You are which risk customer that you don't decide. This decision is with bank and you have no say in it.
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Also, it's not like bank employees are very free to harass you and waste their time processing your kyc and running behind you. Please co-operate with them or they can freeze your debit too.
Data mining and their upsell / cross sell ideas (insurance , mf, advisory service) when you visit them everytime are good enough reasons to term them as harrassment
SBI is crap! Move out. Any activity in their branch will take 2 hours (if lucky) or you need to visit 2nd time to finish it. There will be 10 counters but only 1 operational and they always have "server issue". Try taking a DD, they will make you run from counter to counter. The same is done within minutes in a single counter in a pvt Bank.
I am with ICICI, HDFC & Citibank. At least they are not asking for frequent KYC. I don't even remember when was the last time I stepped into the bank.
Not sure when you visited the SBI branch last ?
Gone are those days when there used to be long queues or server down issues or multiple counter non-functionals.
SBI bank as a whole has improved a lot in the past few years. Few branches or employees can be exceptional in every case.
But overall they are now much quicker towards the request and concern.
Also, net banking or apps are also improved. So this way reduces the effort to visit branches.
For KYC, you can email your branch with required details attached ( incase details are same ) and that will get updated if you think visiting the branch may result in time consumption.
close the acct and have a good night sleep
It is unclear from post that you are account customer or CC. Please clarify
Mera to airtel payment bank wala pareshan kar rakha hai.. adhar dene ke baad bhi bola raha data mismatch.
Old adhar mang raha.. wo kaha se de usko.. ye kahi se download hota hai kya old . Maine to lagta hai 8 10 change kiye honge adress abtak.. old adhar kaun rakhta hai.. acc ko freeze kar rakha hai rekyc ke naam par.. puchhne par wahi same copy paste chipka raha .. mujhe kya kya dena hai.. like robot
ombudmen
You are which risk customer that you don't decide. This decision is with bank and you have no say in it.
..
Also, it's not like bank employees are very free to harass you and waste their time processing your kyc and running behind you. Please co-operate with them or they can freeze your debit too.