even the excel sheet of rewards point history they themselves emailed me speaks the truth that they are debiting multiples times more than what they had given thereby my reward points balance turned into -ve and due to the lack of points leftover to debit further charging my card too. Still they are responding like morons to my concern. This became an never ending saga for both of my simpliclick and IRCTC variant cards.
I posted my ordeal on twitter, please support me there.
https://x.com/bsainarayanrao/status/17471646184...
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33 Dimers
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https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9825755
What reason are you telling them for card closure?
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https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823094
Nope
You will be at loss then
They still charging/ Debiting the bank statement.
It's better to redeem 10000 RP against 2000 GV so that you are no profit no loss when your statement shows a sudden charge of 1800/-
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823029
"also levying forfeiting charges to my card account inspite of the fact that I have not redeemed a single reward point since I took the card" what the fook is this shit? + @guest_999
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823624
SBI IRCTC card gives points in irctc wallet which cannot be debited for anything other than booking railway tickets so sbi card instead put a debit charge at the rate of 1 point=1 rupee (the same conversion rate as points in irctc wallet can be used for booking tickets) for those points. For simplyclick though not sure what happened.
+ @narayana1dd249
+ @narayana1dd249
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https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823044
I lost approx 3K points today....can anyone tell me how to check the points statement?
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823070
this topic already shared before by many dimers. tab he seekh leleni thi.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823123
Many people got actually confused when SBI announced the CASHBACK card & so many opted for it
What SBI meant from launch of this card is whatever CASH you are earning from the card ,we will take it BACK
Everybody after thoughts
Some Dimers be like
While some of them are like
Some Other Dimers
Others
Rest
SBI be Like
😂
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823185
This is what happens when everybody starts rotating business shop
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823137
They are deducting reward points after 4-5 months from the transaction date. It might be your old reward points which you would have redeemed.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823183
Give RBI bamboo
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823212
my reward points from amazon were also reversed.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823293
If as per your statements you have not REDEEMED EVER then email the same to CustomerServiceHead @ sbicardDOTcom
CLEAR YOUR DUES and put request for CARD CLOSURE.
Pgportal com
Lastly file a consumer complaint in court and put 1000000 crore as compensation for mental harrasment 🥰
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823518
Closure is the option i will suggest after they refund debited amount.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823774
How to get refund?
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https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823522
I have to agree. They must be fined several crores of fine by RBI for unfair, unjustified and non-transparent reversal of points or directly money from the card account.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823773
Why does your system give reward pts for cashback txn in first place. First they did can be in error but doing it every time and not improving is typical sbi. Seems like the banking guys have taken over card division too. Keep complaining to RBI guys .....
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9824151
Even for a while we agree to the point that discount and reward points double dip benefit is not applicable and so such mistakenly given reward points are to be reversed, there should be some transparency. But in my case, you can check the excel sheet of the attached rewards points statement of my IRCTC card that I obtained from their nodal team on yesterday, there is no single redemption from my end which clearly means they are debiting multiple times to what they credited.
i) they emptied my complete reward points account including those earned prior to that policy date September 2022, that's not enough
ii) put a extra debit thereby reward points balance turned into -ve, that's not enough
iii) charging continuously to my card
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9823912
Mera bhi 800 points and 184 rupya ccse kata hai.. kaise pata kare kidhar ka kaat liya.. mention to karna chahiye na kis cheej ka kata
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9824068
why are they auto debiting points?
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9824167
Double dip benefit of discounts during offer sale and reward points on that transaction has been removed as policy by SBI w.e.f. September 2022. So as per them, they are reversing the points they had mistakenly given for the transactions performed during discounts offer sales. But there is no transparency and debiting multiple times for single credit so my complete reward points account got emptied, even turned into negative, that's enough, they are charging to my card as debit towards reward points reversal. Please see the attached images in my main post to understand the issue better.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9824220
I am fighting another battle with them. My IRCTC card was renewed after expiry in 2021 and I only recently discovered no points were credited to my IRCTC account after that. I had to raise 3 tickets (2 via emails, 1 via call) to get them to understand the issue. Obviously, they sent me once to IRCTC as well who asked me to go back to SBI. Finally, SBI told me that the next statement should have missing points from the past 2 years. Fingers crossed.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9824491
For me too, they charged annual fee for additional card which they waived off earlier on call. They made it as LTF and now deducting annual charges.
Now will use card in sale only and initiate a closure request
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9824730
Simply saying, SBI became mad, berserk, or even insane.
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https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9825055
Where to check the reward points statement for sbi credit cards?
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9825298
There is no statement only total points
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9825077
Ask them through their customer care email @Imrahul
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9825259
Last time i got reward 855+ but now im checking the reward points it shows only 460 or history is also clear 🥲
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9825834
Scam is such h big word
But here
The title is right
It is a scam
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9825919
Are bhai kya bataun. Ek Domino's wali offer ayi thi Naa do 2500 wali transaction kiye toh 500 wali Domino's voucher milta tha. Me tranx Kiya wo log link bhi bheje. Me submit bhi kiya. 15-20 din ho gaye voucher aya nai. CS ko phone lagaya. Wo bole ki. Complaint raise Hui hai. Fir 7 days baad phone Kiya wo bole ki hamare paas koi details nai hai ap eligible nai ho. Fir dubara phone lagaya wo and shabd baka mere muh se gaali nikl gayi wo bola aap professionally baat karo. Me bhi bola aap professionally baat nai karte ho toh wo treatment expect naa karo. Fir me cs head ko mail dala. Fir jaake kal Mila voucher. Harami hai bahut bhai. Fijul me tension Dena sikhe hain
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9831757
Kaun si gaali work karti hai bhai SBI CS walon pe ? Will come in handy if required. 😆
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https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9826751
Is this for cashback card or simplyclick?
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9826809
Simplyclick and IRCTC
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https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9827426
RBI ombudsmen for unfair banking practice complain
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9834110
This is pure harassment to customers. Mass complaint to RBI is necessary. Tag SBI MD, RBI officials and create awareness. If SBI system is at fault, they should fix it, can't dig up past to make money. It's like you lure to make savings, then loot the same and more as it's difficult to track those expenses. Complaint in huge numbers.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9827766
similar happened with me last year when I used my click cc during bbd and they credited the 1% reward points when i redeemed them they debited the amount.
not and only this they also wanted me to do rekyc with aadhaar/digi locker for a 2 year old cc, this was deal breaking for me.
daily they ise to call me to do the rekyc otherwise card will be closed.
not and only this they also wanted me to do rekyc with aadhaar/digi locker for a 2 year old cc, this was deal breaking for me.
daily they ise to call me to do the rekyc otherwise card will be closed.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9828542
I think, their nodal level blocked me instead of answering my queries.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9834074
Close SBI credit cards asap. They are after making some money from customers. It's like banking. In the name of not paying money will lead to poor cibil scores, they are doing this. Close asap.
https://www.desidime.com/discussions/sbi-is-becoming-a-scammer?page=1#post_9834504
Your points will be reversed later
- If you used it during sale.
- if you took EMI option.
- For FLEXIPAY too.
Don't redeem the points if you are using for the above conditions.
If you used it , then close the credit card. (to re-apply SBI credit card you have to wait for 6 months)
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Stop redeeming the reward points from this card is what I'm doing now.
Many people got actually confused when SBI announced the CASHBACK card & so many opted for it
What SBI meant from launch of this card is whatever CASH you are earning from the card ,we will take it BACK
Everybody after thoughts
Some Dimers be like
While some of them are like
Some Other Dimers
Others
Rest
SBI be Like
😂